Loading...
HomeMy WebLinkAboutFY Ended September 30, 2018Susan LaFollett, CPA—Partner Rod Abbott, CPA—Partner LaFoil tt and Abbott PLLC Certified Public Accountants January 21, 2019 To the Board of Directors Trophy Club Municipal Utility District No. 1 We have audited the financial statements of Trophy Club Municipal Utility District No. 1 (the District), for the year ended September 30, 2018, and have issued our report thereon dated January 21, 2019. Professional standards require that we provide you with information about our responsibilities under generally accepted auditing standards and Government Auditing Standards and the Water District Financial Management Guide issued by the Texas Commission on Environmental Quality, as well as certain information related to the planned scope and timing of our audit. We have communicated such information in our engagement letter to you dated October 28, 2016. Professional standards also require that we communicate to you the following information related to our audit. Significant Audit Findings Qualitative Aspects of Accounting Practices Management is responsible for the selection and use of appropriate accounting policies. The significant accounting policies used by the District are described in Note 1 to the financial statements. No new accounting policies were adopted and the application of existing policies was not changed during 2018. We noted no transactions entered into by the District during the year for which there is a lack of authoritative guidance or consensus. All significant transactions have been recognized in the financial statements in the proper period. Accounting estimates are an integral part of the financial statements prepared by management and are based on management's knowledge and experience about past and current events and assumptions about future events. Certain accounting estimates are particularly sensitive because of their significance to the financial statements and because of the possibility that future events affecting them may differ significantly from those expected. The most sensitive estimate affecting the financial statements was: • Management's allocations of costs to various departments. We evaluated the key factors and assumptions used to develop these allocations in determining that they are reasonable in relation to the financial statements taken as a whole. Certain financial statement disclosures are particularly sensitive because of their significance to financial statement users. The most sensitive disclosure affecting the financial statements was: • The disclosure of long-term debt in Note 6 to the financial statements. This disclosure provides detail of debt terms, future payments, and other information. LaFollett and Abbott PLLC PO Box 717 • Tom Bean, TX • 75489 903-546-6975 • www.Iafollettcpa.com Difficulties Encountered in Performing the Audit We encountered no significant difficulties in dealing with management in performing and completing our audit. Corrected and Uncorrected Misstatements Professional standards require us to accumulate all known and likely misstatements identified during the audit, other than those that are clearly trivial, and communicate them to the appropriate level of management. None of the misstatements detected as a result of audit procedures and corrected by management were material, either individually or in the aggregate, to the financial statements taken as a whole. See Attachment #1 for the list of adjustments. Disagreements with Management For purposes of this letter, professional standards define a disagreement with management as a financial accounting, reporting, or auditing matter, whether or not resolved to our satisfaction, that could be significant to the financial statements or the auditor's report. We are pleased to report that no such disagreements arose during the course of our audit. Management Representations We have requested certain representations from management that are included in the management representation letter dated January 21, 2019. Management Consultations with Other Independent Accountants In some cases, management may decide to consult with other accountants about auditing and accounting matters, similar to obtaining a "second opinion" on certain situations. If a consultation involves application of an accounting principle to the District's financial statements or a determination of the type of auditor' s opinion that may be expressed on those statements, our professional standards require the consulting accountant to check with us to determine that the consultant has all the relevant facts. To our knowledge, there were no such consultations with other accountants. Other Audit Findings or Issues We generally discuss a variety of matters, including the application of accounting principles and auditing standards, with management each year prior to retention as the District's auditors. However, these discussions occurred in the normal course of our professional relationship and our responses were not a condition to our retention. Other Information in Documents Containing Audited Financial Statements With respect to the supplementary information accompanying the financial statements, we made certain inquiries of management and evaluated the form, content, and methods of preparing the information to determine that the information complies with U.S. generally accepted accounting principles, the method of preparing it has not changed from the prior period, and the information is appropriate and complete in relation to our audit of the financial statements. We compared and reconciled the supplementary information to the underlying accounting records used to prepare the financial statements or to the financial statements themselves. This information is intended solely for the use of the audit committee, board members, and management of the District and is not intended to be and should not be used by anyone other than these specified parties. Very truly yours, PAW604 abet pa4 LaFollett and Abbott PLLC AJE # W/P Ref Account # 1 2 F-1 316-16000-000-000 316-26025-000-000 316-26025-000-000 316-26015-000-000 316-26030-000-000 316-26035-000-000 ATTACHMENT 1 Trophy Club MUD Adjusting Journal Entries FYE 9/30/18 Account Description Amount to be Provided GO Bonds Revenue Bonds Capital Leases Def'd Gain/Loss on Refunding (Amortization) Bond Premium ( Amortization) To record the fiscal year 2018 changes in long-term debt as provided by the client. F-1 122-69305-045-000 122-69009-010-000 Capital Leases - Principal Capital Leases - Interest To properly state capital lease principal and interest expenses. 3 C-1 136-15065-000-000 136-15050-000-000 Construction in Progress Wastewater Collections To properly state construction in progress. Debit Credit 1,085,605 247,719 867 19,191 1,334,191 1,334,191 14,768 14,768 14,768 14,768 427 427 427 725,000 590,000 427 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2018 CONTENTS FINANCIAL SECTION Page ANNUAL FILING AFFIDAVIT i INDEPENDENT AUDITOR'S REPORT 1 MANAGEMENT'S DISCUSSION AND ANALYSIS (unaudited) 3 BASIC FINANCIAL STATEMENTS Government -Wide Financial Statements Statement of Net Position 11 Statement of Activities 12 Fund Financial Statements Governmental Funds Balance Sheet 13 Reconciliation of the Governmental Funds Balance Sheet To Statement of Net Position 14 Statement of Revenues, Expenditures and Changes in Fund Balances 15 Reconciliation of the Statement of Revenues, Expenditures And Changes in Fund Balances of Governmental Funds To the Statement of Activities 16 Notes to Basic Financial Statements 17 REQUIRED SUPPLEMENTARY INFORMATION Budgetary Comparison Schedule — General Fund 42 Schedule of Changes in Net Pension Liability and Related Ratios — Last Ten Years 43 Schedules of TCDRS Pension Contributions — Last Ten Years 44 Schedules of TCDRS OPEB Contributions — Last Ten Years 45 Schedule of Changes in Net OPEB Liability and Related Ratios — Last Ten Years 46 INDIVIDUAL SCHEDULES AND OTHER SUPPLEMENTARY INFORMATION REQUIRED BY TEXAS COMMISSION ON ENVIRONMENTAL QUALITY (TCEQ) TSI -1 Service and Rates 47 TSI -2 General Fund Expenditures and Other Financing Uses 49 TSI -3 Temporary Investments 50 TSI -4 Taxes Levied and Receivable 51 TSI -5 Long -Term Debt Service Requirements — By Year 52 TSI -6 Changes in Long -Term Bonded Debt 55 TSI -7 Comparative Schedules of Revenues and Expenditures — Five Years 56 TSI -8 Board Members, Key Personnel, and Consultants 58 REPORTS REQUIRED BY GOVERNMENTAL AUDITING STANDARDS Independent Auditor's Report on Internal Control over Financial Reporting and on Compliance and Other Matters Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards 60 THE STATE OF TEXAS } COUNTY OF DENTON } I, ANNUAL FILING AFFIDAVIT Gregory Wilson (Name of Duly Authorized District Representative) Of the Trophy Club Municipal Utility District No. 1 (Name of District) Hereby swear, or affirm, that the district named above has reviewed and approved at a meeting of the Board of Directors of the District on the 21st day of January, 2019, its annual audit report for the fiscal year or period ended September 30, 2018 and that copies of the annual audit report have been filed in the district office, located at 100 Municipal Drive, Trophy Club, Texas, 76262. The annual filing affidavit and the attached copy of the audit report are being submitted to the Texas Commission on the Environmental Quality in satisfaction of the annual filing requirements of Texas Water Code Section 49.1 Date: January 21 , 2019 By: ( nature of District Representative) Gregory Wilson, President, Board of Directors (Typed Name & Title of above District Representative) Sworn to and subscribed to before me this 6113- day of V pl/V1J (LI , . a,� LAURIE SLAGHT Notary Public, State of Texas : Sar .;p= Comm. Expires 01-19-2020 "Tf , ,,,, Notary ID 128720534 My Commission Expires On: Notary Public in the State of Texas (Signature of ` otary) Susan LaFollett, CPA — Partner Rod Abbott, CPA — Partner LaFo L tt and Abbott PLLC Certified Public Accountants INDEPENDENT AUDITOR'S REPORT To the Board of Directors Trophy Club Municipal Utility District No. 1 Trophy Club, Texas Report on the Financial Statements We have audited the accompanying financial statements of the governmental activities, each major fund, and the aggregate remaining fund information of Trophy Club Municipal Utility District No. 1 (the "District"), as of and for the year ended September 30, 2018, and the related notes to the financial statements, which collectively comprise the District's basic financial statements as listed in the table of contents. Management's Responsibility for the Financial Statements Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. Auditor's Responsibility Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free from material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditor's judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the entity's preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the entity's internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. 1 LaFollett and Abbott PLLC PO Box 717 • Tom Bean, TX • 75489 903-546-6975 • www.lafollettcpa.com Opinions In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, each major fund, and the aggregate remaining fund information of the Trophy Club Municipal Utility District No. 1, as of September 30, 2018, and the respective changes in financial position, for the year then ended in accordance with accounting principles generally accepted in the United States of America. Other Matters Required Supplementary Information Accounting principles generally accepted in the United States of America require that the management's discussion and analysis, budgetary comparisons, and retirement system funding information on pages 3- 10 and 42-46 be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board, who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Other Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the Trophy Club Municipal Utility District No. 1's basic financial statements. The accompanying individual schedules and other supplementary information on pages 47-59 are presented for purposes of additional analysis and are not a required part of the basic financial statements. The accompanying individual schedules and other supplementary information are the responsibility of management and were derived from and relate directly to the underlying accounting and other records used to prepare the basic financial statements. Such information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the accompanying individual schedules and other supplementary information are fairly stated in all material respects in relation to the basic financial statements as a whole. Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated January 21, 2019, on our consideration of Trophy Club Municipal Utility District No. 1's internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering Trophy Club Municipal Utility District No. 1's internal control over financial reporting and compliance Tom Bean, Texas January 21, 2019 2 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 MANAGEMENT'S DISCUSSION AND ANALYSIS September 30, 2018 Trophy Club Municipal Utility District No. 1, Texas (the "District") Management's Discussion and Analysis (MD&A) is a narrative overview and analysis designed to provide the reader a means to identify and understand the financial activity of the District and changes in the District's financial position during the fiscal year ended September 30, 2018. The Management's Discussion and Analysis is supplemental to, and should be considered along with, the District's financial statements. Financial Highlights At the close of the fiscal year, the assets and deferred outflows of the District exceeded its liabilities and deferred inflows by $27,028,375. Of this amount, $7,688,389 is unrestricted net position and may be used to meet the District's ongoing commitments. The District's net position increased by $4,118,127 during 2018 (age 12). A significant contributor to this result was actual General Fund expenditures being $2,478,357 less than budgeted, with the most favorable budget variances being for water department, capital outlays, and fire protection expenditures (page 42). At the end of the fiscal year, the District's governmental type funds reported a combined fund balance of $8,355,328. As of September 30, 2018, the unassigned fund balance of the General Fund was $7,254,013. Long-term debt activity for the District included debt principal repayments totaling $1,427,381. Overview of the Financial Statements The MD&A is intended to introduce the reader to the District's basic financial statements, which are comprised of three components: 1. Government -Wide Financial Statements, 2. Fund Financial Statements, and 3. Notes to Basic Financial Statements. The report also contains other required supplementary information in addition to the basic financial statements. Government -Wide Financial Statements — the government -wide financial statements are designed to provide the reader with a general overview of the District's finances in a way that is comparable with financial statements from the private sector. The government -wide financial statements consist of two statements: 1. The Statement of Net Position — (Page 11) this statement presents information on all of the District's assets, deferred inflows, deferred outflows, liabilities, and net position. The net position is the difference between assets plus deferred outflows less deferred inflows plus liabilities. Over an extended period, the increase or decrease in net position will serve as a good indicator of whether the financial position of the District is improving or deteriorating. 3 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 MANAGEMENT'S DISCUSSION AND ANALYSIS September 30, 2018 Overview of the Financial Statements — continued 2. The Statement of Activities — (Page 12) gives information showing how the District's net position has changed during the fiscal year. All revenues and expenses are reported on the full accrual basis. Fund Financial Statements - Fund financial statements provide detailed information about the most important funds and not about the District as a whole as in the government -wide financial statements. The District uses fund accounting to demonstrate compliance with finance related legal requirements which can be categorized as governmental fund activities. Governmental Funds — All of the District's activities are reported in governmental funds. They are used to account for those functions known as governmental activities. But unlike government -wide financial statements, governmental fund financial statements focus on how monies flow into and out of those funds and their resulting balances at the end of the fiscal year. Statements of governmental funds provide a detailed short-term view of the District's general government operations and the basic services it provides. Such information can be useful in evaluating a government's short-term financing requirements. The District maintains three governmental funds. Information is presented separately in the Governmental Fund Balance Sheet and in the Governmental Fund Statement of Revenues, Expenditures and Changes in Fund Balances for the General Fund, Debt Service Fund and Capital Projects Fund. The District adopts annual appropriated budgets for the General Fund and Debt Service Funds. A budgetary comparison statement is provided for each annually budgeted fund to demonstrate compliance with its budget. Notes to the Basic Financial Statements — The notes provide additional information that is essential to a full understanding of the data presented in the government -wide and fund financial statements. The notes to the basic financial statements can be found on pages 17-41. 4 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 MANAGEMENT'S DISCUSSION AND ANALYSIS September 30, 2018 Government -wide Financial Analysis The Management's Discussion and Analysis highlights the information provided in both the Statement of Net Position and Statement of Activities in the government -wide financial statements. It may serve over an extended period of time, as a useful indicator of the District's financial position. At the end of the fiscal year, the District's assets and deferred outflows exceeded liabilities and deferred inflows by $27,028,375. Of this amount, $18,657,642 (69%) reflects the District's investment in capital assets (e.g., land, buildings, machinery and equipment, net of accumulated depreciation), less any related outstanding debt used to acquire those assets and $682,344 (2.5%) restricted for debt service. Table 1 Condensed Statements of Net Position Governmental Governmental Activities Activities 2018 2017 Current and other $ 10,096,851 $ 13,619,882 Capital assets 40,816,044 35,396,802 Total assets 50,912,895 49,016,684 Deferred outflows 71,774 126,894 Total deferred outflows 71,774 126,894 Long-term liabilities 20,465,047 21,816,627 Other liabilities 3,452,401 4,384,519 Total liabilities 23,917,448 26,201,146 Deferred inflows 38,846 21,292 Total deferred inflows 38,846 21,292 Net Position: Net investment in capital assets 18,657,642 12,152,794 Restricted for capital projects 5,178,262 Restricted for debt service 682,344 476,082 Restricted for other - 35,316 Unrestricted 7,688,389 5,078,686 Total Net Position $ 27,028,375 $ 22,921,140 5 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 MANAGEMENT'S DISCUSSION AND ANALYSIS September 30, 2018 Government -wide Financial Analysis - continued District operational analysis — The following table provides a summary analysis of the District's consolidated operations for the fiscal years ended September 30, 2018 and 2017. Governmental activities have increased the District's net position by $4,118,127 which amounts to a 18% increase in net position for the year ended September 30, 2018. Table 2 Changes in Net Position Governmental Governmental Activities Activities 2018 2017 Revenue: Program revenue Charges for services $ 9,308,951 $ 8,743,566 Grants and Contributions General Revenue Ad valorem taxes 1,878,557 1,785,407 Unrestricted investment earnings 112,040 20,864 Contributions not restricted to specific programs 195,528 54,791 Gain on sale of asset 9,477 1,906 Miscellaneous 80,627 108,799 Total Revenue 11,585,180 10,715,333 Expenses: Water & Wastewater operations 4,602,955 4,494,439 General government and other 1,595,960 1,637,102 Fire 698,845 702,943 Interest charges 569,293 584,186 Total Expenses 7,467,053 7,418,670 Increase in net position $ 4,118,127 $ 3,296,663 6 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 MANAGEMENT'S DISCUSSION AND ANALYSIS September 30, 2018 Financial analysis of the District's funds Governmental Funds - the main focus of the District's governmental funds is to provide information on the flow of monies to and from the funds, and to note the unassigned fund balance, which is a good indicator of resources available for spending in the near term. The information derived from these funds is highly useful in assessing the District's financial requirements. The unassigned fund balance may serve as a useful measure of the District's net resources available for use at the fiscal year-end. At the end of the fiscal year, the District's governmental funds reported combined ending fund balances of $8,355,328, of which 73.8%, or $6,162,503, is unassigned and available to the District for future spending. General Fund budgetary highlights Revenue: Revenues were $292,522 (2.6%) less than budgeted • Water charges were $393,758 (5.9%) less than budgeted. Expenditures: Expenditures were $1,991,731 (22.4%) less than budgeted • Water operations expenditures were $718,241 (18.5%) less than budgeted. • Capital Outlay expenditures were $979,566 (59.5%) less than budgeted. Capital Asset and Debt Administration The District's investment in capital assets for its governmental activities as of September 30, 2018 amounted to $40,816,042, net of accumulated depreciation. This represents a broad range of capital assets including, but not limited to land, buildings, improvements, machinery and equipment, vehicles, water, wastewater treatment, and wastewater collection systems. Capital assets increased 15.3% during 2018 primarily due to $5.9 million of new construction in progress for the water and wastewater system. Additional information about capital assets may be found in Note 5 in the notes to financial statements. 7 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 MANAGEMENT'S DISCUSSION AND ANALYSIS September 30, 2018 Debt administration Long -Term Liabilities — at the end of the current fiscal year, the District had $22,102,537 of general obligation bonds, revenue bonds, notes payable, capital leases, and accrued compensated absences, which is a decrease of 4.6% from the previous fiscal year. Of this amount, $22,073,430 is backed by the full faith and credit of the District. Table 3 Outstanding Debt at Year-end Revenue bonds General obligation bonds Capital lease obligations Compensated absences Total Governmental Activities 2018 $ 12,510,000 $ 8,725,000 838,430 29,107 $ 22,102,537 $ Economic factors and next year's budgets and rates: Governmental Activities 2017 13,100,000 9,450,000 590,710 32,306 23,173,016 General Fund fiscal year 2019 budgetary highlights: Revenue: The District's 2019 operational revenue budget reflects a decrease of $485,669 from the amended 2018 budget, and a decrease of $284,675 when compared to actual accrued in 2018. • Water revenue is budgeted to increase from $6,035,804 for actual accrued in fiscal year 2018 to $6,599,484 for budgeted fiscal year 2019 for a total projected increase of $563,680. • Sewer revenue is budgeted to increase from $3,035,824 for actual accrued in fiscal year 2018 to $3,412,665 for budgeted fiscal year 2019 for a total projected increase of $376,841. • Property tax revenue is budgeted to increase by $42,208 for Fire and decrease by $13,717 for the MUD netting an overall increase for tax revenue by $28,491 due to property value, even though the District's overall tax rate decreased for fiscal year 2019 from the overall tax rate for fiscal year 2018. 8 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 MANAGEMENT'S DISCUSSION AND ANALYSIS September 30, 2018 Expenses: The District's 2019 operational expense budget reflects a decrease of $289,353 from the amended 2018 budget, and an increase of $2,847,305 compared to the actual spending fiscal 2018. • The primary reason for the difference in actual spending in 2018 to 2019 budget is attributable to reduced or deferred expenses. The most significant factors when comparing actual spending to projected budget are; wholesale water purchases increasing expenses by $755,901 due to above average rainfall in 2018, capital outlay increase by $397,227 due to capital improvement projects deferred or overlapping in 2018, short- term debt increase $153,685 due to new assets being added in fiscal year 2019, and overall salary increase by $197,929 due to unfilled budgeted positions that are budgeted to be filled in 2019. Overall: The District's 2019 operational budget is anticipated to have expenses of $10,271,365 and revenues of $10,613,202. Debt Service Fund 2019 budgetary highlights: • The District's Debt Service Fund is budgeted to decrease from $2,093,741 in actual fiscal year 2018 to $2,089,126 budgeted for fiscal year 2019. This is a total decrease of $4,615. • Property tax revenues for the Debt Service Fund are budgeted to increase from $681,687 in actual fiscal year 2018 to $690,975 budgeted for fiscal year 2019. This is a total increase of $9,288 due to an increase in valuations and a reduction in the debt service tax rate. Overall: The District's consolidated budgeted revenue decreased from $14,718,243 in fiscal year 2018 to $14,495,168 in fiscal year 2019. Resulting in a total decrease of 1.52%. The District's consolidated budgeted expenses decreased from $14,000,357 in fiscal year 2018 to $13,960,551 in fiscal year 2019. Resulting in a total decrease of 0.28%. Water and Sewer rates were both increased by the Board on October 1, 2017 to start fiscal year 2018. Sewer base and volumetric rates were both increased for residential and commercial customers by the District's Board of Directors, with an effective date of October 1, 2018. The sewer charges are calculated based on the average water consumption for three months, December, January, and February billing. Water base and volumetric rates were not changed. 9 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 MANAGEMENT'S DISCUSSION AND ANALYSIS September 30, 2018 There are two legal matters that were not completed in fiscal year 2018. The first is potential litigation with the contractor constructing the upgrade to the wastewater treatment facility. This project is substantially complete, and the District has a potential claim for liquidated damages to be settled through negotiation at the end of the project, or if that fails, binding arbitration. The second legal matter relates to an unauthorized easement encroachment. The technical aspects of this case are settled. The remaining dispute is related to legal representation expenses incurred by the plaintiff. Requests for information This financial report is designed to provide a general overview of the District's consolidated finances for all interested parties. Questions concerning any of the information in this report or requests for additional information should be directed to the Trophy Club Municipal Utility District No. 1, Finance Manager, 100 Municipal Drive, Trophy Club, Texas 76262. 10 BASIC FINANCIAL STATEMENTS TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 STATEMENT OF NET POSITION SEPTEMBER 30, 2018 Governmental Activities ASSETS Cash and cash equivalents $ 2,993,981 Pooled investments 4,368,107 Restricted pooled investments 1,442,546 Receivables Accounts receivable, net 1,131,679 Taxes 26,454 Due from other governments 2,072 Prepaids 70,512 Net pension asset 61,500 Non -depreciable capital assets: Land 648,178 Construction in progress 20,002,236 Water rights 796,145 Depreciable capital assets: (net) Buildings and other improvements 2,930,259 Machinery, vehicles, and other equipment 2,025,579 Water system 14,393,913 Organization costs 19,734 TOTAL ASSETS 50,912,895 DEFERRED OUTFLOWS OF RESOURCES Pension and other post employment benefits TOTAL DEFERRED OUTFLOWS OF RESOURCES LIABILITIES 71,774 71,774 Accounts payable 1,295,338 Accrued liabilities 45,741 Accrued interest payable 59,415 Customer deposits 312,490 Net OPEB liability 16,955 Noncurrent liabilities: Debt due within one year 1,564,224 Debt due in more than one year 20,623,285 TOTAL LIABILITIES 23,917,448 DEFERRED INFLOWS OF RESOURCES Pension and other post employment benefits TOTAL DEFERRED INFLOWS OF RESOURCES NET POSITION 38,846 38,846 Net investment in capital assets 18,657,642 Restricted for debt service 682,344 Unrestricted 7,688,389 TOTAL NET POSITION $ 27,028,375 The notes to financial the statements are an integral part of this statement. 11 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 STATEMENT OF ACTIVITIES YEAR ENDED SEPTEMBER 30, 2018 Program Activities Governmental Activities Water operations General government Wastewater operations Fire Interest on long term debt Non -Departmental Wastewater collection system Directors Expenses $ 3,385,244 1,395,655 1,149,853 698,845 569,293 190,494 67,858 9,811 Governmental Activities Program Revenues Operating Charges for Grants and Services Contributions $ 6,169,279 $ 22,237 3,117,435 Total governmental activities $ 7,467,053 $ 9,308,951 $ Capital Grants and Contributions $ $ General Revenues: Ad valorem taxes Miscellaneous Contributions not restricted to specific programs Investment income Gain on sale of assets Total general revenues Change in net position Net Position - beginning of year Prior period adjustments Net Position - end of year The notes to the financial statements are an integral part of this statement. 12 Net (Expenses) Revenue and Changes in Net Assets Governmental Activities $ 2,784,035 (1,373,418) 1,967,582 (698,845) (569,293) (190,494) (67,858) (9,811) $ 1,841,898 1,878,557 80,627 195,528 112,040 9,477 2,276,229 4,118,127 22,921,140 (10,892) $ 27,028,375 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO.1 BALANCE SHEET GOVERNMENTAL FUNDS September 30, 2018 General Fund Debt Capital Total Fund Fund Funds ASSETS Assets Cash and cash equivalents $ 2,986,825 $ 7,156 $ - $ 2,993,981 Pooled investments 4,368,107 - - 4,368,107 Restricted investments 675,188 767,358 1,442,546 Receivables: Accounts receivables, net 1,131,679 - - 1,131,679 Taxes 16,952 9,502 26,454 Due from other governments 2,072 2,072 Due from other funds 1,051,130 - - 1,051,130 Prepaids 70,512 - - 70,512 TOTAL ASSETS $ 9,627,277 $ 691,846 $ 767,358 $ 11,086,481 LIABILITIES, DEFERRED INFLOWS, AND FUND BALANCES Liabilities Accounts payable $ 487,600 $ - $ 807,738 $ 1,295,338 Accrued liabilities 45,741 - - 45,741 Customer deposits 312,490 - - 312,490 Due to other funds - 1,051,130 1,051,130 Total liabilities 845,831 - 1,858,868 2,704,699 Deferred Inflows of Resources Unavailable revenues - property taxes 16,952 9,502 26,454 Total deferred inflows of resources 16,952 9,502 26,454 Fund Balances Non -spendable prepaids 70,512 - - 70,512 Restricted -Debt service 682,344 682,344 Assigned -Capital outlays 1,439,969 - 1,439,969 Unassigned 7,254,013 - (1,091,510) 6,162,503 Total fund balances 8,764,494 682,344 (1,091,510) 8,355,328 TOTAL LIABILITIES, DEFERRED INFLOWS, AND FUND BALANCES $ 9,627,277 $ 691,846 $ 767,358 $ 11,086,481 The notes to financial statements are an integral part of this statement. 13 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 RECONCILIATION OF THE GOVERNMENTAL FUNDS BALANCE SHEET TO STATEMENT OF NET POSITION SEPTEMBER 30, 2018 Total fund balances - governmental funds $ 8,355,328 Amounts reported for governmental activities in the Statement of Net Position are different because: Capital assets used in governmental activities are not current financial resources and, therefore, are not reported in the governmental funds balance sheet. 40,816,044 Net pension asset is not a financial resource; therefore, it is not reported in the 61,500 governmental funds. Net OPEB liability is not a financial resource; therefore, it is not reported in the governmental funds. (16,955) Unavailable tax revenues that are reported as deferred inflows of resources in the governmental funds balance sheet is recognized as revenue in the government -wide financial statements. 26,454 TCDRS contributions are not current financial resources/burden; therefore they are not reported in the governmental funds. The net of these amounts is: 71,774 Interest payable on long term debt does not require current financial resources; therefore interest payable is not reported as a liability in the governmental funds balance sheet. (59,415) Unamortized pension investment gains/losses are not current financial resources/burden; therefore they are not reported in the governmental funds. The net of these amounts is: (38,846) Accrued compensated absences do not require the use of current financial resources; therefore accrued vacation is not reported as a liability in the governmental funds balance sheet. (29,107) Long-term liabilities, including bonds payable are not due and payable in the current period and, therefore, are not reported in the fund financial statements. (22,158,402) Net position of governmental activities $ 27,028,375 The notes to the financial statements are an integral part of this statement. 14 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO.1 STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES GOVERNMENTAL FUNDS FOR THE YEAR ENDED SEPTEMBER 30, 2018 Revenues: Water and wastewater charges Taxes Miscellaneous Intergovernmental revenues Investment income Oversize meter reimbursements Inspection and tap fees Total Revenues: Expenditures Water Wastewater Adminstration Fire Non -Departmental Board of directors Capital outlay Debt Service Principal Interest and fiscal charges Bond administrative fees Total Expenditures: Excess (deficiency) of revenues over (under) expenditures Other Financing Sources (Uses) Transfers in Proceeds from sale of assets Capital lease issuance cost Capital lease issuance Transfers out Total Other Financing Sources (Uses): Net change in fund balance Fund Balances - beginning of year Fund Balances - end of year General Fund $ 9,286,714 $ 1,197,949 35,627 195,528 61,283 14,237 8,000 10,799,338 3,173,225 1,026,693 1,075,089 625,637 190,494 9,811 665,773 112,381 20,050 6,899,153 3,900,185 797,834 15,400 (1,500) 360,100 (1,390,151) (218,317) 3,681,868 5,082,626 $ 8,764,494 $ Debt Service Fund Capital Projects Fund Total Governmental Funds $ $ 9,286,714 681,688 - 1,879,637 - 45,000 80,627 - 195,528 21,903 28,854 112,040 - 14,237 - - 8,000 703,591 73,854 11,576,783 3,173,225 1,026,693 - - 1,075,089 - - 625,637 190,494 9,811 5,545,792 6,211,565 1,315,000 - 1,427,381 569,530 589,580 2,950 - 2,950 1,887,480 5,545,792 14,332,425 (1,183,889) (5,471,938) (2,755,642) 1,390,151 2,187,985 15,400 (1,500) 360,100 - (797,834) (2,187,985) 1,390,151 (797,834) 374,000 206,262 (6,269,772) (2,381,642) 476,082 5,178,262 10,736,970 682,344 $ (1,091,510) $ 8,355,328 The notes to financial statements are an integral part of this statement. 15 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 RECONCILIATION OF THE STATEMENT OF REVENUES EXPENDITURES AND CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES YEAR ENDED SEPTEMBER 30, 2018 Net change in fund balances - total governmental funds $ (2,381,642) Amounts reported for governmental activities in the Statement of Activities are different because: Depreciation expense on capital assets reported in the Statement of Activities does not require the use of current financial resources, therefore, depreciation expense is not reported as expenditures in the governmental funds. Governmental funds report capital outlays as expenditures. However, in the Statement of Activities the costs of those assets is allocated over their estimated useful lives and reported as depreciation expense. This is the amount of capital assets recorded in the current period. (786,400) 6,211,565 Debt principal payments reduces long-term liabilities in the Statement of Net Position, but it is recorded as an expenditure in the governmental funds. 1,427,381 Governmental funds report new debt issuances as other financing sources. However, these amounts are removed and recognized as new long term debt on the Statement of Net Position. Governmental funds report the effects of debt premiums, and debt discounts, when debt is first issued, whereas the amounts are deferred and amortized in the Statement of Activities. Governmental funds recognize the full amount of proceeds received for sale of disposed assets, but net book values of the assets are factored in to calculating a gain on sold assets for the government -wide financial statements. Various other reclassifications and eliminations are necessary to convert from the modified accrual basis of accounting to accrual basis of accounting. These include recognizing the change in unavailable revenues, pension and OPEB expense, and other items. The net effect of these reclassifications is to decrease net position. Current year changes in accrued interest payable do not require the use of current financial resources and, therefore, are not reported as expenditures in the governmental funds. (360,100) 18,325 (5,923) (7,041) 1,962 Change in net position of governmental activities $ 4,118,127 The notes to the financial statements are an integral part of this statement. 16 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS FOR THE YEAR ENDED SEPTEMBER 30, 2018 NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES A. General Statement Denton County Municipal Utility District No. 1 (the District) was created by the Texas Water Rights Commission (later known as Texas Commission on Environmental Quality (TCEQ)) on March 4, 1975 and confirmed by the electorate of the District at a confirmation election on October 7, 1975. The Board of Director's held its first meeting on April 24, 1975. The Bonds were first sold on June 8, 1976. The District operates pursuant to Article XVI, Chapter 59 of the Texas Constitution and Chapter 54 of the Texas Water Code, as amended. Effective April 1, 1983, the District's name was officially changed by order from Denton County Municipal Utility District No. 1 to Trophy Club Municipal Utility District No. 1. On May 9, 2009, citizens voted to consolidate the District and Trophy Club Municipal Utility District No. 2 (MUD2). As a result, the District reports consolidated activity and balances for the District and the entities formerly known as MUD2 and the Trophy Club Master District Joint Venture (a joint venture of MUD1 and MUD2). The Governmental Accounting Standards Board (GASB) is the accepted standard setting body for the District. The financial statements of the District have been prepared in conformity with generally accepted accounting principles (GAAP) as applied to government units. B. Financial Reporting Entity As required by accounting principles generally accepted in the United States of America, these financial statements include the activities of the District and any organizations for which the District is financially accountable or for which the nature and significance of their relationship with the District are such that exclusion would cause the reporting entity's financial statements to be misleading or incomplete. The definition of the reporting entity is based primarily on the notion of financial accountability. A primary government is financially accountable for the organizations that make up its legal entity. It is also financially accountable for legally separate organizations if its officials appoint a voting majority of an organization's governing body and either it is able to impose its will on that organization or there is a potential for the organization to provide specific financial benefits to, or to impose specific financial burdens on, the primary government. A primary government may also be financially accountable for governmental organizations that are fiscally dependent on it. A primary government has the ability to impose its will on an organization if it can significantly influence the programs, projects, or activities of, or the level of services performed or provided by, the organization. A financial benefit or burden relationship exists if the primary government (a) is entitled to the organization's resources; (b) is legally obligated or has otherwise assumed the obligation to finance the deficits of, or provide financial support to, the organization; or (c) is obligated in some manner for the debt of the organization. Some organizations are included as component units because of their fiscal dependency on the primary government. An organization is fiscally dependent on the primary government if it is unable to adopt its budget, levy taxes, set 17 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS FOR THE YEAR ENDED SEPTEMBER 30, 2018 NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES — CONTINUED rates or charges, or issue bonded debt without approval by the primary government. Accordingly, the District has no component units. C. Government -Wide and Fund Financial Statements The government -wide financial statements (the Statement of Net Position and the Statement of Activities) report information on all of the activities of the District, except for fiduciary funds. The effect of interfund activity has been removed from these statements. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business -type activities, which rely to a significant extent on fees and charges for support. The activities of the District are comprised only of governmental activities. The Statement of Activities demonstrates the degree to which the direct expenses of a given program are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific program. Program revenues include 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given program and 2) operating or capital grants and contributions that are restricted to meeting the operational or capital requirements of a particular program. Taxes and other items not properly included among program revenues are reported instead as general revenues. Fund Financial Statements The District segregates transactions related to certain functions or activities in separate funds in order to aid financial management and to demonstrate legal compliance. These statements are required to present each major fund in a separate column on the fund financial statements. For fiscal year 2018, the major funds are the General Fund, Capital Projects Fund, and the Debt Service Fund. Governmental funds are those funds through which most governmental functions typically are financed. The measurement focus of governmental funds is on the sources, uses and balance of current financial resources. The District has presented the following governmental funds: General Fund The General Fund is the main operating fund of the District. This fund is used to account for all financial resources not accounted for in other funds. All general tax revenues and other receipts that are not restricted by law or contractual agreement to some other fund are accounted for in this fund. General operating expenditures, fixed charges and capital improvement costs that are not paid through other funds are paid from the General Fund. Debt Service Fund The Debt Service Fund is used to account for resources accumulated and payments made for principal and interest on the long-term debt of governmental funds. 18 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS FOR THE YEAR ENDED SEPTEMBER 30, 2018 NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES — CONTINUED Capital Projects Fund The Capital Projects Fund is used to account for funds received and expended for the acquisition and construction of infrastructure and other capital assets. D. Measurement Focus and Basis of Accounting Measurement focus refers to what is being measured; basis of accounting refers to when revenues and expenditures are recognized in the accounts and reported in the financial statements. Basis of accounting relates to the timing of the measurement made, regardless of the measurement focus applied. The government -wide statements are reported using the economic resources measurement focus and the accrual basis of accounting. The economic resources measurement focus means all assets and liabilities (whether current or non-current) are included on the Statement of Net Position and the operating statements present increases (revenues) and decreases (expenses) in net total position. Under the accrual basis of accounting, revenues are recognized when earned. Expenses are recognized at the time the liability is incurred. Governmental fund financial statements are reported using the current financial resources measurement focus and are accounted for using the modified accrual basis of accounting. Under the modified accrual basis of accounting, revenues are recognized when susceptible to accrual; i.e., when they become both measurable and available. "Measurable" means the amount of the transaction can be determined and "available" means collectible within the current period or soon enough thereafter to be used to pay liabilities of the current period. The District considers receivables collected within sixty days after year-end to be available and recognizes them as revenues of the current year. Expenditures are recorded when the related fund liability is incurred. However, debt service expenditures are recorded only when payment is due. The revenues susceptible to accrual are interest income and ad valorem taxes. All other governmental fund revenues are recognized when received. E. Cash and Investments The District's cash and cash equivalents are considered to be cash on hand, demand deposits, and short-term investments of three months or less from the date of acquisition. 19 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS FOR THE YEAR ENDED SEPTEMBER 30, 2018 NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES — CONTINUED The District's investment policy requires that all monies be deposited with the authorized District depository or in (1) obligations of the United States or its agencies and instrumentalities; (2) direct obligations of the State of Texas or its agencies; (3) other obligations, the principal of and interest on which are unconditionally guaranteed or insured by the State of Texas or the United States; (4) obligations of states, agencies, counties, cities, and other political subdivisions of any state having been rated as to investment quality by a nationally recognized investment rating firm and having received a rating of not less than A or its equivalent; (5) certificates of deposit by state and national banks domiciled in this state that are (A) guaranteed or insured by the Federal Deposit Insurance Corporation, or its successor; or, (B) secured by obligations that are described by (1), (4), or (6) fully collateralized direct repurchase agreements having a defined termination date, secured by obligations described by (1), pledged with third party selected or approved by the District, and placed through a primary government securities dealer. All investments are recorded at fair value based on quoted market prices. Fair value is the amount at which a financial instrument could be exchanged in a current transaction between willing parties. F. Capital Assets Capital assets, which include property, plant, and equipment, are reported in the government -wide financial statements. All capital assets are valued at historical cost or estimated historical cost if actual historical cost is not available. Donated assets are valued at their fair market value on the date donated. Repairs and maintenance are recorded as expenses. Renewals and betterments are capitalized. Interest has not been capitalized during the construction period on property, plant and equipment. Assets capitalized have an original cost of $5,000 or more and over one year of useful life. Depreciation has been calculated on each class of depreciable property using the straight-line method. Estimated useful lives are as follows: Buildings 50 Years Improvements other than buildings 15 - 30 Years Machinery and equipment 5 - 15 Years Vehicles 6 - 12 Years Water and wastewater systems 30 - 65 Years 20 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS FOR THE YEAR ENDED SEPTEMBER 30, 2018 NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES — CONTINUED G. Accumulated Vacation Time Employees earn vacation pay based upon seniority that accrues at various rates up to a maximum four weeks per year. Upon termination, employees will be paid for their unused earned vacation. The District records a liability for the value of these compensated absences. H. Organizational Costs The District, in conformance with requirements of the TCEQ, capitalized costs incurred in the creation of the District. The TCEQ requires capitalization of organizational costs for the construction period, amortized bond premium and discount losses on sales of investments, accrued interest on investments purchased, attorney fees and some administrative expenses until construction and acceptance or use of the first revenue producing facility has occurred. The District amortizes the organizational costs using the straight-line method over a period of 22 to 45 years. I. Net Position Net position represents the difference between assets and liabilities. Net position invested in capital assets, net of related debt consists of capital assets, net of accumulated depreciation, reduced by the outstanding balances of any borrowing used for the acquisition, construction or improvements of those assets, and adding back unspent proceeds. Net position is reported as restricted when there are limitations imposed on their use either through the enabling legislations adopted by the District or through external restrictions imposed by creditors, grantors or laws or regulations of other governments. J. Estimates In preparing financial statements in conformity with accounting principles generally accepted in the United States of America, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities, the disclosures of contingent assets and liabilities, and the reported amounts of revenue and expenses/expenditures. Actual results could differ from those estimates. K. Fund Balances Governmental Accounting Standards Board (GASB) Statement No. 54, Fund Balance Reporting and Governmental Fund Type Definitions (GASB 54) defines the different types of fund balances that a governmental entity must use for financial reporting purposes in the fund financial statements for governmental type funds. It does not apply for the government -wide financial statements. 21 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS FOR THE YEAR ENDED SEPTEMBER 30, 2018 NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES — CONTINUED GASB 54 requires the fund balance amounts to be properly reported within one of the following fund balance categories: Nonspendable - such as fund balance associated with inventories, prepaids, long-term loans and notes receivable, and property held for resale (unless the proceeds are restricted, committed, or assigned), Restricted - fund balance category includes amounts that can be spent only for the specific purposes stipulated by constitution, external resource providers, or through enabling legislation, Committed - fund balance classification includes amounts that can be used only for the specific purposes determined by a formal action of the Board of Directors (the District's highest level of decision-making authority), Assigned - fund balance classifications are assigned by the District Manager with the intentions to be used by the government for specific purposes but do not meet the criteria to be classified as restricted or committed, and Unassigned - fund balance is the residual classification for the District's General Fund and includes all spendable amounts not contained in the other classifications, and other fund's that have total negative fund balances. NOTE 2. CASH AND INVESTMENTS The funds of the District must be deposited and invested under the terms of a contract, contents of which are set out in the Depository Contract Law. The depository bank places approved pledged securities for safekeeping and trust with the District's agent bank in an amount sufficient to protect District funds on a day-to-day basis during the period of the contract. The pledge of approved securities is waived only to the extent of the depository bank's dollar amount of Federal Deposit Insurance Corporation (FDIC) insurance. At September 30, 2018, the carrying amount of the District's deposits (cash, certificates of deposit, and non -pooled savings accounts) was $2,632,956 and the bank balance was $3,224,980. The District's cash deposits at September 30, 2018, and during the year then ended were entirely covered by FDIC insurance, pledged securities, or by a letter of credit pledged by the District's agent bank in the District's name. 22 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS FOR THE YEAR ENDED SEPTEMBER 30, 2018 NOTE 2. CASH AND INVESTMENTS — CONTINUED The Public Funds Investment Act (Government Code Chapter 2256) contains specific provisions in the areas of investment practices, management reports and establishment of appropriate policies. Among other things, it requires the District to adopt, implement, and publicize an investment policy. That policy must address the following areas; (1) safety of principal and liquidity, (2) portfolio diversification, (3) allowable investments, (4) acceptable risk levels, (5) expected rates of return, (6) maximum allowable stated maturity of portfolio investments, (7) maximum average dollar -weighted maturity, allowed based on the stated maturity date for the portfolio, (8) investment staff quality and capabilities, and (9) bid solicitation preferences for certificates of deposit. Statutes and the District's investment policy authorized the District to invest in the following investments as summarized below: Maximum Maximum Authorized Maximum Percentage Investment Investment Type Maturity of Portfolio In One Issuer U.S. Treasury Obligations 2 years 50% NA U.S. Agencies Securities 2 years 50% NA State of Texas Securities 2 years 50% NA Certificates of Deposits 2 years 90% NA Money Market 2 years 90% NA Investment pools 2 years 90% NA The Act also requires the District to have independent auditors perform test procedures related to investment practices as provided by the Act. The District is in substantial compliance with the requirements of the Act and with local policies. Cash and investments as of September 30, 2018 are classified in the accompanying financial statements as follows: Primary Government: Cash and cash equivalents $ 2,993,981 Pooled Investments 4,368,107 Restricted pooled investments 1,442,546 Total cash and investments $ 8,804,634 23 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS FOR THE YEAR ENDED SEPTEMBER 30, 2018 NOTE 2. CASH AND INVESTMENTS — CONTINUED Cash and investments as of September 30, 2018 consist of the following: Petty Cash $ 600 Deposits with financial institutions 2,632,356 Restricted Pooled Investments 1,803,571 Unrestricted Texpool Investments 4,368,107 Total cash, certificate of deposit, and pooled investments $ 8,804,634 Disclosures Relating to Interest Rate Risk Interest rate risk is the risk that changes in market interest rates will adversely affect the fair value of an investment. Generally, the longer the maturity of an investment the greater the sensitivity of its fair value to changes in market interest rates. One of the ways that the District manages its exposure to interest rate risk is by investing mainly in investment pools which purchase a combination of shorter term investments with an average maturity of less than 60 days thus reducing the interest rate risk. The District monitors the interest rate risk inherent in its portfolio by measuring the weighted average maturity of its portfolio. The District has no specific limitations with respect to this metric. As of September 30, 2018, the District had the following investment: Weighted Average Investment Type Amount Maturity TexPool $ 6,171,678 30 days Total Investments $ 6,171,678 As of September 30, 2018, the District did not invest in any securities which are highly sensitive to interest rate fluctuations. Disclosures Relating to Credit Risk Generally, credit risk is the risk that an issuer of an investment will not fulfill its obligation to the holder of the investment. This is measured by the assignment of a rating by a nationally recognized statistical rating organization. Presented below is the minimum rating required by (where applicable) the Public Funds Investment Act, the District's investment policy, or debt agreements, and the actual rating as of year-end for each investment type. 24 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS FOR THE YEAR ENDED SEPTEMBER 30, 2018 NOTE 2. CASH AND INVESTMENTS — CONTINUED Minimum Rating as Legal of Year Investment Type Amount Rating End TexPool $ 6,171,678 AAAm AAAm Total Investments $ 6,171,678 Concentration of Credit Risk As of September 30, 2018, other than external investment pools, the District did not have 5% or more of its investments with one issuer. Custodial Credit Risk Custodial credit risk for deposits is the risk that, in the event of the failure of a depository financial institution, a government will not be able to recover its deposits or will not be able to recover collateral securities that are in the possession of an outside party. The custodial credit risk for investments is the risk that, in the event of the failure of the counterparty to a transaction, a government will not be able to recover the value of its investment or collateral securities that are in the possession of another party. The Public Funds Investment Act and the District's investment policy have the following provision for deposits: They require that a financial institution secure deposits made by state or local governmental units by either 1) pledging securities in an undivided collateral pool held by a depository regulated under state law (unless so waived by the governmental unit), or 2) an irrevocable standby letter of credit with the District named as the beneficiary. The market value of pledged securities in the collateral pool or the value of the letter of credit must equal at least the bank balance less FDIC insurance at all times. Investment in State Investment Pools The District is a voluntary participant in TexPool. The State Comptroller of Public Accounts exercises responsibility over TexPool. This oversight includes the ability to significantly influence operations, designation of management, and accountability for fiscal matters. Additionally, the State Comptroller has established an advisory board composed of both participants in TexPool and other persons who do not have a business relationship with TexPool. TexPool operates in a manner consistent with the SEC's Rule 2a7 of the Investment Company Act of 1940. TexPool uses amortized costs rather than market value to report net assets to compute share prices. Accordingly, the fair value of the position in TexPool is the same as the value of TexPool shares. 25 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS FOR THE YEAR ENDED SEPTEMBER 30, 2018 NOTE 3. ACCOUNTS RECEIVABLE Receivables as of year-end, including the applicable allowances for uncollectible accounts, are as follows: Accounts Receivable: MUD water MUD sewer Unbilled receivables Refuse (as agent for Town of Trophy Club) Storm drainage (as agent for Town of Trophy Club) Refuse tax (as agent for Town of Trophy Club) Miscellaneous PID Surcharge (as agent for Town of Trophy Club) Allowance for uncollectible accounts Total (net) Due from Other Governments: Town of Trophy Club NOTE 4. INTERFUND TRANSFERS Transfers between funds during the year are as follows: Transfer In Transfer Out Amount Purpose General Fund Capital Projects $ 797,834 Debt Service General Fund 218,954 Debt Service General Fund 122,043 Debt Service General Fund 925,818 Debt Service General Fund 123,336 Total $ 2,187,985 $ 570,746 277,334 143,997 73,081 51,411 6,281 2,993 17,887 1,143,730 (12,051) $ 1,131,679 $ 2,072 Reimburse GF for Phase 1 of the Fort Worth Water Main Project Transfer for the fire station bond payment Transfer of PID surcharge Assist with revenue bond payments Transfer to assist with the bond reserve payment. 26 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS FOR THE YEAR ENDED SEPTEMBER 30, 2018 NOTE 5. CAPITAL ASSETS Capital asset activity for the year ended September 30, 2018, was as follows: Governmental Activities: Capital assets - Non -Depreciable Land Construction in progress Water rights Total capital assets not being depreciated Capital assets - Depreciable Buildings Improvements other than buildings Machinery and equipment Organization costs Vehicles Water system Wastewater treatment system Wastewater collection system Total capital assets being depreciated Less accumulated depreciation for: Buildings Improvements other than buildings Machinery and equipment Organization costs Vehicles Water system Wastewater treatment system Wastewater collection system Total accumulated depreciation Governmental activities capital assets, net Beginning Balances $ 648,178 $ 14,127,488 5,932,219 796,145 Retirements/ Additions Transfers 15,571,811 3,479,008 324,334 1,809,967 2,331,300 2,384,649 12,218,223 5,663,320 4,410,351 32,621,152 (529,537) (256,787) (886,789) (2,304,293) (1,128,731) (3,828,100) (2,333,243) (1,528,683) (12,796,163) $ 35,396,800 27 Ending Balance $ - $ 648,178 (57,472) 20,002,235 796,145 5,932,219 (57,472) 21,446,558 60,390 144,765 16,037 58,154 279,346 3,479,008 324,334 57,900 1,867,867 2,331,300 (42,110) 2,402,929 24,768 12,387,756 5,415 5,684,772 (30,611) 4,437,894 15,362 32,915,860 (75,277) (604,814) (11,482) - (268,269) (116,694) - (1,003,483) (7,273) - (2,311,566) (149,191) 36,187 (1,241,735) (214,968) - (4,043,068) (138,444) - (2,471,687) (73,071) - (1,601,754) (786,400) 36,187 (13,546,376) $ 5,425,165 $ (5,923) $ 40,816,042 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS FOR THE YEAR ENDED SEPTEMBER 30, 2018 NOTE 5. CAPITAL ASSETS - CONTINUED Depreciation expense was charged as direct expense to programs of the primary government as follows: General government Water operations Wastewater operations Fire department Wastewater collection systems Total depreciation expense NOTE 6. LONG-TERM DEBT $ 314,121 210,380 120,833 73,208 67,858 $ 786,400 At September 30, 2018, the District's long-term debt payable consisted of the following: Description Tax and revenue bonds: Improvements Refunding Refunding Improvements Improvements Improvements Capital lease payable: Capital lease obligations Capital lease obligations Interest Year Average Rate of Final Annual Original Payable Issue Maturity Payment Amount 3.50-5.00% 2010 2031 $ 148,205 $2,000,000 2.00-3.00% 2012 2023 251,373 2,355,000 2.00-3.50% 2013 2023 224,734 1,905,000 1.50-3.50% 2015 2034 199,898 5,765,000 2.00-3.25% 2015 2035 305,174 9,230,000 0.53-2.12% 2016 2036 275,259 4,635,000 2.50% 2015 2.95% 2018 28 Outstanding 9/30/2018 $ 1,490,000 1,170,000 1,020,000 5,045,000 8,280,000 4,230,000 $ 21,235,000 2022 $ 127,149 $1,057,316 $ 478,330 2023 78,456 360,100 360,100 $ 838,430 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS FOR THE YEAR ENDED SEPTEMBER 30, 2018 NOTE 6. LONG-TERM DEBT - CONTINUED The following is a summary of long-term debt transactions of the District for the year ended September 30, 2018: Governmental Activities: Tax, revenue, and refunding bonds Deferred loss on refunding Premium on bonding Capital lease obligations Compensated absences Total Governmental Activities Long-term Liabilities Beginning Balance Additions $ 22,550,000 $ (5,197) 108,496 22,653,299 590,711 360,100 590,711 360,100 Ending Due Within Reductions Balance One Year $ (1,315,000) $ 21,235,000 $ 1,350,000 866 (4,331) (19,192) 89,304 (1,333,326) 21,319,973 1,350,000 (112,381) 838,430 185,117 (112,381) 838,430 185,117 32,306 (3,199) 29,107 29,107 32,306 (3,199) 29,107 29,107 $ 23,276,316 $ 360,100 $ (1,448,906) $ 22,187,510 $ 1,564,224 The annual requirements to amortize all debt outstanding as of September 30, 2018, are as follows: Year Ending September 30, 2019 2020 2021 2022 2023 2024-2028 2029-2033 2034-2036 Principal $ 1,350,000 1,370,000 1,410,000 1,450,000 1,490,000 5,565,000 6,165,000 2,435,000 Total $ 21,235,000 29 Interest Total $ 543,397 516,220 486,681 455,372 421,446 1,672,427 891,885 107,748 $ 5,095,176 $ 1,893,397 1,886,220 1,896,681 1,905,372 1,911,446 7,237,427 7,056,885 2,542,748 $ 26,330,176 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS FOR THE YEAR ENDED SEPTEMBER 30, 2018 NOTE 6. LONG-TERM DEBT — CONTINUED Capital lease obligations: Year Ending September 30, Principal Interest Total 2019 $ 185,117 $ 21,550 $ 206,667 2020 189,028 16,592 205,620 2021 193,027 11,532 204,558 2022 197,114 6,366 203,480 2023 74,144 1,094 75,238 Total $ 838,430 $ 57,133 $ 895,563 Tax and Revenue Bonds Tax and revenue bonds are payable from the proceeds of ad valorem taxes levied upon all property subject to taxation within the District, without limitation as to rate or amount, and are further payable from, and secured by a lien on and pledge of the net revenue to be received from the operation of the District's waterworks and sanitary sewer system. The outstanding bonds are callable for redemption prior to maturity at the option of the District as follows: Series 2010 - All maturities from 2021 to 2025 are callable in principal increments of $5,000 on or after September 1, 2020 at par plus unpaid accrued interest to the fixed date for redemptions. Series 2012 - All maturities from 2021 to 2023 are callable in principal increments of $5,000 on or after September 1, 2020 at par plus unpaid accrued interest to the fixed date for redemptions. Series 2013 — The Series 2013 bonds are not callable prior to their stated maturity. Series 2014 — All maturities from 2024 to 2034 are callable in principal increments of $5,000 on or after September 1, 2025 at par plus unpaid accrued interest to the fixed date for redemptions. Series 2015 — All maturities from 2025 to 2035 are callable in principal increments of $5,000 on or after September 1, 2025 at par plus unpaid accrued interest to the fixed date for redemptions. Series 2016 — All maturities from 2028 to 2036 are callable in principal increments of $5,000 on or after September 1, 2027 at par plus unpaid interest to the fixed date for redemptions. Contractual obligations and notes payable are liquidated from the General Fund. Tax and revenue bonds are liquidated from the Debt Service Fund. The provisions of the bond resolutions relating to debt service requirements have been met, and the cash allocated for these purposes was sufficient to meet debt service requirements for the year ended September 30, 2018. 30 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS FOR THE YEAR ENDED SEPTEMBER 30, 2018 NOTE 7. PROPERTY TAXES Property taxes are levied as of October 1, on the assessed value listed as of the prior January 1, for all real and certain personal property located in the District. The appraisal of property within the District is the responsibility of Denton Appraisal District (Appraisal District) as required by legislation passed by the Texas legislature. The Appraisal District is required under such legislation to assess all property within the Appraisal District on the basis of 100% of its appraised value and is prohibited from applying any assessment ratios. The value of property within the Appraisal District must be reviewed every five years; however, the District may, at its own expense, require annual reviews of appraised values. The District may challenge appraised values established by the Appraisal District through various appeals and, if necessary, legal action. Property taxes for the District are not limited as to rate or amount. In an election held October 7, 1975, the electorate of the District authorized the levy of up to $0.25 per $100 valuation for the operations and maintenance of the District. Property taxes attach as an enforceable lien on property as of January 1, following the levy date. Taxes are due by January 31, following the levy date. Property taxes are recorded as receivables when levied. Following is information regarding the 2018 tax levies: Adjusted taxable values $ 1,555,617,669 0 & M and Fire tax levy $0.076580/$100 1,191,292 I & S tax levy $0.043630/$100 678,716 Total tax levy $0.120210/$100 $ 1,870,008 NOTE 8. FUND BALANCE CLASSIFICATIONS The District authorized the District Manager to designate certain fund balances as assigned. Excluding unassigned fund balances, the following describes the District's fund balance classifications at September 30, 2018: Non -Spendable Fund Balances The District's $70,512 non -spendable fund balance represents expenses prepaid at fiscal year-end. Assigned Fund Balances The District assigned a total of $1,439,969 of General Fund balances for the following future capital outlays: $963,543 for wastewater system improvements, $408,621 for vehicles, and $67,805 for other improvements. 31 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS FOR THE YEAR ENDED SEPTEMBER 30, 2018 NOTE 9. RISK MANAGEMENT The District is exposed to various risks of loss related to torts; theft of, damage to, and destruction of assets; business interruption; errors and omissions; injuries to employees; employee health benefits; and other claims of various nature. Commercial insurance is purchased for the risks of loss to which the District is exposed. Any losses reported but unsettled or incurred and not reported, are believed to be insignificant to the District's basic financial statements. Additionally, the District must operate in compliance with rules and regulations mandated for public water supply systems by federal and state governments. The District is subject to compliance oversight by the Texas Commission on Environmental Quality (TCEQ). NOTE 10. DUE TO AND FROM OTHER FUNDS During the course of operations, the District has activity between funds for various purposes. Any residual balances outstanding at year end are reported as due from/to other funds. While these balances are reported in fund financial statements, balances between the funds included in governmental activities (i.e., the governmental funds) are eliminated for the Statement of Net Position presentation. Due to: Capital Projects Due from: General Fund Fund Total General Fund $ - $ 45,000 $ 45,000 Capital Projects Fund 1,096,130 1,096,130 Total $ 1,096,130 $ 45,000 $ 1,141,130 NOTE 11. RETIREMENT PLAN Introduction The funding policy governs how the Texas County & District Retirement System (TCDRS) determines the employer contributions required to ensure that benefits provided to TCDRS members are funded in a reasonable and equitable manner. The goals of TCDRS' funding policy are to fully fund benefits over the course of employees' careers to ensure intergenerational equity, and to balance rate and benefit stability with the need for the plan funding to be reflective of current plan conditions. This policy documents the current funding policies in effect for the Dec. 31, 2017 actuarial valuation as established by state law, administrative rule and action by the TCDRS Board of Trustees (the board). The policy serves as a comprehensive funding overview and complies with the GASB reporting requirements for an agent multiple -employer plan. 32 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS FOR THE YEAR ENDED SEPTEMBER 30, 2018 NOTE 11. RETIREMENT PLAN (CONTINUED) TCDRS Funding Overview TCDRS is a model for responsible, disciplined funding. TCDRS does not receive any state funding. As an agent, multiple -employer plan, each participating employer in the system funds its plan independently. A combination of three elements funds each employer's plan: employee deposits, employer contributions and investment income. • The deposit rate for employees is 7% of compensation, as adopted by the employer's governing body. • Participating employers are required to contribute at actuarially determined rates to ensure adequate funding for each employer's plan. Employer contribution rates are determined annually and approved by the TCDRS Board of Trustees. • Investment income funds a large part of the benefits employees earn. Pursuant to state law, employers participating in the system must pay 100% of their actuarially determined required contributions on an annual basis. Each employer has the opportunity to make additional contributions in excess of its annual required contribution rate either by adopting an elected rate that is higher than the required rate or by making additional contributions on an ad hoc basis. Employers may make additional contributions to pay down their liabilities faster, pre -fund benefit enhancements and/or buffer against future adverse experience. In addition, employers annually review their plans and may adjust benefits and costs based on their local needs and budgets. Although accrued benefits may not be reduced, employers may reduce future benefit accruals and immediately reduce costs. Methodology for Determining Employer Contribution Rates The board hires independent outside consulting actuaries to conduct an annual valuation to measure the funding status and to determine the required employer contribution rate for each employer plan. In order to calculate the employer contribution rate, the actuary does the following: • Studies each employer's adopted plan of benefits and the profile of its plan participants, and uses assumptions established by the board to estimate future benefit payments. • Discounts the estimate of future benefit payments to the present based on the long-term rate of investment return to determine the present value of future benefits. • Compares the present value of future benefits with the plan's assets to determine the difference that needs to be funded based on the funding policy. The valuation of each employer plan is based on the system funding policy and the assets, benefits and participant profile of each participating employer plan. The four key components in the determination of employer contribution rates are: the actuarial cost method, amortization policy, the asset valuation method and the actuarial assumptions. 33 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS FOR THE YEAR ENDED SEPTEMBER 30, 2018 NOTE 11. RETIREMENT PLAN (CONTINUED) Actuarial Cost Method TCDRS has adopted the replacement life entry age cost method, a conservative cost method and an industry standard. The goal of this cost method is to fund benefits in an orderly manner for each participant over his or her career so that sufficient funds are accumulated by the time benefit payments begin. Under this approach, benefits are funded in advance as a level percentage of pay. This portion of the contribution rate is called the normal cost rate and generally remains stable from year to year. Amortization Policy The portion of the contribution rate that funds any remaining unfunded amounts for benefits that are not covered by the normal cost is called the unfunded actuarial accrued liability (UAAL) rate. UAAL amounts occur when benefit enhancements are adopted that have not been funded in advance, or when actual investment or demographic experience varies from the actuarial assumptions (actuarial gains and losses). UAAL amounts are amortized on a level -percentage -of -covered -payroll basis over a closed period with a layered approach. The closed periods ensure all unfunded liabilities are financed over no more than 20 years from the time they occur. Each year new layers are established to amortize changes in the UAAL due to actuarial gains or losses, as well as any plan benefit changes elected by an employer for that year. Benefit enhancements are amortized over a 15 -year closed period. All other changes in the UAAL are amortized over 20 -year closed periods. These amortization periods are generally more conservative than those of most other public retirement plans and are stricter than the minimum amortization period required under state law. For newly participating districts that have five or fewer employees who are all within five years of retirement eligibility, any initial UAAL and any subsequent adoption of prior service credits are amortized over a five-year closed amortization period. This ensures that benefits are appropriately funded over the current generation of employees. Notwithstanding the layered approach, the total UAAL payment may not be less than the required payment obtained by amortizing the entire UAAL over a 20 -year period. If a plan is overfunded, the overfunded actuarial accrued liability (OAAL) is calculated annually using a 30 -year open amortization period. Asset Valuation Method When determining the actuarial value of assets used for measuring a plan's funded status, TCDRS smooths each year's actuarial investment gains and losses and recognizes them over a five-year period to better reflect the system's long-term investment horizons and to keep employer contribution rates more stable. As actuarial asset investment gains and losses are recognized, they become part of the actuarial gains and losses for the year and are funded according to the amortization policy. The five-year period helps stabilize employer rates while still ensuring that rates are reflective of current market conditions. 34 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS FOR THE YEAR ENDED SEPTEMBER 30, 2018 NOTE 11. RETIREMENT PLAN (CONTINUED) In addition, the board has the ability to set aside reserves from investment earnings that are used to help offset future negative economic cycles. These reserves are held separately and are not counted as part of a participating employer's plan assets until they are passed through to employers when determined necessary by the board. Reserves help maintain rate stability for employers. In addition, reserves ensure that employers do not adopt benefit increases based on a temporarily lower plan cost at a high point in a market cycle and, conversely, are not as pressured to immediately reduce benefit levels during a low point in a market cycle. Actuarial Assumptions Demographic and economic assumptions are used to estimate employer liabilities and to determine the amount of funding required from employer contributions as opposed to investment earnings. These assumptions reflect a long-term perspective of 30 years or more. Examples of key economic assumptions include long-term investment return, long-term inflation and annual payroll increase. Demographic assumptions are the actuary's best estimate of what will happen to TCDRS members and retirees. Examples of demographic assumptions are employment termination rates, retirement rates and retiree mortality rates. A complete listing of all actuarial assumptions can be found in the annual system- wide valuation report. Oversight The board has established review policies to ensure that actuarial assumptions are appropriate and that the methodology for determining employer contribution rates is being correctly applied. Review of Actuarial Assumptions TCDRS' actuarial assumptions are periodically reviewed and revised as deemed necessary to reflect best estimates of future experience. Every four years, the TCDRS consulting actuary conducts an investigation of experience. TCDRS assumptions are compared to plan experience and future expectations, and changes to the assumptions are recommended as needed. The board adopts actuarial assumptions to be used in the valuation based on the results of this study. An actuarial audit of every investigation of experience is required and must be performed by an independent auditing actuary to review the consulting actuary's analysis, conclusions and recommendations for accuracy, appropriateness and reasonableness. These audits alternate between a peer review and a full replication audit of the investigation of experience. In a peer review audit of the investigation, the reviewing actuary uses the raw results of the investigation for demographic assumptions as calculated by the consulting actuary to test the conclusions and recommendations. In addition, the reviewing actuary independently analyzes economic assumptions to test the results and recommendations of the consulting actuary. The reviewing actuary also examines the consulting actuary's methods and assumptions for reasonableness and internal consistency. In a full replication audit of the investigation, in addition to performing all of the steps of a peer review, the auditing actuary fully replicates the calculation of the investigation's raw results. 35 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS FOR THE YEAR ENDED SEPTEMBER 30, 2018 NOTE 11. RETIREMENT PLAN (CONTINUED) Review of Employer Contribution Rates In order to test accuracy and ensure that the actuarial methods and assumptions are being correctly applied, an audit of the valuation is required every four years. These audits are conducted by an independent reviewing actuary and alternate between a peer review and a full replication audit of the valuation. In the peer review audit of the valuation, the actuary uses a sample of participant data and TCDRS plans to test the results of the valuation. The reviewing actuary also examines the consulting actuary's methods and assumptions for reasonableness and internal consistency. In a full replication audit of the valuation, the auditing actuary performs all the steps of a peer review audit but instead of analyzing sample data and plans, the auditing actuary fully replicates the original actuarial valuation. Review and Modification of Funding Policy The board will review this policy on a regular basis and may modify this policy at its discretion. Modifications to the policy may be submitted for consideration to the board by staff and/or outside consulting actuaries as circumstances warrant. Long -Term Expected Rate of Return The long-term expected rate of return on TCDRS assets is determined by adding expected inflation to expected long-term real returns, and reflecting expected volatility and correlation. The capital market assumptions and information shown below are provided by TCDRS' investment consultant, Cliffwater LLC. The numbers shown are based on January 2017 information for a 7-10 year time horizon. Note that the valuation assumption for long-term expected return is re -assessed at a minimum of every four years, and is set based on a 30 -year time horizon; the most recent analysis was performed in 2013. See Milliman's TCDRS Investigation of Experience report for the period January 1, 2009 — December 31, 2012 for more details. 36 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS FOR THE YEAR ENDED SEPTEMBER 30, 2018 NOTE 11. RETIREMENT PLAN (CONTINUED) Asset Class US Equities Private Equity Global Equities International Equities- Developed International Equities- Emerging Investment -Grade Bonds Strategic Credit Direct Lending Distressed Debt REIT Equities Master Limited Partnerships (MLPs) Private Real Estate Partnerships Hedge Funds Total Contributions Benchmark Dow Jones U.S. Total Stock Market Index Cambridge Associates Global Private Equity & Venture Capital Index MSCI World (net) Index MSCI World Ex USA (net) MSCI EM Emerging Markets (net) Index Barclays Capital Aggregate Bond Index FTSE High -Yield Cash -Pay Capped Index S&P/LSTA Leveraged Loan Index Cambridge Associates Distressed Securities Index 67% FTSE NAREIT Equity REITs Index + 33% FRSE EPRA/NAREIT Global Real Estate Index Alerian MLP Index Cambridge Associates Real Estate Index Hedge Fund Research, Inc. (HFRI) Fund of Funds Composite Index TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO.1 SCHEDULE OF CONTRIBUTIONS Last 10 Calendar Years (will ultimately be displayed) Target Allocation 11.50% 16.00% 7.55% 1.50% 4.85% 11.00% 4.55% 8.00% 5.55% 3.00% 0.75% 8.00% 4.12% 10.00% 8.06% 2.00% 4.05% 2.00% 4.05% 3.00% 6.00% 6.00% 6.25% 18.00% 4.10% 100.00% Geometric Real Rate of Return 4.55% 2017 2016 2015 2014 2013 Actuarially Determined Contribution $ 102,802 97,875 97,043 93,694 84,476 Contributions in relation to the actuarially determined contribution Contribution deficiency (excess) $ 102,802 97,875 97,043 93,694 198,219 $ (113,743) Covered employee payroll $ 1,140,976 1,119,822 1,116,721 1,068,342 963,243 Contributions as a percentage of covered employee payroll 9.0% 8.5% 8.7% 8.8% 20.6% 37 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS FOR THE YEAR ENDED SEPTEMBER 30, 2018 NOTE 11. RETIREMENT PLAN (CONTINUED) Deferred Inflows/Outflows of Resources At September 30, 2018, the District reported deferred inflows and outflows of resources are as follows: Deferred Inflows/Outflows of Resources Deferred Inflows Deferred Outflows of Resources of Resources Differences between expected and actual experience $ 38,571 $ Changes of assumptions - 9,779 Net difference between projected and actual earnings 8,670 Contributions made subsequent to measurement date N/A 73,343 Amounts currently reported as deferred outflows of resources and deferred inflows of resources related to pensions, excluding contributions made subsequent to the measurement date, will be recognized in pension expense as follows: Net deferred outflows (inflows) of resources 2018 $ (181) 2019 (2,187) 2020 (13,966) 2021 (16,075) 2022 (5,053) Thereafter Total $ (37,462) 38 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS FOR THE YEAR ENDED SEPTEMBER 30, 2018 NOTE 11. RETIREMENT PLAN (CONTINUED) Valuation Timing: NOTES TO SCHEDULE OF CONTRIBUTIONS Actuarially determined contribution rates are calculated as of December 31, two years prior to the end of the fiscal year in which the contributions are reported Methods and As s umptions Used to Determine Contribution Rates: Actuarial Cost Method Asset Valuation Method Inflation Salary Increases Investment Rate of Return Cost -of -Living Adjustments Retirement Age Turnover Mortality: Deposting members Service retirees, beneficiaries and non - depositing members Disabled retirees Other Information: Notes Entry Age Normal 5 Year smoothed market 2.75% Varies by age and service. 4.9% average over career including inflat: 8.00% Cost -of -Living Adjustments for Trophy Club Municipal Utility District No 1 are not considered to be substantively automatic under GASB 68. Therefore, no assumption for future cost -of - living adjustment is included in the GASB calculations. No assumption for future cost -of -living adjustments is included in the funding valuation. Members who are eligible for service retirement are assumed to commence receiving benefit payments based on age. The average age at service retirement for recent retirees is 61. The rates vary by length of service, entry -age group (age at hire) and sex The RP -2000 Active Employee Mortality Table for males with a two-year set -forward and the RP -2000 Active Employee Mortality Table for females with a four-year setback, both projected to 2014 with scale AA and then projected with 110% of the MP -2014 Ultimate scale after that. The Rp-2000 Combined Mortality Table with the projection scale AA and then projected with 110% of the MP -2014 Ultimate scale after that, with a one-year set -forward for males and no age adjustment for females. RP -2000 Disabled Mortality Table projected to 2014 with scale AA and then projected with 110% of the MP -2014 Ultimate scale after that, with no age age adjustment for males and a two-year set - forward for females. There were no benefit changes during the year. 39 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS FOR THE YEAR ENDED SEPTEMBER 30, 2018 NOTE 12. OTHER POST EMPLOYMENT BENEFITS Trophy Club Municipal Utility District No 1 participates in the retiree Group Term Life program for the Texas County & District Retirement System (TCDRS), which is a statewide, multiple -employer, public employee retirement system. A brief description of benefit terms: All full- and part-time non -temporary employees participate in the plan, regardless of the number of hours they work in a year and are eligible for the TCDRS pension plan. Only employers that have elected participation in the retiree Group Term Life program are included in the OPEB plan. The plan provides a $5,000 post-retirement death benefit to beneficiaries of service retirees and disability retirees of employers that have elected participation in the retiree GTL program. The OPEB benefit is a fixed $5,000 lump -sum benefit. No future increases are assumed in the $5,000 benefit amount. Benefit terms are established under the TCDRS Act. Participation in the retiree GTL program is optional and the employer may elect to opt out of (or opt into) coverage as of Jan. 1 each year. Membership information is shown in the chart below. Inactive employees or beneficiaries currently receiving benefits 1 Inactive employees entitled to but not yet receiving benefits 5 Active employees 18 Total: 24 Contributions made to the retiree GTL Program are held in the GTL Fund. The GTL fund does not meet the requirements of a trust under Paragraph 4b of GASB 75, as the assets of the GTL fund can be used to pay active GTL benefits which are not part of the OPEB plan. Benefit terms are established under the TCDRS Act. Participation in the retiree GTL program is optional and the employer may elect to opt out of (or opt into) coverage as of Jan. 1 each year. The district's contribution rate for the retiree GTL program is calculated annually on an actuarial basis, and is equal to the cost of providing a one-year death benefit equal to $5,000. 40 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS FOR THE YEAR ENDED SEPTEMBER 30, 2018 NOTE 12. OTHER POST EMPLOYMENT BENEFITS (CONTINUED) Deferred Inflows/Outflows of Resources At September 30, 2018, the District reported deferred inflows and outflows of resources are as follows: Deferred Inflows/Outflows of Resources Deferred Inflows Deferred Outflows of Resources of Resources Differences between expected and actual experience $ 275 $ - Changes of assumptions - 811 Contrbutions made subsequent to measurement date N/A $ 1,888 Amounts currently reported as deferred outflows of resources and deferred inflows of resources related to OPEB benefits, excluding contributions made subsequent to the measurement date, will be recognized in OPEB expense as follows: Net deferred outflows (inflows) of resources 2018 $ 89 2019 89 2020 89 2021 89 2022 90 Thereafter 90 Total $ 536 NOTE 13. PRIOR PERIOD RESTATEMENTS Governmental Governmental Fund Types Activities Net Position - beginning $ 22,921,140 Implementation of GASB Statement 75 (10,892) Net position - beginning as adjusted $ 22,910,248 NOTE 14. SUBSEQUENT EVENTS The District has evaluated all events and transactions that occurred after September 30, 2018 up through audit report date, which is the date the financial statements were issued. The District has no subsequent events to disclose. 41 REQUIRED SUPPLEMENTARY INFORMATION TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 GENERAL FUND BUDGETARY COMPARISON SCHEDULE (BUDGETARY BASIS) YEAR ENDED SEPTEMBER 30, 2018 Revenues Water charges Wastewater charges Taxes Miscellaneous Intergovernmental revenues Oversize meter reimbursements Investment income Inspection and tap fees Total revenues Expenditures: Water operations Wastewater operations Administration Fire Non -Departmental Directors Capital Outlay Debt Service Total expenditures Excess of revenues over expenditures Other financing sources (uses): Transfers out Transfers in Capital Lease Issuance Cost Capital Lease Issuance Proceeds from Sale of Assets Total other financing sources (uses) Net change in fund balance Fund Balances - beginning of year Fund Balances - end of year Budgeted amounts Original $ 6,651,648 2,976,365 1,175,783 23,046 187,839 18,179 12,000 6,000 11,050,860 4,200,897 1,300,782 1,214,111 637,010 176,746 12,980 1,370,339 127,149 9,040,014 2,010,847 (1,790,150) 2,000 (1,788,150) 222,697 5,082,626 $ 5,305,323 Final $ 6,644,648 2,976,365 1,175,783 33,046 187,839 18,179 50,000 6,000 11,091,860 3,891,767 1,195,782 1,204,111 637,010 176,746 12,980 1,645,339 127,149 8,890,884 2,200,977 (2,534,662) 796,145 15,400 (1,723,117) 477,860 5,082,626 $ 5,560,486 Actual $ 6,250,890 3,035,824 1,197,949 35,627 195,528 14,237 61,283 8,000 10,799,338 3,173,225 1,026,693 1,075,089 625,637 190,494 9,811 665,773 132,431 6,899,153 3,900,185 (1,390,151) 797,834 (1,500) 360,100 15,400 (218,317) 3,681,868 5,082,626 $ 8,764,494 Variance with Final Budget $ (393,758) 59,459 22,166 2,581 7,689 (3,942) 11,283 2,000 (292,522) 718,542 169,089 129,022 11,373 (13,748) 3,169 979,566 (5,282) 1,991,731 1,699,208 1,144,511 1,689 (1,500) 360,100 1,504,800 3,204,008 $ 3,204,008 Notes to Required Supplementary Information: The District annual budgets are approved on the budgetary basis. The Board also approves all revisions and appropriations which lapse at each fiscal year-end. 42 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO.1 SCHEDULES OF CHANGES IN NET PENSION LIABILITY AND RELATED RATIOS Last 10 Years (will ultimately be displayed) 2017 2016 2015 2014 Total pension liability Service Cost $ 176,975 $ 200,990 $ 150,689 $ 170,600 Interest (on the Total Pension Liability) 83,553 57,230 41,351 27,449 Changes of benefit terms (22,086) Difference between expected and actual experience (25,170) (9,790) (11,320) (7,057) Change of assumptions 5,971 - 7,686 Benefit payments (1,695) (2,091) (1,902) (3,156) Net Change in Total Pension Liability 239,634 246,339 164,418 187,836 Total Pension Liability - Beginning 855,377 609,038 444,620 256,784 Total Pension Liability - Ending (a) $ 1,095,011 $ 855,377 $ 609,038 $ 444,620 Plan Fiduciary Net Position Contributions - Employer $ 102,802 $ 95,185 $ 97,043 $ 93,694 Contributions - Employee 79,868 78,388 78,171 74,784 Net Investment Income 126,587 46,440 (15,011) 18,561 Benefit payments (1,695) (2,091) (1,902) (3,156) Administrative Expense (769) (505) (394) (285) Other 2,418 19,889 (47) (21) Net Change in Plan Fiduciary Net Position 309,211 237,306 157,860 183,577 Plan Fiduciary Net Position - Beginning 847,300 609,994 452,134 268,557 Plan Fiduciary Net Position - Ending (b) $ 1,156,511 $ 847,300 $ 609,994 $ 452,134 Net Pension Liability - Ending (a) - (b) $ (61,500) $ 8,077 $ (956) $ (7,514) Plan Fiduciary Net Position as a Percentage of Total Pension Liability 105.62% 99.06% 100.16% 101.69% Covered Employee Payroll $ 1,140,976 $ 1,119,822 $ 1,116,721 1,068,342 Net Pension Liability as a Percentage of Covered Employee Payroll -5.39% 0.72% -0.09% Notes to Schedule: GASB 68 requires 10 fiscal years of data to be provided in this schedule. The employer will be required to build this schedule over the next 10 year period. 43 -0.70% TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO.1 SCHEDULE OF PENSION CONTRIBUTIONS Last 10 Calendar Years (will ultimately be displayed) Actuarially Determined Contribution $ Contributions in relation to the actuarially determined contribution Contribution deficiency (excess) Covered employee payroll Contributions as a percentage of covered employee payroll Valuation Timing: 2017 2016 2015 102,802 97,875 97,043 102,802 97,875 97,043 1,140,976 1,119,822 1,116,721 9.0% 2014 2013 93,694 84,476 93,694 198,219 (113,743) 1,068,342 963,243 8.5% 8.7% 8.8% 20.6% NOTES TO SCHEDULE OF PENSION CONTRIBUTIONS Actuarially determined contribution rates are calculated as of December 31, two years prior to the end of the fiscal year in which the contributions are reported Methods and Assumptions Used to Determine Contribution Rates: Actuarial Cost Method Asset Valuation Method Inflation Salary Increases Investment Rate of Return Cost -of -Living Adjustments Retirement Age Turnover Mortality: Deposting members Service retirees, beneficiaries and non - depositing members Disabled retirees Other Information: Notes Entry Age Normal 5 Year smoothed market 2.75% Varies by age and service. 4.9% average over career including inf 8.00% Cost -of -Living Adjustments for Trophy Club Municipal Utility District No 1 are not considered to be substantively automatic under GASB 68. Therefore, no assumption for future cost -of - living adjustment is included in the GASB calculations. No assumption for future cost -of -living adjustments is included in the funding valuation. Members who are eligible for service retirement are assumed to commence receiving benefit payments based on age. The average age at service retirement for recent retirees is 61. The rates vary by length of service, entry -age group (age at hire) and sex. The RP -2000 Active Employee Mortality Table for males with a two-year set -forward and the RP -2000 Active Employee Mortality Table for females with a four-year setback, both projected to 2014 with scale AA and then projected with 110% of the MP -2014 Ultimate scale after that. The Rp-2000 Combined Mortality Table with the projection scale AA and then projected with 110% of the MP -2014 Ultimate scale after that, with a one-year set -forward for males and no age adjustment for females. RP -2000 Disabled Mortality Table projected to 2014 with scale AA and then projected with 110% of the MP -2014 Ultimate scale after that, with no age age adjustment for males and a two- year set -forward for females. There were no benefit changes during the year. 44 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO.1 SCHEDULE OF OPEB CONTRIBUTIONS Last 10 Calendar Years (will ultimately be displayed) Actuarially Determined Contribution Contributions in relation to the actuarially determined contribution 2017 $ 2,673 2,673 Contribution deficiency (excess) - Covered employee payroll $ 1,140,976 Contributions as a percentage of covered employee payroll Valuation Timing: 0.2% NOTES TO SCHEDULE OF CONTRIBUTIONS Actuarially determined contribution rates are calculated on a calendar year basis as of December 31, two years prior to the end of the fiscal year in which the contributions are reported. Methods and Assumptions Used to Determine Contribution Rates: Actuarial Cost Method Inflation Salary Increases Investment Rate of Return Cost -of -Living Adjustments Retirement Age Mortality: Depositing members Service retirees, beneficiaries and non - depositing members Disabled retirees Other Information: Notes Entry Age Normal Does not apply Does not apply 3.44% Does not apply. Members who are eligible for service retirement are assumed to commence receiving benefit payments based on age. The average age at service retirement for recent retirees is 61. 90% of the RP -2014 Active Employee Mortality Table for males and 90% of the RP -2014 Active Employee Mortality Table for females, projected with 110% of the MP -2014 Ultimate scale after 2014. 130% of the RP -2014 Healthy Annuitant Mortality Table for males and 110% of the RP -2014 Healthy Annuitant Mortality Table for females, both projected with 110% of the MP -2014 Ultimate scale after 2014. 130% of the RP -2014 Disabled Annuitant Mortality Table for males and 115% of the RP -2014 Disabled Annuitant Mortality Table for females, both projected with 110% of the MP -2014 Ultimate scale after 2014 There were no benefit changes during the year. 45 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO.1 SCHEDULES OF CHANGES IN NET OPEB LIABILITY AND RELATED RATIOS Last 10 Years (will ultimately be displayed) 2017 Total OPEB liability Service Cost $ 2,889 Interest (on the Total OPEB Liability) 595 Effect of plan changes Effect of assumption changes or inputs 946 Effect of economic/demographic (gains) or losses (321) Benefit payments Net Change in Total OPEB Liability 4,109 Total OPEB Liability - Beginning 12,846 Total OPEB Liability - Ending (a) $ 16,955 Pensionable Covered Payroll $ 1,140,976 Net OPEB Liability as a Percentage of Covered Employee Payroll 1.49% Notes to Schedule: This schedule is presented to illustrate the requirement to show information for 10 years. However, recalculations of prior years are not reported in accordance with the standards of GASB 74/75, they should not be shown here. Therefore, we have shown only years for which the new GASB statements have been implemented. INDIVIDUAL SCHEDULES AND OTHER SUPPLEMENTARY INFORMATION REQUIRED BY TEXAS COMMISSION ON ENVIRONMENTAL QUALITY (TCEQ) TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 TSI -1 SERVICES AND RATES SEPTEMBER 30, 2018 1. Services provided by the District: a) Retail Water b) Retail Wastewater c) Wholesale Water d) Wholesale Wastewater Treatment e) Fire Protection f) Irrigation g) Participates in regional system and/or wastewater service (other than emergency interconnect) 2. Retail service providers: Current Rates Water Base Rates Residential and Commercial Water Volumetric Rates Meter Size Base Rate Rates per 1,000 Gallons 5/8" $17.15 1" $32.23 $3.96 0 to 6,000 1.5" $56.94 $4.61 6,001 to 17,000 2" $86.58 $5.34 17,001 to 25,000 3" $155.76 $6.20 25,001 to 50,000 4" $254.59 $7.21 50,001 + 6" $501.64 Sewer Base Fee Sewer Volumetric Rates Base Rate Rates per 1,000 Gallons Residential* $19.60 $3.18 0 to 4,000 $4.51 4,001 to 8,000 $6.43 8,001 to 12,000 $9.14 12,000 + Commercial** $19.60 $5.92 1,000 + *Effective October 1, 2016 Winter Averaging for Sewer Rates were adopted for Residential Customers. Residential sewer rates each year are based on average water usuage for the months of December, January, and February. Effective April 1, 2018 the above rates were adopted for all residential sewer customers. **Commercial sewer usage is billed based on actual water usage per month NOTE: all rates noted above were amended effective April 1, 2018. District employs winter averaging for wastewater usage? Yes ***Total water and wastewater charges per 10,000 gallons usage (including surcharges) effective April 1, 2018 (based on 5/8" & 3/4") First 10,000 gallons used 10,000 $ 122.57 Next 10,000 gallons used 20,000 $ 170.86 Next 10,000 gallons used 30,000 $ 228.56 Next 10,000 gallons used 40,000 $ 290.56 Next 10,000 gallons used 50,000 $ 352.56 Next 10,000 gallons used and subsequent 60,000 $ 424.66 *** The above sewer calculations are based on a Winter Average of 10,000 gallons per month. 47 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 TSI -1 SERVICES AND RATES SEPTEMBER 30, 2018 b) Retail service providers: number of retail water and/or wastewater* connections within the District as of the fiscal year end. Provide actual numbers and single family equivalents (ESFC). Connections ESFC Active Meter Size Total Active Factor ESFC's Unmetered - 1.0 - Less than 3/4" 2,499.0 2,491.0 1.0 2,491.0 1" 623.0 622.0 2.5 1,555.0 1 1/2" 28.0 27.0 5.0 135.0 2" 92.0 84.0 8.0 672.0 3" 37.0 37.0 15.0 555.0 4" 15.0 15.0 25.0 375.0 6" 3.0 3.0 50.0 150.0 8" - 80.0 - 10" - 115.0 - Total Water 3,297.0 3,279.0 5,933.0 Total Wastewater 3,304.0 3,284.0 1.0 3,284.0 * Number of connections relates to water service if provided. Otherwise, the number of wastewater connections should be provided. Note: Total water connections does not include Fire Lines or Portable meters Note: "inactive" means that water and wastewater connections were made, but service is not being provided. Note: District provides wholesale services to the Town of Trophy Club through 1,444 connections 3. Total water consumption (in thousands) during the fiscal year: Gallons pumped into the system Gallons billed to customers Water accountability ratio 955,151 884,662 92.62% 4. Standby Fees: Does the District assess standby fees? No For the most recent fiscal year, FY2018: Total Total Percentage Levy Collected Collected Debt Service $ 678,716 $ 677,052 99.8% Operations and Maintenance $ 1,191,292 $ 1,188,371 99.8% Have standby fees been levied in accordance with Water Code Section 49.231, thereby constituting a lien on property? No 5. Location of District: Counties in which District is located: Denton Tarrant Is the District located entirely in one county? No Is the District located within a city? Partially Cities in which District is located: Town of Trophy Club Town of Westlake Is District located within a city's extra territorial jurisdiction (ETJ)? Unknown ETJ's in which District is located: Unknown Is the Board membership appointed by an office outside the District? No 48 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 TSI -2 General Fund Expenditures and Other Financing Uses Year End September 30, 2018 Current Year Prior Year 2018 2017 Administrative $ 1,275,394 $ 1,150,421 Water Operations $ 3,173,225 $ 2,994,623 Wastewater Operations $ 1,026,693 $ 1,061,896 Wastewater Collection Systems 0 0 Contribution to Trophy Club Fire Dept $ 625,637 $ 625,083 Capital Outlay $ 665,773 $ 744,828 Transfers Out and Debt Service $ 1,524,082 $ 1,529,319 Total Expenditures $ 8,290,804 $ 8,106,170 * In FY 2015 Wastewater Operations and Wastewater Collection Systems were merged together. Number of employees employed by the District: Full time Equivalents (FTEs) 17 17 Part time 0 0 ** The Town of Trophy Club handles the operations of the Fire Department based on an Interlocal Agreement with Trophy Club Municipal Utility District No.1 effective 10/1/16. The MUD reimburses the annual Town's Fire Budget in equal monthly payments. 49 Funds TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 CONSOLIDATED TSI -3 TEMPORARY INVESTMENTS September 30, 2018 Identification Interest Maturity Balance Accrued Interest Number Rate Date End of Year End of Year General Fund Bank of the West Closed 0.250 Demand $ - Paid monthly (Money Market) General Fund TexPool 613300002 2.1244 Demand $ 4,368,107 Paid daily Debt Service Fund TexPool 613300003 2.1244 Demand $ 48,716 Paid daily Debt Service -Revenue Bond Texpool 613300013 2.1244 Demand $ 19,562 Paid daily Revenue Bond Reserve Texpool 613300014 2.1244 Demand $ 606,910 Paid daily Capital Projects Tax Bond Construction Texpool 613300011 2.1244 Demand $ - Paid daily Capital Projects Revenue Bond Construction Closed Texpool 613300012 2.1244 Demand $ - Paid daily Capital Projects SWIFT Revenue Bond Construction Texpool 613300015 2.1244 Demand Paid daily SWIFT Revenue Bond Debt Service Texpool 613300017 2.1244 Demand $ 2,584 Paid daily SWIFT Revenue Bond Escrow Account Bank of Texas BOKF 82-1747-01-1 1.560 Demand $ 767,358 Paid daily Vaccon Capital Lease -8076 Escrow Account UMB 147404.1 1.700 Demand $ 361,026 Paid daily Total - All Funds $ 6,174,262 50 Taxes receivable beginning of year 2017 tax levy Total to be accounted for Less collections and adjustments: Current year Prior years Total to be accounted for Taxes receivable, end of year Taxes receivable by year 1996 and prior 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 Property valuations (in 000's) Land Improvements Personal property Exemptions Tax rate per $100 valuation Operations Fire department Debt service Tax rate per $100 valuation Tax levy: Percent of taxes collected to taxes levied TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 TSI -4 TAXES LEVIED AND RECEIVABLE SEPTEMBER 30, 2018 Operations $ 1,662 116,591 118,253 (116,364) (244) (116,609) $ 1,644 General Fund Fire $ 15,752 1,017,196 1,032,948 (1,014,497) (3,142) (1,017,640) $ 15,308 $ - $ $ 2 $ $ 2 $ $ 2 $ $ 2 $ $ 2 $ $ 2 $ $ 24 $ $ 5 $ $ 12 $ $ 50 $ $ 42 $ $ 72 $ $ 184 $ $ 136 $ $ 138 $ $ 146 $ $ 150 $ $ 263 $ $ 91 $ $ 91 $ $ 301 $ $ 1,718 $ F/Y 17/18 $ 620,210 $ 908,581 105,783 (82,556) $ 1,552,018 $ 0.007880 0.068700 0.043630 0.120210 15 16 17 12 13 22 42 43 40 233 404 564 740 1,693 1,525 1,533 1,398 1,369 1,387 1,542 2,620 15,230 F/Y 16/17 562,280 798,401 99,772 (57,745) 1,402,708 0.004380 0.074450 0.048390 0.127220 $ 1,870,008 $ 1,779,098 99.75% 99.60% 51 Total $ 17,414 1,133, 787 1,151,201 (1,130,862) (3,387) (1,134,248) $ 16,952 17 18 20 15 16 25 66 48 52 284 446 635 924 1,829 1,663 1,679 1,548 1,632 1,478 1,633 2,921 16,948 F/Y 15/16 $ 497,482 719,295 71,096 (57,305) $ 1,230,568 0.004720 0.072220 0.054200 0.131140 Debt Service $ 10,120 645,946 656,066 $ (644,287) ( 2,278) (646,565) F/Y 14/15 9,501 54 50 39 44 43 49 44 62 58 360 494 458 466 1,192 780 287 587 731 1,041 1,002 1,664 9,507 $ 474,068 630,249 80,605 (52,617) $ 1,132,305 0.014860 0.077270 0.041260 0.133390 $ 2,000,874 $ 1,870,728 99.70% 98.91% Total $ 27,534 1,779,733 1,807,267 (1,775,149) (5,665) (1,780,813) $ 26,454 $ $ 71 $ 69 $ 59 $ 59 $ 59 $ 74 $ 110 $ 110 $ 110 $ 644 $ 940 $ 1,093 $ 1,390 $ 3,021 $ 2,443 $ 1,967 $ 2,135 $ 2,363 $ 2,519 $ 2,635 $ 4,585 $ 26,454 F/Y 13/14 $ 439,499 573,454 95,598 (45,150) $ 1,063,401 0.009350 0.087380 0.036660 0.133390 $ 1,726,648 99.42% TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO.1 TSI -5 LONG-TERM DEBT SERVICE REQUIREMENTS - BY YEARS SEPTEMBER 30, 2018 All Bonded Debt Series Due During Fiscal Principal Due Interest Due Years Ending 1 -Sep Mar 1/ Sep 1 Total 2019 1,350,000 543,398 1,893,398 2020 1,370,000 516,221 1,886,221 2021 1,410,000 486,682 1,896,682 2022 1,450,000 455,373 1,905,373 2023 1,490,000 421,447 1,911,447 2024 1,055,000 384,448 1,439,448 2025 1,085,000 360,776 1,445,776 2026 1,105,000 336,246 1,441,246 2027 1,145,000 309,818 1,454,818 2028 1,175,000 281,143 1,456,143 2029 1,215,000 250,027 1,465,027 2030 1,250,000 216,334 1,466,334 2031 1,295,000 179,054 1,474,054 2032 1,185,000 140,162 1,325,162 2033 1,220,000 106,312 1,326,312 2034 1,270,000 70,287 1,340,287 2035 895,000 31,737 926,737 2036 270,000 5,724 275,724 $ 21,235,000 $ 5,095,186 $ 26,330,186 General Obligation Bonds - Series 2010 (Fire Station) ($2,000,000) Due During Fiscal Principal Due Interest Due Years Ending 1 -Sep Mar 1/ Sep 1 Total 2019 85,000 62,883 147,883 2020 90,000 59,908 149,908 2021 95,000 56,758 151,758 2022 100,000 53,433 153,433 2023 105,000 48,433 153,433 2024 110,000 43,183 153,183 2025 115,000 37,683 152,683 2026 115,000 33,083 148,083 2027 125,000 28,368 153,368 2028 130,000 23,243 153,243 2029 135,000 17,783 152,783 2030 140,000 12,113 152,113 2031 145,000 6,163 151,163 $ 1,490,000 $ 483,034 $ 1,973,034 52 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO.1 TSI -5 LONG-TERM DEBT SERVICE REQUIREMENTS - BY YEARS SEPTEMBER 30, 2018 General Obligation Bonds - Series 2012 (2,355,000) Due During Fiscal Principal Due Interest Due Years Ending 1 -Sep Mar 1/ Sep 1 Total 2019 225,000 33,976 258,976 2020 225,000 28,350 253,350 2021 230,000 21,600 251,600 2022 240,000 14,700 254,700 2023 250,000 7,500 257,500 $ 1,170,000 $ 106,126 $ 1,276,126 General Obligation Bonds - Series 2013 (1,905,000) Due During Fiscal Principal Due Interest Due Years Ending 1 -Sep Mar 1/ Sep 1 Total 2019 195,000 31,675 226,675 2020 195,000 25,825 220,825 2021 205,000 19,975 224,975 2022 210,000 13,825 223,825 2023 215,000 7,525 222,525 $ 1,020,000 $ 98,825 $ 1,118,825 General Obligation Bonds - Series 2014 (5,765,000) Due During Fiscal Principal Due Interest Due Years Ending 1 -Sep Mar 1/ Sep 1 Total 2019 250,000 137,525 387,525 2020 255,000 133,775 388,775 2021 265,000 129,313 394,313 2022 270,000 124,013 394,013 2023 280,000 118,613 398,613 2024 290,000 112,313 402,313 2025 295,000 105,063 400,063 2026 305,000 97,688 402,688 2027 315,000 90,063 405,063 2028 325,000 81,400 406,400 2029 335,000 72,463 407,463 2030 345,000 62,413 407,413 2031 360,000 51,200 411,200 2032 370,000 39,500 409,500 2033 385,000 27,475 412,475 2034 400,000 14,000 414,000 $ 5,045,000 $ 1,396,813 $ 6,441,813 53 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO.1 TSI -5 LONG-TERM DEBT SERVICE REQUIREMENTS - BY YEARS SEPTEMBER 30, 2018 Revenue Bonds - Series 2015 (9,230,000) Due During Fiscal Principal Due Interest Due Years Ending 1 -Sep Mar 1/ Sep 1 Total 2019 380,000 215,838 595,838 2020 390,000 208,238 598,238 2021 400,000 200,438 600,438 2022 410,000 192,438 602,438 2023 420,000 184,238 604,238 2024 435,000 175,838 610,838 2025 450,000 167,138 617,138 2026 460,000 157,013 617,013 2027 475,000 145,513 620,513 2028 490,000 133,638 623,638 2029 510,000 120,163 630,163 2030 525,000 106,138 631,138 2031 545,000 90,388 635,388 2032 565,000 74,038 639,038 2033 585,000 57,088 642,088 2034 610,000 39,538 649,538 2035 630,000 20,475 650,475 $ 8,280,000 $ 2,288,150 $ 10,568,150 Revenue Bonds - Series 2016 (4,635,000) Due During Fiscal Principal Due Interest Due Years Ending 1 -Sep Mar 1/ Sep 1 Total 2019 215,000 61,501 276,501 2020 215,000 60,125 275,125 2021 215,000 58,599 273,599 2022 220,000 56,965 276,965 2023 220,000 55,139 275,139 2024 220,000 53,115 273,115 2025 225,000 50,893 275,893 2026 225,000 48,463 273,463 2027 230,000 45,875 275,875 2028 230,000 42,862 272,862 2029 235,000 39,619 274,619 2030 240,000 35,671 275,671 2031 245,000 31,303 276,303 2032 250,000 26,624 276,624 2033 250,000 21,749 271,749 2034 260,000 16,749 276,749 2035 265,000 11,262 276,262 2036 270,000 5,724 275,724 $ 4,230,000 $ 722,238 $ 4,952,238 54 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 TSI -6 CHANGES IN LONG-TERM BONDED DEBT SEPTEMBER 30, 2018 Series 2010 Series 2012 Series 2013 Series 2014 Series 2015 Series 2016 GO Bonds GO Bonds GO Bonds GO Bonds Revenue Bonds Revenue Bonds Total Interest rate 3.50-5.00% 2.00-3.00% 2.00-3.50% 1.50-3.50% 2.0-3.25% 0.53-2.12% Date interest payable 3/1 & 9/1 3/1 & 9/1 3/1 & 9/1 3/1 & 9/1 3/1 & 9/1 3/1 & 9/1 Maturity date 9/1/2031 9/1/2023 9/1/2023 9/1/2034 9/1/2035 9/1/2036 Bonds outstanding at beginning of year $ 1,575,000 $ 1,380,000 $ 1,205,000 $ 5,290,000 $ 8,655,000 $ 4,445,000 $ 22,550,000 Retirements of principal $ 85,000 $ 210,000 $ 185,000 $ 245,000 $ 375,000 $ 215,000 $ 1,315,000 Bonds outstanding at end of fiscal year $ 1,490,000 $ 1,170,000 $ 1,020,000 $ 5,045,000 $ 8,280,000 $ 4,230,000 $ 21,235,000 Retirements of interest Paying agent's name & city: Bond Authority $ 65,858 $ 39,225 $ 37,225 $ 141,200 $ 223,338 $ 62,685 $ 569,530 The Bank of New The Bank of New The Bank of New The Bank of TX The Bank of TX The Bank of TX York Mellon York Mellon York Mellon Corporate Trust Corporate Trust Corporate Trust Newark, NJ Newark, NJ Newark, NJ Austin, TX Austin, TX Austin, TX General Obligation Bonds Amount authorized by voters $ 29,094,217 Amount issued $ 29,090,000 Remaining to be issued $ 4,217 The general obligation bonds were authorized on October 7, 1975 Debt Service Fund cash and cash equivalents balance as of September 30, 2018: $ 682,344 Average annual debt service payment (principal & interest) for remaining term of debt: $ 1,893,397 55 REVENUE Ad valorem property taxes Water and wastewater charges Utility Fees Inspection and tap fees Interest earned Debt proceeds Transfers In Proceeds from Sale of Assets Capital Lease Financing Miscellaneous and other Total revenue TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 TS1-7 COMPARATIVE SCHEDULES OF REVENUES AND EXPENDITURES -FIVE YEARS GENERAL FUND SEPTEMBER 30, 2018 2018 $ 1,197,949 9,286,714 8,000 61,283 797,834 15,400 358,600 245,392 $ 11,971,172 EXPENDITURES Administrative $ 1,275,394 Water operations 3,173,225 Wastewater operations 1,026,693 Wastewater collection system - Information systems - Contribution to Trophy Club Fire Dept 625,637 Capital outlay 665,773 Transfers Out and Debt Service 1,522,582 Total expenditures $ 8,289,304 Excess (deficiency) of revenues over (under) expenditures $ 3,681,868 Total active retail water and/or wastewater connections 3,284 2017 $ 1,105,820 8,632,747 7,200 18,940 Amounts 2016 $ 1,371,247 6,729,926 55,200 11,325 12,652 8,034 3,550 90,935 233,282 $ 10,001,539 $ 1,150,421 2,994,623 1,061,896 625,083 744,828 1,529,319 $ 8,106,170 265,667 $ 8,544,986 $ 1,388,715 3,078,429 1,089,257 1,010,938 1,713,885 1,182,760 $ 9,463,984 2015 2014 $ 1,419,548 $ 1,340,502 6,138,766 5,730,872 239,200 331,200 11,375 10,725 6,117 6,071 1,074,337 46,750 807,316 240,591 202,481 $ 9,984,000 $ 7,621,851 $ 1,672,123 3,151,532 864,305 928,610 1,755,603 656,984 $ 9,029,157 $ 1,895,369 $ (918,998) $ 954,843 3,244 3,422 56 Percent of total revenue 2018 2017 2016 2015 2014 10.0% 11.1% 16.0% 14.2% 17.6% 77.6% 86.3% 78.8% 61.5% 75.2% 0.0% 0.0% 0.6% 2.4% 4.3% 0.1% 0.1% 0.1% 0.1% 0.1% 0.5% 0.2% 0.1% 0.1% 0.1% 0.0% 0.0% 0.0% 0.0% 0.0% 6.7% 0.0% 0.1% 10.8% 0.0% 0.1% 0.0% 1.1% 0.5% 0.0% 3.0% 0.0% 0.0% 8.1% 0.0% 2.0% 2.3% 3.1% 2.4% 2.7% 100.0% 100.0% 100.0% 100.0% 100.0% $ 1,779,470 10.7% 11.5% 16.3% 16.7% 23.3% 3,031,672 26.5% 29.9% 36.0% 31.6% 39.8% 621,108 8.6% 10.6% 12.7% 8.7% 8.1% 185,561 0.0% 0.0% 0.0% 0.0% 2.4% 0.0% 0.0% 0.0% 0.0% 0.0% 879,830 5.2% 6.2% 11.8% 9.3% 11.5% 990,311 5.6% 7.4% 20.1% 17.6% 13.0% 993,450 12.7% 15.3% 13.8% 6.6% 13.0% $ 8,481,402 69.2% 81.0% 110.8% 90.4% 111.3% $ (859,551) 30.8% 19.0% -10.8% 9.6% -11.3% 3,376 3,140 REVENUE Ad valorem property taxes Penalties and interest Intergovernmental Interest earned Miscellaneous and other Total revenue EXPENDITURES Principal retirement Interest and fiscal charges Bond admin fees Total expenditures Excess (deficiency) of revenues over (under) expenditures TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 TSI -7 COMPARATIVE SCHEDULES OF REVENUES AND EXPENDITURES -FIVE YEARS (Continued) DEBT SERVICE FUND SEPTEMBER 30, 2018 2018 $ 679,678 2,010 1,390,151 21,903 2017 $ 675,944 2,294 1,402,170 8,174 2,093,742 2,088,582 Amounts 2016 $ 666,225 4,010 902,259 2,564 1,575,058 2015 $ 468,194 2,021 465,409 13,976 9,573 959,173 2014 2018 2017 $ 386,992 32.5% 32.4% 2,676 0.1% 0.1% 230,804 66.4% 67.1% 97 1.0% 0.4% 0.0% 0.0% 620,569 100.0% 100.0% 1,315,000 1,265,000 895,000 440,000 425,000 569,530 581,844 552,220 422,722 198,695 2,950 2,548 2,150 - - 1,887,480 1,849,392 1,449,370 862,722 623,695 Percentage 2016 42.3% 0.3% 57.3% 0.2% 0.0% 100.0% 2015 48.8% 0.2% 48.5% 1.5% 1.0% 100.0% 2014 62.4% 0.4% 37.2% 0.0% 0.0% 100.0% 62.8% 60.6% 56.8% 45.9% 68.5% 27.2% 27.9% 35.1% 44.1% 32.0% 0.1% 0.1% 0.0% 0.0% 0.0% 90.1% 88.5% 91.9% 89.9% 100.5% $ 206,262 $ 239,190 $ 125,688 $ 96,451 $ (3,126) 9.9% 11.5% 8.1% 10.1% -0.5% 57 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 CONSOLIDATED TSI -8 BOARD MEMBERS, KEY PERSONNEL AND CONSULTANTS September 30, 2018 Complete District Mailing Address: 100 Municipal Drive, Trophy Club, Texas 76262 District Business Telephone Number: Metro (682) 831-4600 Limit of Fees of Office that a Director may receive during a fiscal year: $0 (Set by Board Resolution) Name and Address Board Members: Term of Office Fees of Expense Title Elected/Expires Office Paid Reimbursements at or Date Hired FY18 FY18 Year End Gregory Wilson 2013 Churchill Downs Lane Trophy Club, TX 76262 05/16-05/20 $ $ 915 President William Rose 219 Inverness Drive Trophy Club, TX 76262 05/16-05/20 $ - $ 951 Vice -President Steve Flynn 417 Ramsey Trail Trophy Club, TX 76262 05/18-05/22 $ - $ 949 Secretary/Treasurer Kelly Castonguay 402 Parkview Drive Trophy Club, TX 76262 05/18-5/22 $ - $ 1,039 Director Mark Chapman 197 Durango Dr Trophy Club, TX 76262 05/18-05/22 $ - $ - Director 58 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 TSI -8 BOARD MEMBERS, KEY PERSONNEL AND CONSULTANTS (Continued) SEPTEMBER 30, 2018 Name and Address Key Personnel: Term of Office Fees of Title Elected/Expires Office Paid at or Date Hired FY18 Year End Carman Consulting LLC. 2600 Museum Way Fort Worth, Texas 8/1/2017 $ 147,857 General Manager Consultants/Legal: Denton Central Appraisal District P.O. Box 2816 Denton, TX 76202 4/1/1981 $ 8,047 Appraiser Tarrant Appraisal District 2500 Handley-Ederville Rd. Fort Worth, TX 76262 10/1/2007 $ 2,648 Appraiser LaFollett & Abbott PLLC P.O. Box 717 Tom Bean, TX 75489 10/1/2010 $ 25,659 Auditors CP&Y/The Wallace Group P.O. Box 22007 Waco, TX 76702 5/1/2012 $ 364,267 Engineers Halff Associates, Inc. P.O. Box 678316 Dallas, TX 75267-8316 1/1/2017 $ 215,794 Engineers The AL Law Group 12400 W. Highway 71, Suite 350-150 Austin, TX 78738 9/4/2017 $ 21,797 Legal Counsel McLean & Howard, L.L.P. 901 S. Mopac Expressway Building 2, Suite 225 Austin, TX 78746 3/1/2017 $ 70,044 Legal/Bond Counsel DuBois Bryant Campbell LLP 303 Colorado, Suite 2300 Austin, TX 78701 5/18/2017 $ 12,070 Legal Counsel Whitaker Chalk Swindle & Schwartz PLLC 301 Commerce St, Suite 3500 Fort Worth, TX 76102-4186 4/30/2018 $ 81,087 Legal Counsel New Gen Strategies & Solutions 1300 E. Lookout Dr. Suite 100 Richardson, TX 75082 7/1/2013 $ 5,825 Water Consultant 59 REPORTS REQUIRED BY GOVERNMENTAL AUDITING STANDARDS tt and Abbott PLLC Certified Public Accountants Susan LaFollett, CPA — Partner Rod Abbott, CPA — Partner INDEPENDENT AUDITOR'S REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING AND ON COMPLIANCE AND OTHER MATTERS BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS To the Board of Directors Trophy Club Municipal Utility District No. 1 Trophy Club, Texas We have audited, in accordance with the auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards issued by the Comptroller General of the United States, the financial statements of the governmental activities, each major fund, and the aggregate remaining fund information of Trophy Club Municipal Utility District No. 1 (the District), as of and for the year ended September 30, 2018, and the related notes to the financial statements, which collectively comprise the District's basic financial statements, and have issued our report thereon dated January 21, 2019. Internal Control Over Financial Reporting In planning and performing our audit of the financial statements, we considered the District's internal control over financial reporting (internal control) to determine the audit procedures that are appropriate in the circumstances for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the District's internal control. Accordingly, we do not express an opinion on the effectiveness of the District's internal control. A deficiency in internal control exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct, misstatements on a timely basis. A material weakness is a deficiency, or a combination of deficiencies, in internal control, such that there is a reasonable possibility that a material misstatement of the entity's financial statements will not be prevented, or detected and corrected on a timely basis. A significant deficiency is a deficiency, or a combination of deficiencies, in internal control that is less severe than a material weakness, yet important enough to merit attention by those charged with governance. 60 LaFollett and Abbott PLLC PO Box 717 • Tom Bean, TX • 75489 903-546-6975 • www.lafollettcpa.com Our consideration of internal control was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control that might be material weaknesses or, significant deficiencies. Given these limitations, during our audit we did not identify any deficiencies in internal control that we consider to be material weaknesses. However, material weaknesses may exist that have not been identified. Compliance and Other Matters As part of obtaining reasonable assurance about whether the District's financial statements are free from material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements, noncompliance with which could have a direct and material effect on the determination of financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit, and accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. Purpose of this Report The purpose of this report is solely to describe the scope of our testing of internal control and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the entity's internal control or on compliance. This report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the entity's internal control and compliance. Accordingly, this communication is not suitable for any other purpose. Tom Bean, Texas January 21, 2019 61