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HomeMy WebLinkAboutFY Ended September 30, 2005TROPHY CLUB MUNICIPAL UTII-ITY DIS'TRICT NO.? MANAGEMENT REPORT FOR THE YEAR ENDED SEPTEMBER 30,2005 TABLE OF CONTENTS INTRODUCTORY LETTER CURRENT YEAR ISSUES: 1. Automate Bank Reconciliations 2. Maintain Backup Documentation for Voided Checks 3.. Improve Controls Over Journal Entries PAGE 1 CERTIFIED PUBLIC ACCOUNTANTS- AND CONSULTANTS . . . . DALLAS ~- -. . . . . Three Forert Plaza -~ 12221 Merit Drive Suite 1400 Dallas, Texas 75251 -2280 972.490.1910 F 972. 702.8321 I600 West Srurwrli Street Suite 300~- Fort Worth. Te.~aj 76102-2506 817..9.?2.7905 F 817.423.593(; AN INDEPENDENTMEMBEROF BAKER TILLY INTERNATIONAI To the Board of Dir-ectors Trophy Club Municipal Utility District No. 1 Trophy Club, Texas We have audited the financial statements of Trophy Club Municipal Utility District No. 1 (the District), as of and for the year ended September 30, 2005, and have issued our report thereon -dated December 12, 2005. As part of our audit, we made a study and evaluation of the District's system of internal accounting control to the extent we considered necessary to evaluate the system as required by generally accepted auditing standards. Under these standards, the purpose of such evaluations is to establish a basis for reliance on the system of internal accounting control in determining the nature, timing and extent of other auditing procedures that are necessary for expressing an opinion on the financial statements. The management of the District is responsible for establishing and maintaining a system of internal accounting control. In fulfilling this responsibility, estimates and judgments by them are required to assess the - expected benefits and related costs of control procedures. -The objectives of such a system are to provide reasonable, but not absolute, assurance that assets are safeguarded against- loss from unauthorized use or disposition and that transactions are executed in accordance with required authorization and recorded properly to permit the preparation of financial statements in accordance with generally accepted accounting principles. Because of inherent limitations in any system of internal accounting control, errors or irregularities may still occur without being detected. Also, projection of any evaluation of the system to future peridsis subject to the risks that procedures may become inadequate because of changes in conditions or that the degree of compliance with theprocedures may deteriorate.- Our study and evaluation was not designed for the purpose of expressing an opinion on the internal accounting control and would not necessarily disclose all weaknesses in the system. However, as a result of our study and evaluation, and in an effort to be of assistance to the District, we are submitting for your consideration comments and recommendations intended to improve operations and internal accounting control. - - After you have had an opportunity to consider our comments and recommendations, we would be pleased to discuss them with you. Very truly yours, Weaver and Tidwell, L.L.P.. December 12,2005 CURRENT YEAR ISSUES: 1: Automate Bank Reconciliations The District presently performs bank reconciliations of District depository accounts manually. As a result, there is an increased risk that errors could occur without detection in a timely manner. We recommend the District consider automating the bank reconciliation process through the use of Excel spreadsheets. This will help reduce the likelihood of clerical errors from occurring, and will help facilitate review of the reconciliation. 2. Maintain Backup Documentation for Voided Checks During our audit, we noted that the District does not maintain backup documentation to support all voided checks. As a result, there is an increased risk that errors or irregularities could occur without detection. We recommend the District implement a formal policy requiring that backup documentation (i.e. photocopy of check) be maintained for all voided checks. This will help reduce the likelihood of errors or irregularities from occurring without detection. 3. Improve Controls Over Journal Entries During our audit, we reviewed a sample of journal entries. While the entries appeared reasonable in nature and were adequately supported by backup documentation, there was no written documentation to evidence approval of each transaction by a person other than the preparer of the entry. Additionally, we noted that journal entries can be deleted by anyone in the Finance Department without approval. We recommend that the District take action to ensure that journal entries are formally documented to include the written approval of someone other that the preparer of the entry. In addition, we recommend the District implement controls to prevent journal entries from being deleted from the general ledger system. Implementation of this recommendation will reduce the likelihood of unauthorized transactions from being input into the District's accounting system. TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30,2005 CONTENTS Page FINANCIAL SECTION ANNUAL FILING AFFIDAVIT. .. . . .. . ... .. . ... ... .. . . . . . . . . .. . . .. ... . ... ... ... .... ....... . . ... . ... . . . .. . ... .. . .. .. .. . ... .. .. .. . .. . .. ..... .. ... . .... i INDEPENDENT AUDITOR'S REPORT .... . . . . . .. . . . . ... .. ... . ... ... ... .... . .. . . . . . . . . . . . . . . . . . . . . . . . . . . 1 MANAGEMENT'S DISCUSSION AND ANALYSIS (unaudited). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 BASIC FINANCIAL STATEMENTS Government-wide Financial Statements Statement of Net Assets .......................................................................................................... 9 Statement of Activities.. . . . . . .. . . . . . . . . . .. . . . ... . . . . .. . . . . . . . . .. . . . . . ... . .. . .. . . . .. . . . . .. . .. . ... .. . . . . . . .. . . . .. .. .. . . . . .. . .. . . ... .. I0 Fund Financial Statements Governmental Funds Balance Sheet .................................................................................................................. 11 Reconciliation of the Governmental Funds Balance Sheet to Statement of Net Assets ...... ........................ .... ......... . . . . . . . .............. . 12 Statement of Revenues, Expenditures and Changes in Fund Balances ...... .... .. ..... ...... ... .... ...... ....... .... ........ ...... ... ... ... .. ..... . .... .. ...... .. ... . .. .... ... 13 Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances of Governmental Funds to the Statement of Activities ............................................................................... 14 Notes to Basic Financial Statements .......................................................................................... 15 REQUIRED SUPPLEMENTARY INFORMATION Budgetary Comparison Schedule - General Fund ........................................................................ 27 Notes to Required Supplementary Information .............................................................................. 28 INDIVIDUAL STATEMENTS AND OTHER SUPPLEMENTARY INFORMATION REQUIRED BY TEXAS COMMISSION ON ENVIRONMENTAL QUALITY (TCEQ) Budgetary Comparison Schedule -Debt Service Fund TSI-1 Services and Rates TSI-2 General Fund Expenditures TSI-3 Temporary Investments TSI-4 Taxes Levied and Receivable TSI-5 Long-Term Debt Service Requirements - By Year TSI-6 Changes in Long-Term Bonded Debt TSI-7 Com parative Schedules of Revenues and Expenditures - Five Years TSI-8 Board Members, Key Personnel, and Consultants ANNUAL FILING AFFIDAVIT THE STATE OF TEXAS 1 COUNTY OF DENTON 1 I (Name of Duly Authorized District Representative) Of the Trophv Club Municipal Utilitv District No.1 (Name of District) hereby swear, or affirm, that the district named above has reviewed and approved at a meeting of the Board of Directors of the District on the day of I , its annual audit report for the fiscal year or period ended September 30, 2005 and that copies of the annual audit report have been filed in the district office, located at 100 Municipal Drive, Trophv Club, Texas, 76262. The annual filing affidavit and the attached copy of the audit report are being submitted to the Texas Commission on Environmental Quality in satisfaction of the annual filing requirements of Texas Water Code Section 49.1 94. Date: ,20 By: (Signature of District Representative) (Typed Name & Title of above District Representative) Sworn to and subscribed to before me this day of , (SEAL) (Signature of Notary) My Commission Expires On: I Notary Public in the State of Texas. INDEPENDENT AUDITOR'S REPORT L. I,. P To the Board of Directors CERTIFIED PUBLIC Trophy Club Municipal Utility District No. I ACCOUNTANTS ANDCONSIIL.TANTS Troph~CIubiTexas We have audited the accompanying financial statements of the governmental activities and each major fund of the Trophy Club Municipal Utility District No. 1, (the "District"), as of and for the year ended September 30, 2005, which collectively comprise the District's basic financial statements as listed in the table of contents. These financial statements are the responsibility of the District's management. Our responsibility is to express an opinion on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinion. In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, and each major fund of the Trophy Club Municipal Utility District No. 1 as of September 30, 2005, and the changes in financial position for the year then ended, in conformity with accounting principles generally accepted in the United States of America. The management's discussion and analysis, and budgetary comparison information on pages 2 through 8 and 27 through 28, are not a required part of the basic financial statements but are supplementary information required by accounting principles generally accepted in the United States of America. We have applied certain limited procedures, which consisted principally of inquiries of management regarding the methods of measurement and presentation of the supplementary information. However, we did not audit the information and express no opinion on it. Our audit was conducted for the purpose of forming an opinion on the financial statements that collectively comprise Trophy Club Municipal Utility District No. 1's basic financial statements. The accompanying supplemental information listed in the table of contents is presented for the purpose of additional analysis and is not a required part of the basic financial statements. The accompanying supplemental information has been subjected to the auditing procedures applied in the audit of the basic financial statements and, in our opinion, is fairly stated in all material respects in relation to the basic financial statements taken as a whole. 5f//le 500 loit Worth, 7pt(i, /(,I02 2506 817 3 32 7905 F 817 4.29 5936 WEAVER AND TIDWELL, L.L.P. WWW WEAVERANDTIDWELL COM AN INDEPENDENT MEMBER OF Dallas, Texas HAK~R TILLY December 12,2005 INTERNATIONAL TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 MANAGEMENT'S DISCUSSION AND ANALYSIS September 30, 2005 Trophy Club Municipal Utility District No. 1, Texas (the "District") Management's Discussion and Analysis (MD&A), is a narrative overview and analysis designed to provide the reader a means to identify and understand the financial activity of the District and changes in the District's financial position during the fiscal year ended September 30, 2005. The Management's Discussion and Analysis is supplemental to, and should be considered along with the District's financial statements. Financial Highlights At the close of the fiscal year, the assets of the District exceeded its liabilities by $5,403,537. Of this amount, $3,473,984 is unrestricted net assets and may be used to meet the District's ongoing commitments to its citizens and creditors. The District's net assets increased by $620,042 as a result of operations. At the end of the fiscal year, the District's governmental funds reported a combined fund balance of $355,699. For the year ended September 30, 2005, the unreserved fund balance for the General Fund was $297,288, 61 % of the total expenditures for the General Fund for 2005. The governmental long-term debt obligations of the District decreased by $559,438. Overview of the Financial Statements The MD&A is intended to introduce the reader to the District's basic financial statements, which are comprised of three components: 1. Government Wide Financial Statements, 2. Fund Financial Statements, and 3. Notes to those Financial Statements. The report also contains other required supplementary information in addition to the basic financial statements. Government Wide Financial Statements - the government wide financial statements are designed to provide the reader with a general overview of the District's finances in a way that is comparable with financial statements from the private sector. The government wide financial statements consist of two statements: 1. The Statement of Net Assets - (Page 9) this statement presents information on all of the District's assets and liabilities; the difference between the two is reported as net assets. Over an extended period, the increase or decrease in net assets will serve as a good indicator of whether the financial position of the District is improving or deteriorating. 2. The Statement of Activities - (Page 10) gives information showing how the District's net assets have changed during the fiscal year. All revenues and expenses are reported on the full accrual basis so certain revenue and expense items will result in cash flows in future fiscal periods (such as uncollected taxes or unused vacation leave). In the above statements, the District's operations are presented as Governmental Type Activities - where the District's basic activities are reported as administration. Normally, these operations are financed by property taxes. Note: the government wide financial statements are found on pages 9 and 10 of this report. TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 MANAGEMENT'S DISCUSSION AND ANAL YSIS September 30, 2005 Fund Financial Statements - A fund is a grouping of related accounts that is used to maintain control over resources that have been set aside for specific activities or objectives. Fund financial statements provide detailed information about the most important funds and not about the city as a whole as in the government-wide financial statements. The District uses fund accounting to demonstrate compliance with finance related legal requirements which can be categorized as government fund activities. Governmental Funds - All of the District's activities are reported in governmental funds. They are used to account for those functions known as governmental activities. But unlike government - wide financial statements, governmental fund financial statements focus on how monies flow into and out of those funds and their resulting balances at the end of the fiscal year. Statements of governmental funds provide a detailed short-term view of the District's general government operations and the basic services it provides. Such information can be useful in evaluating a government's short-term financing requirements. The District maintains two governmental funds. Information is presented separately in the Governmental Fund Balance Sheet and in the Governmental Fund Statement of Revenues, Expenditures and Changes in Fund Balances for the General Fund and the Debt Service Funds, both of which are considered to be major funds. The District adopts annual appropriated budgets for the general fund, and debt service funds. A budgetary comparison statement is provided for each annually budgeted fund to demonstrate compliance with its budget. Notes to the Financial Statements - The notes provide additional information that is essential to a full understanding of the data presented in the government-wide and fund financial statements. The notes to the financial statements can be found on pages 15-26. Government-wide Financial Analysis The management discussion and analysis highlights the information provided in both the Statement of Net Assets and Statement of Activities in the government-wide financial statements. It may serve over an extended period of time, as a useful indicator of the District's financial position. At the end of the fiscal year, the District's assets exceeded liabilities by $5,403,537. Of this amount $1,850,048 (34.2%) reflects the District's investment in capital assets (e.g., land, buildings, machinery and equipment, net of accumulated depreciation), less any related outstanding debt used to acquire those assets. The District uses these capital assets to provide service to the community, therefore these assets are not available for future spending. TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 MANAGEMENT'S DISCUSSION AND ANALYSIS September 30, 2005 Table 1 Condensed Statement of Net Assets Activities Activities Current and other Capital Asets Total Assets Long-term Liabilities Other Liabilities Total Liabilities Net Assets: Invested in capital Net of related debt Restricted Unrestricted Total Net Assets District operational analysis - The following table provides a summary analysis of the District's operations for the fiscal year ended September 30, 2005. Governmental activities have increased the District's net assets by $620,042 which amounts to a 13% increase in total net assets for the year. Changes in net assets Table 2 Changes in Net Assets Governmental Governmental Activities Activities 2005 2004 Revenue: Program revenue Charges for services General Revenue Ad Valorem Taxes 1,174,689 1,078,187 Unrestricted Investment earnings 20,639 10,041 Miscellaneous 2,123 9,801 Total Revenue 1,311,964 1,103,166 Expenses: General Government 131,374 457,059 Fire 409,288 274,622 Interest and fiscal charges 151,260 141,789 Total Expenses Increase in net assets TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 MANAGEMENT'S DISCUSSION AND ANAL YSlS September 30, 2005 Financial analysis of the District's funds Government Funds - the main focus of the District's governmental funds is to provide information on the flow of monies to and from the funds, and to note the unreserved fund balance, which is a good indicator of resources available for spending in the near term. The information derived from these funds is highly useful in assessing the District's financial requirements. The unreserved fund balance may serve as a useful measure of the governments net resources available for use at the fiscal year end. At the end of the fiscal year, the District's governmental funds reported combined ending fund balances of $355,699, of which 84%, or $297,288, is unreserved and available to the District for future spending. The remaining fund balance is not available for spending and is committed to pay debt service. General fund budgetary highlights Revenue: Revenues were $22,799 more than budgeted Property Tax collections were $14,836 (3%) higher than budgeted. This includes current and prior year property taxes for the operation and maintenance funds and the funds needed to pay for the operation of the fire department per the inter local agreement with the Town. Investment income was over budget by $7,963 (3 18.5%). Expenses: Expenses were $40,533 less than budgeted Salaries and related expenses were $3,162 less than budget. Professional and contractual expenses were $6,454 less than budgeted due mainly to decreased legal fees. There was a savings in the payment to the Town for operation of the fire department of $3 1,062 over the original budget. The District contributed $2,500 towards the 4th of July celebration in the community. Debt Service: The debt service revenue exceeded the budget by $22,946, with the majority of the additional revenue occurring in the ad valorem taxes as a result of supplemental additions to the taxable valuation that occurred during the year. The debt service expenses were $8,432 less than budget as a result of lower than anticipated paying agent fees. The debt service reserves were increased from $27,033 to $58,411. Overall: The District's revenue totaled $1,202,969 on expenses of $1,133,325. The total fund balance increased from $286,699 to $355,699; an increase of $69,644, a 24.3% increase in reserves. TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 MANAGEMENT'S DISCUSSION AND ANALYSIS September 30,2005 Capital asset and debt administration. The District's investments of capital assets for its governmental activities as of September 30, 2005 amounted to $5,412.707 net of accumulated depreciation. This represents a broad range of capital assets including, but not limited to land, buildings, improvements, machinery and equipment, vehicles, and water, wastewater treatment, and wastewater collection systems. Table 3 Capital Assets at Year-end Net of Accumulated Depreciation Governmental Activity 2005 Land Buildings Improvements ofher than buildings Machinery and equipment Vehicles Water System Wastewater treatment system Wastewater collection system Organization costs Total Governmental Activity 2004 There were no major additions to capital assets for the fiscal year. Capital assets net of depreciation at year end: $5,412,707 Additional information about capital assets may be found in Notes 1 F and 3 in the notes to financial statements. Debt administration Long-Term Debt - at the end of the current fiscal year the District had $3,562,659 in general obligation bonds, contractual obligation bonds, capital lease obligations, notes payable, and accrued compensated absences, a decrease of 13.8% from the previous fiscal year. Of this amount, $3,538,000 is backed by the full faith and credit of the government. TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 MANAGEMENT'S DISCUSSION AND ANAL YSlS September 30, 2005 General debt currently outstanding Table 4 Outstanding Debt at Year-end Activities Activities 2005 2004 General obligation bonds Contract obilgations Capital lease obligations Notes Payable Total Economic factors and next year's budgets and rates: General fund fiscal 2006 budgetary highlights Revenue: The District's operational revenue budget decreased by $26,095. Property tax revenue decreased by $26,095 due to increased district valuations. Interest revenue increased by $5,500 as a result of higher fund balances and interest rates. Expenses: The District's operational expense budget increased by $1,029. Payroll and professional services decreased by approximately $4,200. Operating expenses increased by $5,278 with the majority of the increase, $6,528 in fire department funding. The remainder of the budget lines in operating expenses remained the same. Capital expenses remained the same. Overall: The District's operational budget is anticipated to have expenses of $524,972 on revenues of $524,972 resulting in an anticipated operating break even. Debt Service: The debt service revenues have decreased from $658,347 in fiscal 2005 to $656,357 in fiscal 2006, a decrease of $1,990, or a .3% decrease. Debt service expenditures decreased from $658,347 to $656,357 as a result of normal annual variances in bond payments. TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 MANAGEMENT'S DISCUSSION AND ANALYSIS September 30,2005 The Districts overall budget for revenue increased from $1,157,224 in fiscal 2005 to $1,18 1,329 in fiscal 2006 a 2.1% increase. The overall expenses decreased from $1,182,290 to $1,18 1,329 an .08% decrease. Requests for information This financial report is designed to provide a general overview of the District's finances for all interested parties. Questions concerning any of the information in this report or requests for additional information should be directed to the Trophy Club Municipal Utility District No. 1, Director of Finance, 1 00 Municipal Drive, Trophy Club, Texas 76262. BASIC FINANCIAL STATEMENTS TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO.l STATEMENT OF NET ASSETS SEPTEMBER 30,2005 Governmental Activities Cash and cash equivalents Investment in joint venture Receivables Taxes Restricted assets: Contracts receivable Capital assets: Land Buildings Improvements other than buildings Machinery and equipment Vehicles Water system Wastewater treatment system Wastewater collection system Organization costs Accumulated depreciation ASSETS TOTAL ASSETS LIABILITIES Accounts payable Accrued interest payable Noncurrent liabilities: Debt due within one year Debt due in more than one year Total liabilities NET ASSETS Invested in capital assets, net of related debt Restricted for debt service Unrestricted TOTAL NET ASSETS The Notes to Basic Financial Statements are an integral part of this statement. TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 STATEMENT OF ACTIVITIES YEAR ENDED SEPTEMBER 30,2005 Net (Expenses) Revenue and Changes in Program Net Assets Revenues Charges for Governmental Program Activites Expenses Services Activities Governmental activities General government $ 131,374 $ 114,513 $ (16,861) Fire 409,288 (409,288) Interest on long term debt 151,260 (1 51,260) Total governmental activities $ 691,922 $ 114,513 (577,409) General Revenues: Ad valorem taxes Investment income Miscellaneous The Notes to Basic Financial Statements are an integral part of this statement. Total general revenues 1,197,451 Change in net assets 620,042 Net Assets - beginning of year 4,783,495 Net Assets - end of year $ 5,403,537 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 BALANCE SHEET - GOVERNMENTAL FUNDS SEPTEMBER 30,2005 ASSETS Debt Total Service Governmental General Fund Funds Assets Cash and cash equivalents Receivables: Taxes Contracts receivable TOTAL ASSETS Liabilities Accounts payable Deferred revenue LIABILITIES AND FUND BALANCES Total liabilities 10,927 31,374 42,301 Fund Balances Unreserved and undesignated, reported in: General fund 297,288 297,288 Debt service fund 58,411 58,411 Total fund balances 297,288 58,411 355,699 TOTAL LIABILITIES AND FUND BALANCES $ 308,215 $ 89,785 $ 398,000 The Notes to Basic Financial Statements are an integral part of this statement. TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 RECONCILIATION OF THE GOVERNMENTAL FUNDS BALANCE SHEET TO STATEMENT OF NET ASSETS SEPTEMBER 30,2005 Total fund balances - governmental funds Amounts reported for governmental activities in the statement of net assets are different because: Capital assets used in governmental activities are not current financial resources and therefore are not reported in the governmental funds balance sheet. Investment in joint venture does not represent current financial resources and therefore is not reported in the governmental funds balance sheet. Receivables which are unavailable to pay current period expenditures are deferred from recognition as revenue in the governemntal funds balance sheet. l nterest payable on long term debt does not require current financial resources, therefore interest payable is not reported as a liability in the governmental funds balance sheet. Long-term liabilities, including bonds payable are not due and payable in the current period and therefore are not reported in the fund financial statements. (3,562,659) Net assets of governmental activities $ 5,403,537 The Notes to Basic Financial Statements are an integral part of this statement. TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - GOVERNMENTAL FUNDS YEAR ENDED SEPTEMBER 30,2005 Debt Total Service Governmental General Fund Funds Revenues: Taxes $ 51 1,213 $ 659,286 $ 1,170,499 Investment income 10,463 10,176 20,639 Miscellaneous revenues 11,831 11,831 Total revenues Expenditures: Current: General government 74,122 74,122 Fire 409,288 409,288 Debt Service Principal 307,795 307,795 Interest and fiscal charges 342,120 342,120 Total expenditures 483,410 649,915 1,133,325 Excess of revenues over expenditures Fund Balances - beginning of year 259,022 27,033 286,055 Fund Balances - end of year $ 297,288 $ 58,411 $ 355,699 The Notes to Basic Financial Statements are an integral part of this statement. TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES YEAR ENDED SEPTEMBER 30,2005 Net change in fund balances - total governmental funds Amounts reported for governmental activities in the statement of activities are different because: Depreciation expense on capital assets reported in the statement of activities, does not require the use of current financial resources. Therefore, depreciation expense is not reported as expenditures in the governmental funds. Investment in joint venture reported in the statement of activities, does not require the use of current financial resources. Therefore, the current year change in the investment is not reported in the governmental funds. Certain revenues in the government wide financial statements that do not produce current financial resources are not reported as revenue in the governmental funds. The issuance of long term debt (e.g. bonds) provides current financial resources to governmental funds, while the repayment of the principal of long-term debt consumes the current financial resources of governmental funds. Neither transaction, however, has any effect on net assets. Current year accretion on capital appreciation bonds is not reflected in the fund financial statements, but is shown as an increase in non-current liabilities in the government wide financial statements Interest on capital appreciation bonds is recognized as an expense when incurred in the government wide financial statements, whereas in the fund financial statements interest expenditures are reported when due. Current year changes in accrued interest payable do not require the use of current financial resources; and therefore, are not reported as expenditures in governmental funds. 3,166 1 Change in Net Assets of Governmental activities $ 620,042 The Notes to Basic Financial Statements are an integral part of this statement. TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES A. General Statement Trophy Club Municipal Utility District No. 1 (the District) was created by an order of the Texas Commission on Environmental Quality (TCEQ) (formerly the Texas Natural Resources Conservation Commission) on March 4, 1975 and confirmed by the electorate of the District at a confirmation election held on October 7, 1975. The Board of Director's held its first meeting on April 24, 1975. The bonds were first sold on June 8, 1976. The District operates pursuant to Article XVI, Chapter 59 of the Texas Constitution and Chapter 54 of the Texas Water Code, as amended. The Governmental Accounting Standards Board (GASB) is the accepted standard setting body for the District. The financial statements of the District have been prepared in conformity with generally accepted accounting principles (GAAP) as applied to government units. As required by generally accepted accounting principles, these financial statements present the District only. There are no component units which satisfy requirements for blending within the District's financial statements or discrete presentation. The District holds legal title to all land for its benefit and MUD2. The proportionate allocation of costs and related beneficial usage rights in the major assets is estimated as follows: Master MUD I MUD 2 District Water plant wells Twenty-one inch water line Elevated tank Wastewater treatment plant and land First expanded treatment plant Second expanded treatment plant Administration building 2004 water plant expansion B. Financial Reporting Entity As required by accounting principals generally accepted in the United States of America, these financial statements include the activities of the District and any organizations for which the District is financially accountable or for which the nature and significance of their relationship with the District are such that exclusion would cause the reporting entity's financial statements to be misleading or incomplete. TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. I NOTES TO BASIC FINANCIAL STATEMENTS NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - continued B. Financial Reporting Entity - continued The definition of the reporting entity is based primarily on the notion of financial accountability. A primary government is financially accountable for the organizations that make up its legal entity. It is also financially accountable for legally separate organizations if its officials appoint a voting majority of an organization's governing body and either it is able to impose its will on that organization or there is a potential for the organization to provide specific financial benefits to, or to impose specific financial burdens on, the primary government. A primary government may also be financially accountable for governmental organizations that are fiscally dependent on it. A primary government has the ability to impose its will on an organization if it can significantly influence the programs, projects, or activities of, or the level of services performed or provided by, the organization. A financial benefit or burden relationship exists if the primary government (a) is entitled to the organization's resources; (b) is legally obligated or has otherwise assumed the obligation to finance the deficits of, or provide financial support to, the organization; or (c) is obligated in some manner for the debt of the organization. Some organizations are included as component units because of their fiscal dependency on the primary government. An organization is fiscally dependent on the primary government if it is unable to adopt its budget, levy taxes, set rates or charges, or issue bonded debt without approval by the primary government. Accordingly, the District has no component units. C. Government-Wide and Fund Financial Statements The government-wide financial statements (the statement of net assets and the statement of activities) report information on all of the activities of the District, except for fiduciary funds. The effect of interfund activity has been removed from these statements. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business-type activities, which rely to a significant extent on fees and charges for support. The activities of the District are comprised only of governmental activities. The statement of activities demonstrates the degree to which the direct expenses of a given program are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific program. Program revenues include 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given program and 2) operating or capital grants and contributions that are restricted to meeting the operational or capital requirements of a particular program. Taxes and other items not properly included among program revenues are reported instead as general revenues. Fund Financial Statements The District segregates transactions related to certain functions or activities in separate funds in order to aid financial management and to demonstrate legal compliance. Separate statements are presented for governmental and proprietary activities. These statements present each major fund as a separate column on the fund financial statements. The District does not report any non-major funds. Governmental funds are those funds through which most governmental functions typically are financed. The measurement focus of governmental funds is on the sources, uses and balance of current financial resources. The District has presented the following major governmental funds: TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. I NOTES TO BASIC FINANCIAL STATEMENTS NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - continued C. Government-Wide and Fund Financial Statements - continued General Fund The General Fund is the main operating fund of the District. This fund is used to account for all financial resources not accounted for in other funds. All general tax revenues and other receipts that are not restricted by law or contractual agreement to some other fund are accounted for in this fund. General operating expenditures, fixed charges and capital improvement costs that are not paid through other funds are paid from the General Fund. Debt Service Fund The Debt Service Fund is used to account for resources accumulated and payments made for principal and interest on the long-term debt of governmental funds. D. Measurement Focus and Basis of Accounting Measurement focus refers to what is being measured; basis of accounting refers to when revenues and expenditures are recognized in the accounts and reported in the financial statements. Basis of accounting relates to the timing of the measurement made, regardless of the measurement focus applied. The government-wide statements are reported using the economic resources measurement focus and the accrual basis of accounting. The economic resources measurement focus means all assets and liabilities (whether current or non-current) are included on the statement of net assets and the operating statements present increases (revenues) and decreases (expenses) in net total assets. Under the accrual basis of accounting, revenues are recognized when earned. Expenses are recognized at the time the liability is incurred. Governmental fund financial statements are reported using the current financial resources measurement focus and are accounted for using the modified accrual basis of accounting. Under the modified accrual basis of accounting, revenues are recognized when susceptible to accrual; i.e., when they become both measurable and available. "Measurable" means the amount of the transaction can be determined and "available" means collectible within the current period or soon enough thereafter to be used to pay liabilities of the current period. The District considers receivables collected within sixty days after year-end to be available and recognizes them as revenues of the current year. Expenditures are recorded when the related fund liability is incurred. However, debt service expenditures are recorded only when payment is due. The revenues susceptible to accrual are interest income and ad valorem taxes. All other governmental fund revenues are recognized when received. TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - continued E. Cash and lnvestments The District's cash and cash equivalents are considered to be cash on hand, demand deposits, and short-term investments of three months or less from the date of acquisition. The District's investment policy requires that all monies be deposited with the authorized District depository or in (1) obligations of the United States or its agencies and instrumentalities; (2) direct obligation of the State of Texas or its agencies; (3) other obligations, the principal of and interest on which are unconditionally guaranteed or insured by the State of Texas or the United States; (4) obligations of states, agencies, counties, cities, and other political subdivisions of any state having been rated as to investment quality by a nationally recognized investment rating firm and having received a rating of not less than A or its equivalent; (5) certificates of deposit by state and national banks domiciled in this state that are (A) guaranteed or insured by the Federal Deposit Insurance Corporation, or its successor; or, (B) secured by obligations that are described by (I) - (4); or, (6) fully collateralized direct repurchase agreements having a defined termination date, secured by obligations described by (I), pledged with third party selected or approved by the District, and placed through a primary government securities dealer. lnvestments are stated at fair value per quoted prices. All investments are recorded at fair value based on quoted market prices. Fair value is the amount at which a financial instrument could be exchanged in a current transaction between willing parties. F. Capital Assets Capital assets, which include property, plant, equipment, are reported in the government-wide financial statements. All capital assets are valued at historical cost or estimated historical cost if actual historical cost is not available. Donated assets are valued at their fair market value on the date donated. Repairs and maintenance are recorded as expenses. Renewals and betterments are capitalized. Interest has not been capitalized during the construction period on property, plant and equipment. Assets capitalized have an original cost of $5,000 or more and over one year of useful life. Depreciation has been calculated on each class of depreciable property using the straight-line method. Estimated useful lives are as follows: Buildings Improvements other than buildings Machinery and equipment Vehicles Water and wastewater systems G. Organizational Costs 50 Years 15 - 30 Years 6 - 15 Years 6 - 12 Years 30 - 65 Years The District, in conformance with requirements of the TCEQ, capitalized costs incurred in the creation of the District. The TCEQ requires capitalization as organizational costs for the construction period all costs incurred in the issue and sale of bonds, bond interest and amortized bond premium and discount losses on sales of investments, accrued interest on investments purchased, attorney fees and some administrative expenses until construction and acceptance or use of the first revenue producing facility has occurred. TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - continued H. Net Assets Net assets represent the difference between assets and liabilities. Net assets invested in capital assets, net of related debt consists of capital assets, net of accumulated depreciation, reduced by the outstanding balances of any borrowing used for the acquisition, construction or improvements of those assets, and adding back unspent proceeds. Net assets are reported as restricted when there are limitations imposed on their use either through the enabling legislations adopted by the District or through external restrictions imposed by creditors, grantors or laws or regulations of other governments. NOTE 2. CASH AND INVESTMENTS At September 30, 2005, the carrying amount of the District's deposits (cash, certificates of deposit, and interest-bearing savings accounts included in temporary investments) was $16,002 and the bank balance was $16,002. The District's cash deposits at September 30, 2005, and during the year ended 2005 were entirely covered by FDIC insurance or by pledged collateral held by the District's agent bank in the District's name. The Public Funds lnvestment Act (Government Code Chapter 2256) contains specific provisions in the areas of investment practices, management reports and establishment of appropriate policies. Among other things, it requires the District to adopt, implement, and publicize an investment policy. That policy must address the following areas; (1) safety of principal and liquidity, (2) portfolio diversification, (3) allowable investments, (4) acceptable risk levels, (5) expected rates of return, (6) maximum allowable stated maturity of portfolio investments, (7) maximum average dollar-weighted maturity, allowed based on the stated maturity date for the portfolio, (8) investment staff quality and capabilities, (9) and bid solicitation preferences for certificates of deposit. Statutes and the District's investment policy authorized the District to invest in the following investments as summarized below: Maximum Maximum Authorized Maximum Percentage Investment Investment Type Maturity of Portfolio In One Issuer U.S. Treasury Obligations U .S. Agencies Securities State of Texas Securities Certificates of Deposits Municipal Securities Money Market Mutual Funds lnvestment pools 2 years 2 years 2 years 2 years 2 years 2 years 2 years 2 years The Act also requires the District to have independent auditors perform test procedures related to investment practices as provided by the Act. The District is in substantial compliance with the requirements of the Act and with local policies. TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS NOTE 2. CASH AND INVESTMENTS - continued Cash and investments as of September 30, 2005 are classified in the accompanying financial statements as follows: Statement of Net Assets Primary Government: Cash and cash equivalents $ 356,303 Total cash and investments $ 356,303 Cash and investments as of September 30, 2005 consist of the following: Deposits with financial institutions Investments Total cash and investments Disclosures Relating to lnterest Rate Risk lnterest rate risk is the risk that changes in market interest rates will adversely affect the fair value of an investment. Generally, the longer the maturity of an investment the greater the sensitivity of its fair value to changes in market interest rates. One of the ways that the District manages its exposure to interest rate risk is by investing mainly in investment pools which purchase a combination of shorter term investments with an average maturity of less than 60 days thus reducing the interest rate risk. The District monitors the interest rate risk inherent in its portfolio by measuring the weighted average maturity of its portfolio. The District has no specific limitations with respect to this metric. As of September 30, 2005, the District had the following investment: Weighted Average Investment Type Amount Maturity TexPool $ 340,301 18 days Total Investments $ 340,301 As of September 30, 2005, the District did not invest in any securities which are highly sensitive to interest rate fluctuations. TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS NOTE 2. CASH AND INVESTMENTS - continued Disclosures Relating to Credit Risk Generally, credit risk is the risk that an issuer of an investment will not fulfill its obligation to the holder of the investment. This is measured by the assignment of a rating by a nationally recognized statistical rating organization. Presented below is the minimum rating required by (where applicable) the Public Funds lnvestment Act, the District's investment policy, or debt agreements, and the actual rating as of year end for each investment type. Minimum Rating as Legal of Year Investment Type Amount Rating End TexPool $ 340,301 NIA AAAm Total Investments $ 340,301 Concentration of Credit Risk The investment policy of the District contains no limitations on the amount that can be invested in any one issuer. As of September 30, 2005, other than external investment pools the District did not have 5% or more of its investment with one issuer. Custodial Credit Risk Custodial credit risk for deposits is the risk that, in the event of the failure of a depository financial institution, a government will not be able to recover its deposits or will not be able to recover collateral securities that are in the possession of an outside party. The custodial credit risk for investments is the risk that, in the event of the failure of the counterparty to a transaction, a government will not be able to recover the value of its investment or collateral securities that are in the possession of another party. The Public Funds lnvestment Act and the District's investment policy do not contain legal or policy requirements that would limit the exposure to custodial credit risk for deposits or investments, other than the following provision for deposits: The Public Funds lnvestment Act requires that a financial institution secure deposits made by state or local governmental units by pledging securities in an undivided collateral pool held by a depository regulated under state law (unless so waived by the governmental unit). The market value of the pledged securities in the collateral pool must equal at least the bank balance less FDIC insurance at all times. As of September 30, 2005 the District deposits with financial institutions in excess of federal depository insurance limits were fully collateralized. lnvestment in State lnvestment Pools The District is a voluntary participant in TexPool. The State Comptroller of Public Accounts exercises responsibility over TexPool. This oversight includes the ability to significantly influence operations, designation of management, and accountability for fiscal matters. Additionally, the State Comptroller has established an advisory board composed of both participants in TexPool and other persons who do not have a business relationship with TexPool. TexPool operates in a manner consistent with the SEC's Rule 2a7 of the lnvestment Company Act of 1940. TexPool uses amortized costs rather than market value to report net assets to compute share prices. Accordingly, the fair value of the position in TexPool is the same as the value of TexPool shares. 21 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS NOTE 3. CAPITAL ASSETS Capital asset activity for the year ended September 30, 2005, was as follows: Beginning Retirements1 Ending Balance Additions Transfers Balance Governmental Activities: Capital assets, not being depreciated Land $ 248,093 $ - $ - $ 248,093 Organization costs Total capital assets not being depreciated 1,607,908 1,607,908 Capital assets, being depreciated Buildings lmprovements other than buildings Machinery and equipment Vehicles Water system Wastewater treatment system Wastewater collection system Total capital assets being depreciated Less accumulated depreciation for: Buildings lmprovements other than buildings Machinery and equipment Vehicles Water system Wastewater treatment system Wastewater collection system Total accumulated depreciation Governmental activities capital assets, net $ 5,533,908 $ (121,201) $ - $ 5,412,707 The entire depreciation expense has been charged to governmental activities. TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. I NOTES TO BASIC FINANCIAL STATEMENTS NOTE 4. INVESTMENT IN JOINT VENTURE Pursuant to the provisions of the New Master District Contract dated October 4, 2000, the Trophy Club Master District Joint Venture is managed as a joint venture of the District and MUD2 whereby representatives of the board of directors of the District and MUD2 serve on the Master District board of directors. Accordingly, the financial statements of the Master District have been removed from those of the District effective October 1, 2000 and are presented separately. The District records its investment in the Master District as an asset in the statement of net assets. Contributions to and amounts received from the Master District are reported as revenues and expenditures in the funds. In the government-wide statement of changes in net assets, contributions and refunds of equity are reflected in the asset. Changes in equity due to operations are reported as program costs or revenues. During the year, the District did not make any contributions to the Master District. The District's share of income from operations was $1 14,513. A summary of net assets and changes in net assets at and for the year ended September 30, 2005, is presented in the MD&A and as follows: Total assets Total liabilities Net assets Total revenue Total expenses Increase (decrease) in net assets $ 229,025 The Master District Joint Venture financial statements are available at the District's administrative offices. NOTE 5. LONG-TERM DEBT At September 30, 2005, the District's long-term debt payable consisted of the following: Interest Rate Description Payable Tax and revenue bonds: Refunding 3.25-5.90% Refunding 4.00-5.00% Year of Issue Average Annual Payment Final Maturity Original Outstanding Amount 9/30/2005 Capital appreciation bonds: Refunding various Contractual Obligations: Equipment 5.50% Equipment 5.50% Notes payable: Equipment TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS NOTE 5. LONG-TERM DEBT-continued The following is a summary of long-term debt transactions of the District for the year ended September 30, 2005: Beginning Ending Due Within Balance Additions Reductions Balance One Year Governmental Activities: Taxand revenuebonds $ 3,110,000 $ - $ - $ 3,110,000 $ 21 5,000 Capital appreciation bonds 499,430 (297,795) 201,635 201,635 Contractual obligations 183,000 (65,000) 118,000 64,000 3,792,430 (362,795) 3,429,635 480,635 Accreted interest 296,059 29,511 (21 7,205) 108,365 108,365 Notes payable 26,248 (1,589) 24,659 1,628 Capital leases 7,360 (7,360) Total Governmental Activities Long-term Liabilities $ 4,122,097 $ 29,511 $ (588,949) $ 3,562,659 $ 590,628 The annual requirements to amortize all debts outstanding as of September 30, 2005, are as follows: Bonds and contractual obligations: Year Ending September 30, Principal Interest Total Total TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. I NOTES TO BASIC FINANCIAL STATEMENTS NOTE 5. LONG-TERM DEBT-continued Notes payable: Year Ending September 30, Principal Interest Total Total The bonds are payable from the proceeds of ad valorem taxes levied upon all property subject to taxation within the District, without limitation as to rate or amount, and are further payable from, and secured by a lien on and pledge of the net revenue to be received from the operation of the District's waterworks and sanitary sewer system. The outstanding bonds are callable for redemption prior to maturity at the option of the District as follows: Series 1997 -All maturities from 2008 to 201 1 are callable in principal increments of $5,000 on or after September 1, 2007 at par plus unpaid accrued interest to the fixed date for redemptions. Series 2003 - No bonds are subject to redemption prior to maturity. The provisions of the bond resolutions relating to debt service requirements have been met, and the cash allocated for these purposes is sufficient to meet debt service requirements for the year ended September 30, 2005. TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS NOTE 6. PROPERTY TAXES Property taxes are levied as of October 1, on the assessed value listed as of the prior Januaryl, for all real and certain personal property located in the District. The appraisal of property within the District is the responsibility of Denton Appraisal District (Appraisal District) as required by legislation passed by the Texas legislature. The Appraisal District is required under such legislation to assess all property within the Appraisal District on the basis of 100% of its appraised value and is prohibited from applying any assessment ratios. The value of property within the Appraisal District must be reviewed every five years; however, the District may, at its own expense, require annual reviews of appraised values. The District may challenge appraised values established by the Appraisal District through various appeals and, if necessary, legal action. Property taxes for the District are not limited as to rate or amount. In an election held October 7, 1975, the electorate of the District authorized the levy of up to $0.25 per $100 valuation for the operations and maintenance of the District. Property taxes attach as an enforceable lien on property as of January 1, following the levy date. Taxes are due by January 31, following the levy date. Property taxes are recorded as receivables when levied. Following is information regarding the 2004 tax levy: Adjusted taxable values 0 & M tax levy $0.12202/$100 $ 482,416 I & S tax levy $0.15798/$100 624,585 Total tax levy $0.28000/$100 $ 1,107,001 NOTE 7. CONTRACTS RECEIVABLE Under the terms of a contract whereby MUD1 and MUD2 sold an unused portion of the water supply system to the City of Roanoke, Texas, the City of Roanoke will make annual payments of $1 1,831, including interest, to each district's debt service fund through 2006. At September 30, 2005, the District's share (50%) of the receivable was $1 1,831. NOTE 8. TOWN FIRE SERVICES During 2004, Trophy Club Master District Joint Venture and the Town of Trophy Club, Texas entered into an agreement for the administration of fire protection services within the boundaries of the Town, MUDI, MUD2, and other defined areas. During the year ended September 30, 2005, MUD1 and MUD2 contributed $409,288 (57.28%) and $305,251 (42.72%)) respectively, for the cost to operate the fire department. MUD1 has retained ownership of the fire department building and equipment along with liability for the related debt. NOTE 9. RISK MANAGEMENT The District is exposed to various risks of loss related to torts; theft of, damage to, and destruction of assets; business interruption; errors and omissions; injuries to employees; employee health benefits; and other claims of various nature. Commercial insurance is purchased for the risks of loss to which the District is exposed. Any losses reported but unsettled or incurred and not reported, are believed to be insignificant to the District's general purpose financial statements. REQUIRED SUPPLEMENTARY INFORMATION Revenues Taxes Investment income Total revenues TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 GENERAL FUND BUDGETARY COMPARISON SCHEDULE YEAR ENDED SEPTEMBER 30,2005 Variance with Budgeted amounts Final Budget Original Final Actual Positve (Negative) Expenditures: Current General government 83,593 83,593 74,122 9,471 Fire 440,350 440,350 409,288 31,062 Total expenditures 523,943 523,943 483,410 40,533 Excess (deficiency) of revenues over expenditures (25,066) (25,066) 38,266 63,332 Fund Balances - beginning of year 259,022 259,022 259,022 Fund Balances - end of year $ 233,956 $ 233,956 $ 297,288 $ 63,332 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS NOTE I. BUDGETARY CONTROL The District Board ("Board") adopts an annual budget for the General Fund on the modified accrual basis excepting recognition of non-cash grant and capital lease proceeds and related expenditures for equipment. The District also does not budget developer contribution of infrastructure. The Board approves all budget appropriations. Any revisions which alter the total appropriations must be approved by the Board. The level of budgetary responsibility is by total appropriations of the fund. All annual appropriations lapse at fiscal year end. THIS PAGE INTENTIONALLY BLANK Revenues Taxes Investment income Miscellaneous revenues Total revenues Expenditures: Debt service Principal Interest TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 DEBT SERVICE FUND BUDGETARY COMPARISON SCHEDULE YEAR ENDED SEPTEMBER 30,2005 Variance with Budgeted amounts F~nal Budget Original Final Actual Positve (Negative) Total expenditures 658,347 658,347 649,915 8,432 Excess of revenues over expenditures 31,378 31,378 Fund Balances - beginning of year 27,033 27,033 27,033 Fund Balances - end of year INDIVIDUAL STATEMENTS AND OTHER SUPPLEMENTARY INFORMATION REQUIRED BY TEXAS COMMlSlON ON ENVIRONMENTAL QUALITY (TCEQ) TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 TSI-1 SERVICES AND RATES September 30,2005 1. Services provided by the District: a) Retail Water b) Retail Wastewater c) Fire Protection d) Irrigation e) Participates in joint venture, regional system andlor wastewater service (other than emergency interconnect) 2. Retail service providers: a) Retail rates-based on 518" meter: Most prevalent type of meter (if not a 518"): NIA Flat Rates per 1,000 Admin Minimum Rate Gallons Over Fee Usage YIN Minimum Usage Levels WATER $ 11.50 0 No $ 2.05 0 to 6,000 No 2.50 6,000 to 12,000 No 2.70 12,000 to 25,000 No 2.80 More than 25,000 Note: Out of district water rates are determined by contract. WASTEWATER $ 11.50 0 No $ 2.05 0 to 6,000 No 2.45 6,000 to 12,000 No 2.45 More than 12,000 GOLF COURSE Subject to peak draw rates from Ft Worth water department. NOTE: all rates noted above were amended effective October 1, 2004. District employs winter averaging for wastewater usage? No Total water and wastewater charges per 10,000 gallons usage (including surcharges) effective October 1, 2004: First 10,000 gallons used $ 67.40 Next 10,000 gallons used 31 -50 Next 10,000 gallons used and subsequent 27.50 Maximum residential wastewater charge is for 12,000 gallons or $38.50. TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 TSI-1 SERVICES AND RATES September 30,2005 b) Retail service providers: number of retail water andlor wastewater* connections within the District as of the fiscal year end. Provide actual numbers and single family equivalents (ESFC). Connections ESFC Meter Size Total Active Factor Active ESFC's Unmetered Less than 314" 1" 1 112" 2" 3" 4" 6" 8" 10" Total Water Total Wastewater * Number of connections relates to water service if provided. Otherwise, the number of wastewater connections should be provided. Note: "inactive" means that water and wastewater connections were made, but service is not being provided. 3. Total water consumption (in thousands) during the fiscal year: Gallons pumped into the system Gallons billed to customers Water accountability ratio 4. Standby Fees: Does the District assess standby fees? Yes For the most recent fiscal year, FY2005: Total Total Percentage Levy Collected Collected Debt Service $ - $ 0% Operations and Maintenance 1,169 1,162 99.4% Have standby fees been levied in accordance with Water Code Section 49.231, thereby constituting a lien on property? No** ** Standby fees are levied by the District and constitute a lien under recorded deed restrictions or covenants pursuant to Section 293.1 50 of Title 30 of Texas Administrative Code. TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 TSI-1 SERVICES AND RATES September 30,2005 5. Location of District: Counties in which District is located: a) Denton b) Tarrant Is the District located entirely in one county? No Is the District located within a city? Partially Cities in which District is located: Town of Trophy Club Town of Westlake Is District located within a city's extra territorial jurisdiction (ETJ)? Unknown ETJ's in which District is located: Unknown Is the general membership of the Board appointed by an office outside the District? No Current: Professional Fees: Auditing Legal Contract Services: Tax administration fee TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 TSI-2 GENERAL FUND EXPENDITURES September 30,2005 Fire department operations Administrative expenditures: Director Fees Other administrative expenditures Current Year Joint venture contribution Capital outlay 31,381 Total Expenditures $ 483,410 Number of employees employed by the District: Full time Part time Prior Year None None Note: During 2004, MUD1 and MUD2 transferred operations of the fire department to the Town of Trophy Club. The MUDS contribute the entire cost of operations. TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 TSI-3 TEMPORARY INVESTMENTS September 30, 2005 Identification Interest Maturity Balance Accrued Interest Funds Number Rate Date End of Year End of Year General Fund Texpool 61 3300002 3.81 % Demand $ 289,938 Paid daily Debt Service Fund TexPool 61 3300003 3.81 % Demand 50,363 Paid daily Total - All Funds $ 340,301 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 TSI-4 TAXES LEVIED AND RECEIVABLE September 30, 2005 Taxes receivable beginning of year 2004 tax levy Total to be accounted for Less collections and adjustments: Current year Prior years Total to be accounted for Taxes receivable, end of year Taxes receivable by year 1994 and prior 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 General Fund Debt Operations Fire Total Service Total Property valuations (in 000's) 2005 2004 2003 2002 200 1 Land Improvements Personal property Exemptions Tax rate per $1 00 valuation Operations Fire department Debt service Tax rate per $1 00 valuation Tax levy: $ 1,107,000 $ 1,070,316 $ 1,211,210 $ 1,026,892 $ 1,005,235 Percent of taxes collected to taxes levied 100.05% 101.30% 98.26% 99.39% 98.99% TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 TSI-4 TAXES LEVIED AND RECEIVABLE September 30, 2005 Tax rate for any other special district which (a) encompass less than a county, (b) provides water, wastewater collection, drainage or roads to property in the district and (c) taxes property in the district. Name of Special Districts Service Provided Tax Rate None $ Total rate(s) of special districts $ Tax rates (per $100 net taxable value) for all overlapping jurisdictions. Include any taxing entities which overlap 10% or more of the District. Denton Tarrant County City School District County County $ 0.246480 $ 0.272500 Town of Trophy Club 0.43051 3 Northwest l~~j~arroll ISD 1.81 9300 1.935000 2.496293 2.207500 Special Districts not included above Hospital District 0.235397 Total Special Districts Total District Tax Rate Total Overlapping Tax District Tarrant County Comm. College 0.139388 0.374785 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO.l TSI-5 LONG-TERM DEBT SERVICE REQUIREMENTS - BY YEARS September 30, 2005 Series 2003 Unlimited Tax Bonds Due During Fiscal Principal Due lnterest Due Years Ending I -Sep Mar 11 Sep 1 Total Series 1996 Public Property Finance Contractual Obligations Due During Fiscal Principal Due lnterest Due Years Ending I -Sep Mar 11 Sep I Total Series 1997 Combination Tax Bonds Due During Fiscal Principal Due lnterest Due Years Ending I -Sep Mar 11 Sep 1 Total 2006 $ 201,635 $ 83,380 $ 285,015 2007 31 5,000 83,380 398,380 2008 330,000 68,575 398,575 2009 345,000 53,065 398,065 201 0 365,000 36,505 401,505 201 1 380,000 18,620 398,620 1,936,635 $ 343,525 $ 2,280,160 Accreted interest 108.365 Series 1999 Public Property Finance Contractual Obligations Due During Fiscal Principal Due lnterest Due Years Ending I -Sep Mar 11 Sep 1 Total TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO.l TSI-5 LONG-TERM DEBT SERVICE REQUIREMENTS - BY YEARS September 30,2005 All Bonded Debt Series Due During Fiscal Principal Due Interest Due Years Ending I -Sep Mar I1 Sep I Total 2006 $ 480,635 $ 129,797 $ 6 1 0,432 2007 589,000 120,415 709,415 2008 555,000 96,590 651,590 2009 580,000 74,893 654,893 2010 600,000 51,517 651,517 201 1 625,000 26,583 651,583 3,429,635 499,795 3,929,430 Accreted interest 108,365 108,365 $ 3,538,000 $ 499,795 $ 4,037,795 Interest rate TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 TSI-6 CHANGES IN LONG-TERM BONDED DEBT September 30, 2005 Series Series Series Series 1996 CO's 1997 Tax 1999 CO's 2003 Tax Total Date interest payable 1211 & 611 311 & 911 411 311 & 911 Maturity date Bonds outstanding at beginning of year $ 163,000 $ 2,150,142 $ 20,000 $ 1,459,288 $ 3,792,430 Retirements of principal (55,000) (2 1 3,507) (1 0,000) (84,288) (362,795) Bonds outstanding at end of year $ 108,000 $ 1,936,635 $ 10,000 $ 1,375,000 $ 3,429,635 Retirements of interest $ 7,421 $ 174,873 $ 1,481 $ 165,690 $ 349,465 Paying agents name & city: Series 1997 and Series 2003 Series 1996 and Series 1999 JP Morgan Chase P.O. Box 21 9053 Dallas, Texas 75221 -9053 First Financial Bank P.O. Box 92840 Southlake, Texas 76092 General Obligation Bond Authority Bonds Amount authorized by voters $ 12,344,217 Amount issued (1 1,115,000) Remaining to be issued $ 1,229,217 The general obligation bonds were authorized on October 7, 1975 Debt Service Fund cash and cash equivalents balance as of September 30, 2005: $ 58,411 Average annual debt service payment (principal & interest) for remaining term of debt: $ 672,965 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 TSI-7 COMPARATIVE SCHEDULES OF REVENUES AND EXPENDITURES-FIVE YEARS GENERAL FUND September 30, 2005 Amounts Percent of total revenue REVENUE 2005 2004 2003 2002 2001 2005 2004 2003 2002 2001 Ad valorem property taxes $ 511,213 $ 646.703 $ 398.593 $ 270.313 $ 263.059 98.0% 98.6% 52.1 % 17.3% 72.5% .. . Penalties and interest lntergovenmental Interest earned Sale of assets Miscellaneous and other Total revenue EXPENDITURES Salaries, wages and employee benefits Professional fees Recurring operating expenditures Contribution to Trophy ClubWestlake Dept of Public Safety Joint Venture Contribution to Trophy Club Fire Dept Contribution to ioint venture Capital outlay Total expenditures Excess (deficiency) of revenues over (under) expenditures $ 38,266 $ 82,209 $ (1.086.575) $ 364,784 $ (22.085) 7.3% 12.5% -142.1% 23.4% -6.1% Total active retail water and/or wastewater connections (Continued) TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO, 1 TSI-7 COMPARATIVE SCHEDULES OF REVENUES AND EXPENDITURES-FIVE YEARS (Continued) DEBT SERVICE FUND September 30, 2005 Amounts Percent of total revenue REVENUE 2005 2004 2003 2002 2001 2005 2004 2003 2002 200 1 Ad valorem property taxes $ 659,286 $ 447,010 $ 792,142 $ 753,137 $ 740,089 96.8% 96.5% 97.2% 98.2% 91.5% Penalties and interest lnterest earned Miscellaneous and other Total revenue EXPENDITURES Principal retirement Interest and fiscal charges Debt issue costs Total expenditures Excess (deficiency) of revenues over (under) expenditures TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 TSI-8 BOARD MEMBERS, KEY PERSONNEL AND CONSULTANTS September 30,2005 Complete District Mailing Address: District Business Telephone Number: 100 Municipal Drive, Trophy Club, Texas 76262 Metro (682) 831 -4600 Term of Office Fees of Expense Title ElectedIExpires Office Paid Reimbursements at Name and Address or Date Hired FY05 FY05 Year End Board Members: Constance S. White 11 9 Trophy Club Drive Trophy Club, TX 76262 Jim Hase 209 lverness Trophy Club, TX 76262 Dean Henry 308 Oakmont Drive Trophy Club, TX 76262 Ted Neidenberger 1033 Sunset Trophy Club, TX 76262 Gary Cantrell 1 105 Sunset Trophy Club, TX 76262 Appointed 6/02-5106 $ - $ Appointed 9/04-5106 $ 1,200 $ Director President Vice-President 217 Director Note: No Director is disqualified from serving on this board under the Texas Water Code. TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 TSI-8 BOARD MEMBERS, KEY PERSONNEL AND CONSULTANTS (Continued) September 30,2005 Term of Office Fees of Title ElectedIExpires Office Paid at Name and Address or Date Hired FY05 Year End Key Personnel: Walter R. Fitzpatrick, Jr. 7 Creekmere Drive Trophy Club, TX 76262 2/1/2003 $ ** Assumed responsibility of District Manager on 2/1/2003 Consultants: Denton County Appraisal District P.O. Box 2816 Denton, TX 76202 Rutledge, Crain & Company, PC 1601 E. Lamar, Suite 109 Arlington, TX 7601 1 Whitaker, Chalk, Swindle & Sawyer, L.L.P. 3500 City Center, Tower II Fort Worth, TX 761 02 District Manager 411 /I 981 $ 10,527 Appraiser 9/5/1997 $ 7,650 Auditors 10/1/1999 $ 4,729 Legal Counsel