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HomeMy WebLinkAboutFY Ended September 30, 2019TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2019 CONTENTS FINANCIAL SECTION Page ANNUAL FILING AFFIDAVIT i INDEPENDENT AUDITOR'S REPORT 1 MANAGEMENT'S DISCUSSION AND ANALYSIS (unaudited) 3 BASIC FINANCIAL STATEMENTS Government -Wide Financial Statements Statement of Net Position 11 Statement of Activities 12 Fund Financial Statements Governmental Funds Balance Sheet 13 Reconciliation of the Governmental Funds Balance Sheet To Statement of Net Position 14 Statement of Revenues, Expenditures and Changes in Fund Balances 15 Reconciliation of the Statement of Revenues, Expenditures And Changes in Fund Balances of Governmental Funds To the Statement of Activities 16 Notes to Basic Financial Statements 17 REQUIRED SUPPLEMENTARY INFORMATION Budgetary Comparison Schedule — General Fund 41 Schedules of Changes in Net Pension Liability and Related Ratios TCDRS — Last Ten Measured Years 42 Schedules of Pension Contributions TCDRS — Last Ten Calendar Years 43 Schedules of OPEB Contributions TCDRS — Last Ten Calendar Years 44 Schedules of Changes in Total OPEB Liability and Related Ratios TCDRS — Last Ten Measured Years 45 INDIVIDUAL SCHEDULES AND OTHER SUPPLEMENTARY INFORMATION REQUIRED BY TEXAS COMMISSION ON ENVIRONMENTAL QUALITY (TCEQ) TSI -1 Service and Rates 46 TSI -2 General Fund Expenditures and Other Financing Uses 48 TSI -3 Temporary Investments 49 TSI -4 Taxes Levied and Receivable 50 TSI -5 Long -Term Debt Service Requirements — By Year 51 TSI -6 Changes in Long -Term Bonded Debt 56 TSI -7 Comparative Schedules of Revenues and Expenditures — Five Years 57 TSI -8 Board Members, Key Personnel, and Consultants 59 REPORTS REQUIRED BY GOVERNMENTAL AUDITING STANDARDS Independent Auditor's Report on Internal Control over Financial Reporting and on Compliance and Other Matters Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards 61 ANNUAL FILING AFFIDAVIT THE STATE OF TEXAS } COUNTY OF DENTON } 1, � .o 50 r \ (:1 (Name of Duly Authorized District Representative) Of the Trophy Club Municipal Utility District NQ. 1 (Name of District) Hereby swear, or affirm, that the district named above has reviewed and approved at a meeting of the Board of Directors of the District on the 20st day of January, 2020, its annual audit report for the fiscal year or period ended September 30, 2019 and that copies of the annual audit report have been filed in the district office, located at 100 Municipal Drive, Trophy Club, Texas, 76262. The annual filing affidavit and the attached copy of the audit report are being submitted to the Texas Commission on the Environmental Qua!' ' in satisfaction of the annual filing requirements of Texas Water Code Section 41.194. // A Date: January 24th , 20?0 By: (Signature of District Representative) lreg Wilson, President, Rnnrd of Directnrc (Typed Name & Title of above District Representative) Sworn to and subscribed to before me this 11Y' p., ELLEN NICOLE D'ANDRIA (S =Notary Public, State of Texas t • +` Comm. Expires 03-21-2022 ''•';,1i,Zo` Notary ID 12430777-6 ; My Commission Expires On: Y\1101,1 CII 12,0' Notary Public in the State of Texas daY °f \)1i)ti- (Signature of Notary) O1 aFol. and Company PLLC Certified Public Aco untants INDEPENDENT AUDITOR'S REPORT To the Board of Directors Trophy Club Municipal Utility District No. 1 Trophy Club, Texas Report on the Financial Statements We have audited the accompanying financial statements of the governmental activities, each major fund, and the aggregate remaining fund information of Trophy Club Municipal Utility District No. 1 (the "District"), as of and for the year ended September 30, 2019, and the related notes to the financial statements, which collectively comprise the District's basic financial statements as listed in the table of contents. Management's Responsibility for the Financial Statements Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. Auditor's Responsibility Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Goverwnent Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free from material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditor's judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the District's preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the District's internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. Opinions In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, each major fund, and the aggregate remaining fund information of the District, as of September 30, 2019, and the respective changes in financial position, for the year then ended in accordance with accounting principles generally accepted in the United States of America. l LaFollett & Company PLLC PO Box 717 • Tom Bean, TX • 75489 903-546-6975 • www.Iafollettcpa.com Other Matters Required Supplementary information Accounting principles generally accepted in the United States of America require that the management's discussion and analysis, budgetary comparisons, and retirement system funding information on pages 3- 10 and 41-45 be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board, who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Other Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the District's basic financial statements. The accompanying individual schedules and other supplementary information on pages 46-57 are presented for purposes of additional analysis and are not a required part of the basic financial statements. The accompanying individual schedules and other supplementary information are the responsibility of management and were derived from and relate directly to the underlying accounting and other records used to prepare the basic financial statements. Such information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the accompanying individual schedules and other supplementary information are fairly stated in all material respects in relation to the basic financial statements as a whole. Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated January 20, 2020, on our consideration of District's internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the District's internal control over financial reporting and compliance. Tom Bean, Texas January 20, 2020 1 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 MANAGEMENT'S DISCUSSION AND ANALYSIS September 30, 2019 Trophy Club Municipal Utility District No. 1, Texas (the "District") Management's Discussion and Analysis (MD&A) is a narrative overview and analysis designed to provide the reader a means to identify and understand the financial activity of the District and changes in the District's financial position during the fiscal year ended September 30, 2019. The Management's Discussion and Analysis is supplemental to, and should be considered along with, the District's financial statements. Financial Highlights At the close of the fiscal year, the assets and deferred outflows of the District exceeded its liabilities and deferred inflows by $30,435,151. Of this amount, $3,749,584 is unrestricted net position and may be used to meet the District's ongoing commitments. The District's net position increased by $3,406,776 during 2019 (page 12). A significant contributor to this result was the charges for services exceeded water and wastewater operation and expenses by 3,963,647, which lead to a net surplus of $867,256 for all governmental activities. At the end of the fiscal year, the District's governmental type funds reported a combined fund balance of $15,588,422. As of September 30, 2019, the unassigned fund balance of the General Fund was $8,967,789. At the end of the fiscal year, the District's governmental type funds reported a combined fund balance of $15,588,422. As of September 30, 2019, the unassigned fund balance of the General Fund was $8,967,789. Long-term debt activity for the District included debt principal repayments totaling $1,553,967. Overview of the Financial Statements The MD&A is intended to introduce the reader to the District's basic financial statements, which are comprised of three components: 1. Government -Wide Financial Statements, 2. Fund Financial Statements, and 3. Notes to Basic Financial Statements. The report also contains other required supplementary information in addition to the basic financial statements. Government -Wide Financial Statements — the government -wide financial statements are designed to provide the reader with a general overview of the District's finances in a way that is comparable with financial statements from the private sector. The government -wide financial statements consist of two statements: 3 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 MANAGEMENT'S DISCUSSION AND ANALYSIS September 30, 2019 Overview of the Financial Statements — continued 1. The Statement of Net Position — (Page 11) this statement presents information on all of the District's assets, deferred inflows, deferred outflows, liabilities, and net position. The net position is the difference between assets plus deferred outflows less deferred inflows plus liabilities. Over an extended period, the increase or decrease in net position will serve as a good indicator of whether the financial position of the District is improving or deteriorating. 2. The Statement of Activities — (Page 12) gives information showing how the District's net position has changed during the fiscal year. All revenues and expenses are reported on the full accrual basis. Fund Financial Statements - Fund financial statements provide detailed information about the most important funds and not about the District as a whole as in the government -wide financial statements. The District uses fund accounting to demonstrate compliance with finance related legal requirements which can be categorized as governmental fund activities. Governmental Funds — All of the District's activities are reported in governmental funds. They are used to account for those functions known as governmental activities. But unlike government -wide financial statements, governmental fund financial statements focus on how monies flow into and out of those funds and their resulting balances at the end of the fiscal year. Statements of governmental funds provide a detailed short-term view of the District's general government operations and the basic services it provides. Such information can be useful in evaluating a government's short-term financing requirements. The District maintains three governmental funds. Information is presented separately in the Governmental Funds Balance Sheet and in the Governmental Funds Statement of Revenues, Expenditures, and Changes in Fund Balances for the General Fund, Debt Service Fund and Capital Projects Fund. The District adopts an annual appropriated budget for the General Fund. A budgetary comparison statement is provided for each annually budgeted fund to demonstrate compliance with its budget. Notes to the Basic Financial Statements -- The notes provide additional information that is essential to a full understanding of the data presented in the government -wide and fund financial statements. The notes to the basic financial statements can be found on pages 17-40. 4 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 MANAGEMENT'S DISCUSSION AND ANALYSIS September 30, 2019 Government -wide Financial Analysis The Management's Discussion and Analysis highlights the information provided in both the Statement of Net Position and Statement of Activities in the government -wide financial statements. It may serve over an extended period of time, as a useful indicator of the District's financial position. At the end of the fiscal year, the District's assets and deferred outflows exceeded liabilities and deferred inflows by $30,435,151. Of this amount, $20,735,143 (68%) reflects the District's investment in capital assets (e.g., land, buildings, machinery and equipment, net of accumulated depreciation), less any related outstanding debt used to acquire those assets and unspent bond proceeds, $5,034,528 (17%) restricted for capital projects, and $915,896 (3%) restricted for debt service. Table 1 Condensed Statements of Net Position Current and other Capital assets Total assets Deferred outflows Total deferred outflows Governmental Governmental Activities Activities 2019 2018 $ 17,473,509 $ 10,096,851 42,628,151 40,816,044 60,101,660 50,912,895 166,799 71,774 166,799 71,774 Long-term I iabi I ities 27,887,239 20,465,047 Other liabilities I,924,373 3,452,401 Total liabilities 29,81 I,612 23,917,448 Deferred inflows Total deferred inflows 21,696 38,846 21,696 38,846 Net Position: Net investment in capital assets 20,735, I43 18,657,642 Restricted for capital projects 5,034,528 Restricted for debt service 915,896 682,344 Unrestricted 3,749,584 7,688,389 Total Net Position $ 30,435,151 $ 27,028,375 5 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 MANAGEMENT'S DISCUSSION AND ANALYSIS September 30, 2019 Government -wide Financial Analysis - continued District operational analysis — The following table provides a summary analysis of the District's consolidated operations for the fiscal years ended September 30, 2019 and 2018. Governmental activities have increased the District's net position by $3,406,776 which amounts to a 17% increase in net position for the year ended September 30, 2019. Table 2 Changes in Net Position Governmental Governmental Activities Activities 2019 2018 Revenue: Program revenue Charges for services $ 8,587,955 $ 9,308,951 General Revenue Ad valorem taxes 1,918,080 1,878,557 Unrestricted investment earnings 233,313 112,040 Contributions not restricted to specific program 298,654 195,528 Gain on sale of asset 52,600 9,477 Miscellaneous 36,873 80,627 Total Revenue 11,127,475 11,585,180 Expenses: Water & wastewater operations 4,576,113 4,602,955 General government and other 1,811,602 1,595,960 Fire 765,952 698,845 Interest charges 567,032 569,293 Total Expenses 7,720,699 7,467,053 Increase in net position $ 3,406,776 $ 4,118,127 6 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 MANAGEMENT'S DISCUSSION AND ANALYSIS September 30, 2019 Financial analysis of the District's funds Governmental Funds - the main focus of the District's governmental funds is to provide information on the flow of monies to and from the funds, and to note the unassigned fund balance, which is a good indicator of resources available for spending in the near term. The information derived from these funds is highly useful in assessing the District's financial requirements. The unassigned fund balance may serve as a useful measure of the District's net resources available for use at the fiscal year-end. At the end of the fiscal year, the District's governmental funds reported combined ending fund balances of $15,588,422, of which 43%, or $8,967,789, is unassigned and available to the District for future spending. General Fund budgetary highlights Revenue: Revenues were $309,680 (3.1%) more than budgeted • Water charges were $164,235 (3.2%) more than budgeted. Expenditures: Expenditures were $295,396 (3.4%) less than budgeted • Capital Outlay expenditures were $215,243 (11.8%) more than budgeted. • Wastewater Operations were $164,578 (13.6%) less than budgeted. • Administration expenditures were $150,637 (11.8%) less than budgeted. Capital Asset and Debt Administration The District's investment in capital assets for its governmental activities as of September 30, 2019 amounted to $42,628,151, net of accumulated depreciation. This represents a broad range of capital assets including, but not limited to land, buildings, improvements, machinery and equipment, vehicles, water, wastewater treatment, and wastewater collection systems. Capital assets increased 4.4% during 2019 primarily due to $1.5 million of new construction in progress for the water and wastewater system. Additional information about capital assets may be found in Note 5 in the notes to financial statements. 7 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 MANAGEMENT'S DISCUSSION AND ANALYSIS September 30, 2019 Debt administration Long -Term Liabilities - at the end of the current fiscal year, the District had $27,842,242 of general obligation bonds, revenue bonds, notes payable, capital leases, and accrued compensated absences, which is an increase of 265) from the previous fiscal year. Of this amount, $27,804,967 is backed by the full faith and credit of the District, which does not include compensated absences of $37,275. Table 3 Outstanding Debt at Year-end Governmental Governmental Activities Activities 2019 2018 Revenue bonds $ 18,995,000 $ 12,510,000 General obligation bonds 7,970,000 8,725,000 Capital lease obligations 839,967 838,430 Compensated absences 37,275 29,107 Total $ 27,842,242 $ 22,102,537 Economic factors and next year's budgets and rates: General Fund 2019 budgetary highlights: Revenue: The District's 2020 General Fund budgeted revenue reflects a projected increase of $954,378 from the District's 2019 amended budget, and a projected increase of $1,158,785 when comparing it to the 2019 actual accrued operational revenue. • Water revenue is budgeted to increase from $5,243,386 for actual accrued in fiscal year 2019 to $6,486,623 for budgeted fiscal year 2020 for a total projected increase of $1,243,237. • Sewer revenue is budgeted to increase from $3,124,552 for actual accrued in fiscal year 2019 to $3,503,885 for budgeted fiscal year 2020 for a total projected increase of $379,333. • Even though the District's M&O tax rate decreased for fiscal year 2020 from fiscal year 2019, the District is projected to collect an M&O tax revenue increase of $118,121. The segregated M&O property tax revenue from fiscal year 2020 to fiscal year 2019 is budgeted to increase by $108,580 for Fire and increase by $9,541 for the MUD. Expenses: The District's 2020 General Fund budgeted expense reflects a projected increase of $1,367,128 from the amended 2019 budget, and a projected increase of $1,962,614 when compared to the actual spending for fiscal 2019. TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 MANAGEMENT'S DISCUSSION AND ANALYSIS September 30, 2019 • The primary factors for the District's difference in actual spending in 2019 compared to the 2020 budgeted expense is attributable to reduced or deferred expenses of several significant factors; wholesale water purchases increasing expenses by $736,861 due to the near record setting above average rainfall in 2019 causing a lack of water purchased and sold in 2019, capital outlay decrease by $561,314 due to capital improvement projects being completed in 2019 and less projected for 2020, long-term revenue debt payments increase by $328,109 largely due to an additional revenue bond payment for bond awarded in 2019, and overall salary increase by $376,156 due to unfilled staff positions during 2019 that are projected to be filled in 2020 including adding a FTE general manager position. Overall: The District's 2020 operational budget is anticipated to have revenues of $10,645,077 and expenses of $10,638,853 netting a projected surplus of $6,224 for the year. Debt Service Fund 2019 budgetary highlights: • The District's Debt Service Fund is budgeted to increase from $2,092,893 in actual fiscal year 2019 to $2,406,637 budgeted for fiscal year 2020. This is a total increase of $313,744. • Property tax revenues collected for Debt Service Fund are budgeted to increase from $679,487 in actual fiscal year 2019 to $685,411 budgeted in fiscal year 2020 for a total increase of $5,564. Overall: The District's consolidated budgeted revenue increased from $12,971,826 in fiscal year 2019 amended budget to $14,278,444 in fiscal year 2020 budget totaling in a projected increase of 10.07%. The District's consolidated budgeted expenses increased from $12,382,302 in fiscal year 2019 amended budget to $14,069,340 in fiscal year 2020 budget totaling in a projected increase of 13.62%. Sewer and Water rate highlights: Water base and volumetric rates were not changed during fiscal year 2019. Sewer base and volumetric rates were both increased for residential and commercial customers by the District's Board of Directors, with an effective date of October 1, 2018. The sewer charges are calculated based on the average water consumption for three months of billing; December, January, and February. Effective April 1, 2019 the Sewer volumetric rates were increased for both the commercial and residential customers by the District's Board of Directors to reflect the updated winter average calculations. The District's Board of Directors adopted a new rate order effective October 1, 2019 that will increase the Water base rates, while keeping Sewer base and Water/Sewer volumetric equivalent to current rates. 9 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 MANAGEMENT'S DISCUSSION AND ANALYSIS September 30, 2019 Legal highlights: There are two legal matters that will persist into the District's next fiscal year 2020. The first is potential litigation with Webber Cadagua Partners, the contractor responsible for constructing the upgrade to the District's wastewater treatment facility. This project is substantially complete, except for the second crane structure. The District has made a claim against the contractor for defective work which the contractor disputes that it is responsible for the costs of repair/replacement of the crane structure. The District has a second potential claim against the contractor for liquidated damages. The Contractor has also filed a claim against the District related to the project. The second legal matter relates to an unauthorized easement encroachment. The District initiated legal action against Acadia Services, Inc. and MRW Investors, LLC in connection with the unauthorized construction of surface improvements within the District's wastewater easement. The Court granted the District's motion for summary judgement. The remaining dispute is related to the payment of legal representation expenses incurred by the District. Requests for information This financial report is designed to provide a general overview of the District's consolidated finances for all interested parties. Questions concerning any of the information in this report or requests for additional information should be directed to the Trophy Club Municipal Utility District No. 1, Finance Manager, 100 Municipal Drive, Trophy Club, Texas 76262. 10 BASIC FINANCIAL STATEMENTS TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 STATEMENT OF NET POSITION SEPTEMBER 30, 2019 Governmental Activities ASSETS Cash and cash equivalents S 3,102,700 Pooled investments 5,844,683 Restricted assets: Cash and cash equivalents 4,969,073 Pooled investments 2,152,173 Receivables Accounts receivable, net 1,361,921 Taxes 33,461 Due from other governments 1,012 Prepaids 8,486 Non -depreciable capital assets: Land 648,i78 Construction in progress 21,521,727 Water rights 864,678 Depreciable capital assets (net): Buildings and other improvements 2,845,560 Machinery, vehicles, and other equipment 2,333,184 Water system 14,402,363 Organization costs 12,461 TOTAL ASSETS 60,101,660 DEFERRED OUTFLOWS OF RESOURCES Deferred outflows - pension Deferred outflows - OPEB TOTAL DEFERRED OUTFLOWS OF RESOURCES LIABILITIES 164,915 1,884 166,799 Accounts payable 1,482,956 Accrued liabilities 47,855 Accrued interest payable 72,753 Customer deposits 320,809 Noncurrent liabilities: Due within one year 1,634,990 Due in more than one year 26,181,484 Net pension liability 54,020 Total OPEB liability 16,745 TOTAL LIABILITIES 29,811,612 DEFERRED INFLOWS OF RESOURCES Deferred inflows - pension 19,244 Deferred inflows - OPEB 2,452 TOTAL DEFERRED INFLOWS OF RESOURCES 21,696 NET POSITION Net investment in capital assets 20,735,143 Restricted for: Capital projects 5,034,528 Debt service 915,896 Unrestricted 3,749,584 TOTAL NET POSITION 5 30,435,151 The notes to financial the statements are an integral part of this statement. 11 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 STATEMENT OF ACTIVITIES FOR THE YEAR ENDED SEPTEMBER 30, 2019 Program Activities Governmental Activities: Water operations General government Wastewater operations Fire Interest on long term debt Non -Departmental Wastewater collection system Directors Total governmental activities Expenses 3,325,173 1,561,141 1,250,940 765,952 567,032 179,748 68,213 2,500 Governmental Activities Program Revenues Operating Charges for Grants and Services Contributions $ 5,358,205 $ 48,195 3,181,555 Capital Grants and Contributions Net (Expenses) Revenue and Changes in Net Assets Governmental Activities $ $ 2;033,032 (1,512,946) 1,930,615 (765,952) (567,032) (179,748) (68,213) (2,500) $ 7,720,699 $ 8,587,955 $ $ General Revenues: Ad valorem taxes Contributions not restricted to specific programs Investment income Gain on sale of asset Miscellaneous Total general revenues Change in net position $ 867,256 1,918,080 298,654 233,313 52,600 36,873 2,539,520 3,406,776 Net Position - beginning of year 27,028,375 Net Position - end of year $ 30,435,151 The notes to the financial statements are an integral part of this statement. 12 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO.1 BALANCE SHEET GOVERNMENTAL FUNDS SEPTEMBER 30, 2019 General Fund ASSETS Debt Capital Total Service Projects Governmental Fund Fund Funds Assets Cash and cash equivalents $ 3,102,700 $ $ - $ 3,102,700 Pooled investments 5,844,683 - 5,844,683 Restricted assets: Cash and cash equivalents 319,159 4,649,914 4,969,073 Pooled investments 915,896 1,236,277 2,152,173 Receivables: Accounts receivables, net 1,361,921 - 1,361,921 Taxes 21,611 11,850 - 33,461 Due from other governments 1,012 1,012 Due from other funds 48,266 48,266 Prepaids 8,486 8,486 TOTAL ASSETS $ 10,707,838 $ 927,746 $ 5,886,191 $ 17,521,775 LIABILITIES, DEFERRED INFLOWS, AND FUND BALANCES Liabilities Accounts payable $ 679,559 $ $ 803,397 $ 1,482,956 Accrued Iiabilities 47,855 - 47,855 Customer deposits 320,809 320,809 Due to other funds - 48,266 48,266 Total liabilities 1,048,223 851,663 1,899,886 Deferred Inflows of Resources Unavailable revenues - property taxes 21,617 11,850 33,467 Total deferred inflows of resources 21,617 11,850 33,467 Fund Balances Non -spendable prepaids 8,486 8,486 Restricted -debt service 915,896 915,896 Restricted -capital projects 5,034,528 5,034,528 Assigned -capital outlays 661,723 661,723 Unassigned 8,967,789 - 8,967,789 Total fund balances 9,637,998 915,896 5,034,528 15,588,422 TOTAL LIABILITIES, DEFERRED INFLOWS, AND FUND BALANCES $ 10,707,838 $ 927,746 $ 5,886,191 $ 17,521,775 The notes to financial statements are an integral part of this statement. 13 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 RECONCILIATION OF THE GOVERNMENTAL FUNDS BALANCE SHEET TO STATEMENT OF NET POSITION SEPTEMBER 30, 2019 Total fund balances - governmental funds $ I5,588,422 Amounts reported for governmental activities in the Statement of Net Position are different because: Capital assets used in governmental activities are not current financial resources and, therefore, are not reported in the governmental funds balance sheet. 42,628,151 Net pension liability is not a financial resource; therefore, it is not reported in the governmental funds. (54,020) Total OPEB liability is not a financial resource; therefore, it is not reported in the governmental funds. (16,745) Unavailable tax revenues that are reported as deferred inflows of resources in the governmental funds balance sheet is recognized as revenue in the government -wide financial statements. 33,467 TCDRS pension and OPEB contributions are not current financial resources/burden; therefore they are not reported in the governmental funds. The net of these amounts is: 77,618 Interest payable on long term debt does not require current financial resources; therefore interest payable is not reported as a liability in the governmental funds balance sheet. (72,753) Unamortized pension and OPEB investment gains/losses are not current financial resources/burden; therefore they are not reported in the governmental funds. The net of these amounts is: Accrued compensated absences do not require the use of current financial resources; therefore accrued vacation is not reported as a liability in the governmental funds balance sheet. 67,485 (37,275) Long-term liabilities, including bonds payable are not due and payable in the current period and, therefore, are not reported in the fund financial statements. (27,779,199) Net position of governmental activities $ 30,435, I51 The notes to the financial statements are an integral part of this statement. 14 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO.1 STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES GOVERNMENTAL FUNDS FOR THE YEAR ENDED SEPTEMBER 30, 2019 Revenues: Water and wastewater charges Taxes Intergovernmental revenues Investment income Oversize meter reimbursements Miscellaneous Inspection and tap fees Debt Service General Fund Fund $ 8,539,760 $ 1,231,580 298,654 139,388 41,295 36,873 6,900 Total Revenues 10,294,450 Expenditures: Water Adminstration Wastewater Fire Non -Departmental Board of directors Capital outlay Debt Service Principal Interest and fiscal charges Bond administrative fees Total Expenditures Excess (deficiency) of revenues over (under) expenditures Other Financing Sources (Uses): Transfers in Proceeds from sale of assets Proceeds from bond issuance Bond issuance cost Bond premium Bond discount Proceeds from capital lease issuance Capital lease issuance cost Transfers out Total Other Financing Sources (Uses) Net change in fund balance Fund Balances - beginning of year Fund Balances - end of year 3,001,947 1,122,329 1,048,445 692,347 179,748 2,500 2,036,172 203,967 25,540 8,312,995 1,981,455 32,080 52,600 32,080 (39,160) 205,504 (1,500) (1,389,555) (1,107,951) 679,487 37,255 716,742 1,350,000 543,396 2,950 1,896,346 (1,179,604) 1,413,156 23,601 (23,601) Capital Projects Fund $ Total Governmental Funds $ 8,539,760 - 1,911,067 298,654 56,670 233,313 41,295 - 36,873 6,900 56,670 11,067,862 654,100 3,001,947 1,122,329 1,048,445 692,347 179,748 2,500 2,690,272 1,553,967 568,936 - 2,950 654,100 10,863,441 (597,430) 204,421 I,445,236 52,600 7,024,319 7,080,000 (149,672) (212,433) - 4,224 4,224 (99,722) (99,722) 205,504 - (1,500) (55,681) (1,445,236) 1,413,156 6,723,468 7,028,673 873,504 233,552 6,126,038 7,233,094 8,764,494 $ 9,637,998 $ 682,344 (1,091,510) 8,355,328 915,896 $ 5,034,528 $ 15,588,422 The notes to financial statements are an integral part of this statement. 15 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES FOR THE YEAR ENDED SEPTEMBER 30, 2019 Net change in fund balances - total governmental funds $ 7,233,094 Amounts reported for governmental activities in the Statement of Activities are different because: Depreciation expense on capital assets reported in the Statement of Activities does not require the use of current financial resources, therefore, depreciation expense is not reported as expenditures in the governmental funds. (878,299) Governmental funds report capital outlays as expenditures. However, in the Statement of Activities the costs of those assets is allocated over their estimated useful lives and reported as depreciation expense. This is the amount of capital assets recorded in the current period. 2,690,272 Debt principal payments reduces long-term liabilities in the Statement of Net Position, but it is recorded as an expenditure in the governmental funds. I,553,967 Governmental funds report new debt issuances as other financing sources. However, these amounts are removed and recognized as new long term debt on the Statement of Net Position. Governmental funds report new capital lease issuances as other financing sources. However, these amounts are removed and recognized as new long term debt on the Statement of Net Position. Governmental funds report the effects of debt premiums, and debt discounts, when debt is first issued, whereas the amounts are deferred and amortized in the Statement of Activities. Various other reclassifications and eliminations are necessary to convert from the modified accrual basis of accounting to accrual basis of accounting. These include recognizing the change in unavailable revenues, pension and OPEB expense, and compensated absenses. The net effect of these reclassifications is to decrease net position. Current year changes in accrued interest payable do not require the use of current financial resources and, therefore, are not reported as expenditures in the governmental funds. (7,080,000) (205,504) 110,740 (4,155) (13,338) Change in net position of governmental activities $ 3,406,777 The notes to the financial statements are an integral part of this statement. 16 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS FOR THE YEAR ENDED SEPTEMBER 30, 2019 NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES A. General Statement Denton County Municipal Utility District No. 1 (the District) was created by the Texas Water Rights Commission (later known as Texas Commission on Environmental Quality (TCEQ)) on March 4, 1975 and confirmed by the electorate of the District at a confirmation election on October 7, 1975. The Board of Director's held its first meeting on April 24, 1975. The Bonds were first sold on June 8, 1976. The District operates pursuant to Article XVI, Chapter 59 of the Texas Constitution and Chapter 54 of the Texas Water Code, as amended. Effective April 1, 1983, the District's name was officially changed by order from Denton County Municipal Utility District No. 1 to Trophy Club Municipal Utility District No. 1. On May 9, 2009, citizens voted to consolidate the District and Trophy Club Municipal Utility District No. 2 (MUD2). As a result, the District reports consolidated activity and balances for the District and the entities formerly known as MUD2 and the Trophy Club Master District Joint Venture (a joint venture of MUD 1 and MUD2). The Governmental Accounting Standards Board (GASB) is the accepted standard setting body for the District. The financial statements of the District have been prepared in conformity with generally accepted accounting principles (GAAP) as applied to government units. B. Financial Reporting Entity As required by accounting principles generally accepted in the United States of America, these financial statements include the activities of the District and any organizations for which the District is financially accountable or for which the nature and significance of their relationship with the District are such that exclusion would cause the reporting entity's financial statements to be misleading or incomplete. The definition of the reporting entity is based primarily on the notion of financial accountability. A primary government is financially accountable for the organizations that make up its legal entity. It is also financially accountable for legally separate organizations if its officials appoint a voting majority of an organization's governing body and either it is able to impose its will on that organization or there is a potential for the organization to provide specific financial benefits to, or to impose specific financial burdens on, the primary government. A primary government may also be financially accountable for governmental organizations that are fiscally dependent on it. A primary government has the ability to impose its will on an organization if it can significantly influence the programs, projects, or activities of, or the level of services performed or provided by, the organization. A financial benefit or burden relationship exists if the primary government (a) is entitled to the organization's resources; (b) is legally obligated or has otherwise assumed the obligation to finance the deficits of, or provide financial support to, the organization; or (c) is obligated in some manner for the debt of the organization. Some organizations are included as component units because of their fiscal dependency on the primary government. An organization is fiscally dependent on the primary government if it is unable to adopt its budget, levy taxes, set 17 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS FOR THE YEAR ENDED SEPTEMBER 30, 2019 NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES — CONTINUED rates or charges, or issue bonded debt without approval by the primary government. Accordingly, the District has no component units. C. Government -Wide and Fund Financial Statements The government -wide financial statements (the Statement of Net Position and the Statement of Activities) report information on all of the activities of the District, except for fiduciary funds. The effect of interfund activity has been removed from these statements. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business -type activities, which rely to a significant extent on fees and charges for support. The activities of the District are comprised only of governmental activities. The Statement of Activities demonstrates the degree to which the direct expenses of a given program are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific program. Program revenues include 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given program and 2) operating or capital grants and contributions that are restricted to meeting the operational or capital requirements of a particular program. Taxes and other items not properly included among program revenues are reported instead as general revenues. Fund Financial Statements The District segregates transactions related to certain functions or activities in separate funds in order to aid financial management and to demonstrate legal compliance. These statements are required to present each major fund in a separate column on the fund financial statements. For fiscal year 2019, the major funds are the General Fund, Capital Projects Fund, and the Debt Service Fund. Governmental funds are those funds through which most governmental functions typically are financed. The measurement focus of governmental funds is on the sources, uses and balance of current financial resources. The District has presented the following governmental funds: General Fund The General Fund is the main operating fund of the District. This fund is used to account for all financial resources not accounted for in other funds. All general tax revenues and other receipts that are not restricted by law or contractual agreement to some other fund are accounted for in this fund. General operating expenditures, fixed charges and capital improvement costs that are not paid through other funds are paid from the General Fund. Debt Service Fund The Debt Service Fund is used to account for resources accumulated and payments made for principal and interest on the long-term debt of governmental funds. 18 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS FOR THE YEAR ENDED SEPTEMBER 30, 2019 NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES — CONTINUED Capital Projects Fund The Capital Projects Fund is used to account for funds received and expended for the acquisition and construction of infrastructure and other capital assets. D. Measurement Focus and Basis of Accounting Measurement focus refers to what is being measured; basis of accounting refers to when revenues and expenditures are recognized in the accounts and reported in the financial statements. Basis of accounting relates to the timing of the measurement made, regardless of the measurement focus applied. The government -wide statements are reported using the economic resources measurement focus and the accrual basis of accounting. The economic resources measurement focus means all assets and liabilities (whether current or non-current) are included on the Statement of Net Position and the operating statements present increases (revenues) and decreases (expenses) in net total position. Under the accrual basis of accounting, revenues are recognized when earned. Expenses are recognized at the time the liability is incurred. Governmental fund financial statements are reported using the current financial resources measurement focus and are accounted for using the modified accrual basis of accounting. Under the modified accrual basis of accounting, revenues are recognized when susceptible to accrual; i.e., when they become both measurable and available. "Measurable" means the amount of the transaction can be determined and "available" means collectible within the current period or soon enough thereafter to be used to pay liabilities of the current period. The District considers receivables collected within sixty days after year-end to be available and recognizes them as revenues of the current year. Expenditures are recorded when the related fund liability is incurred. However, debt service expenditures are recorded only when payment is due. The revenues susceptible to accrual are interest income and ad valorem taxes. All other governmental fund revenues are recognized when received. E. Cash and Investments The District's cash and cash equivalents are considered to be cash on hand, demand deposits, and short-term investments of three months or less from the date of acquisition. 19 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS FOR THE YEAR ENDED SEPTEMBER 30, 2019 NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES — CONTINUED The District's investment policy requires that all monies be deposited with the authorized District depository or in (1) obligations of the United States or its agencies and instrumentalities; (2) direct obligations of the State of Texas or its agencies; (3) other obligations, the principal of and interest on which are unconditionally guaranteed or insured by the State of Texas or the United States; (4) obligations of states, agencies, counties, cities, and other political subdivisions of any state having been rated as to investment quality by a nationally recognized investment rating firm and having received a rating of not less than A or its equivalent; (5) certificates of deposit by state and national banks domiciled in this state that are (A) guaranteed or insured by the Federal Deposit Insurance Corporation, or its successor; or, (B) secured by obligations that are described by (1), (4), or (6) fully collateralized direct repurchase agreements having a defined termination date, secured by obligations described by (1), pledged with third party selected or approved by the District, and placed through a primary government securities dealer. All investments are recorded at fair value based on quoted market prices. Fair value is the amount at which a financial instrument could be exchanged in a current transaction between willing parties. F. Capital Assets Capital assets, which include property, plant, and equipment, are reported in the government -wide financial statements. All capital assets are valued at historical cost or estimated historical cost if actual historical cost is not available. Donated assets are valued at their fair market value on the date donated. Repairs and maintenance are recorded as expenses. Renewals and betterments are capitalized. Interest has not been capitalized during the construction period on property, plant and equipment. Assets capitalized have an original cost of $5,000 or more and over one year of useful life. Depreciation has been calculated on each class of depreciable property using the straight-line method. Estimated useful lives are as follows: Buildings 50 Years Improvements other than buildings 15 - 30 Years Machinery and equipment 5 - 15 Years Vehicles 6 - 12 Years Water and wastewater systems 30 - 65 Years G. Accumulated Vacation Time Employees earn vacation pay based upon seniority that accrues at various rates up to a maximum four weeks per year. Upon termination, employees will be paid for their unused earned vacation. The District records a liability for the value of these compensated absences. 20 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS FOR THE YEAR ENDED SEPTEMBER 30, 2019 NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES — CONTINUED H. Organizational Costs The District, in conformance with requirements of the TCEQ, capitalized costs incurred in the creation of the District. The TCEQ requires capitalization of organizational costs for the construction period, amortized bond premium and discount losses on sales of investments, accrued interest on investments purchased, attorney fees and some administrative expenses until construction and acceptance or use of the first revenue producing facility has occurred. The District amortizes the organizational costs using the straight-line method over a period of 22 to 45 years. I. Net Position Net position represents the difference between assets and liabilities. Net position invested in capital assets, net of related debt consists of capital assets, net of accumulated depreciation, reduced by the outstanding balances of any borrowing used for the acquisition, construction or improvements of those assets, and adding back unspent proceeds. Net position is reported as restricted when there are limitations imposed on their use either through the enabling legislations adopted by the District or through external restrictions imposed by creditors, grantors or laws or regulations of other governments. J. Estimates In preparing financial statements in conformity with accounting principles generally accepted in the United States of America, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities, the disclosures of contingent assets and liabilities, and the reported amounts of revenue and expenses/expenditures. Actual results could differ from those estimates. K. Fund Balances Governmental Accounting Standards Board (GASB) Statement No. 54, Fund Balance Reporting and Governmental Fund Type Definitions (GASB 54) defines the different types of fund balances that a governmental entity must use for financial reporting purposes in the fund financial statements for governmental type funds. It does not apply for the govemment-wide financial statements. '1 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS FOR THE YEAR ENDED SEPTEMBER 30, 2019 NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES — CONTINUED GASB 54 requires the fund balance amounts to be properly reported within one of the following fund balance categories: Nonspendable - such as fund balance associated with inventories, prepaids, long-term loans and notes receivable, and property held for resale (unless the proceeds are restricted, committed, or assigned), Restricted - fund balance category includes amounts that can be spent only for the specific purposes stipulated by constitution, external resource providers, or through enabling legislation, Committed - fund balance classification includes amounts that can be used only for the specific purposes determined by a formal action of the Board of Directors (the District's highest level of decision-making authority), Assigned - fund balance classifications are assigned by the District Manager with the intentions to be used by the government for specific purposes but do not meet the criteria to be classified as restricted or committed, and Unassigned - fund balance is the residual classification for the District's General Fund and includes all spendable amounts not contained in the other classifications, and other fund's that have total negative fund balances. NOTE 2. CASH AND INVESTMENTS The funds of the District must be deposited and invested under the terms of a contract, contents of which are set out in the Depository Contract Law. The depository bank places approved pledged securities for safekeeping and trust with the District's agent bank in an amount sufficient to protect District funds on a day-to-day basis during the period of the contract. The pledge of approved securities is waived only to the extent of the depository bank's dollar amount of Federal Deposit Insurance Corporation (FDIC) insurance. At September 30, 2019, the carrying amount of the District's deposits (cash, restricted cash, and non - pooled savings accounts) was $8,071,173 and the bank balance was $8,525,956. Of the District's cash deposits at September 30, 2019 $3,876,042 were insured by FDIC and Pledged Securities, $7,995,601 were insured through the Texas Local Government Investment Pool (TexPool), and $4,649,914 were uninsured. Uninsured funds are held in escrow accounts in agreement with TCEQ. The District maintains its cash balances in bank accounts that occasionally exceed federally insured limits, as noted above. However, management does not believe it is exposed to any significant credit risk in connection with these accounts. a? TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS FOR THE YEAR ENDED SEPTEMBER 30, 2019 NOTE 2. CASH AND INVESTMENTS — CONTINUED The Public Funds Investment Act (Government Code Chapter 2256) contains specific provisions in the areas of investment practices, management reports and establishment of appropriate policies. Among other things, it requires the District to adopt, implement, and publicize an investment policy. That policy must address the following areas; (1) safety of principal and liquidity, (2) portfolio diversification, (3) allowable investments, (4) acceptable risk levels, (5) expected rates of return, (6) maximum allowable stated maturity of portfolio investments, (7) maximum average dollar -weighted maturity, allowed based on the stated maturity date for the portfolio, (8) investment staff quality and capabilities, and (9) bid solicitation preferences for certificates of deposit. Statutes and the District's investment policy authorized the District to invest in the following investments as summarized below: Maximum Maximum Authorized Maximum Percentage Investment Investment Type Maturity of Portfolio In One Issuer U.S. Treasury Obligations 2 years 50% NA U.S. Agencies Securities 2 years 50% NA State of Texas Securities 2 years 50% NA Certificates of Deposits 2 years 90% NA Money Market 2 years 90% NA Investment pools 2 years 90% NA The Act also requires the District to have independent auditors perform test procedures related to investment practices as provided by the Act. The District is in substantial compliance with the requirements of the Act and with local policies. Cash and investments as of September 30, 2019 are classified in the accompanying financial statements as follows: Primary Government: Cash and cash equivalents $ 3,102,700 Pooled investments 5,844,683 Restricted cash and cash equivalents 4,969,073 Restricted pooled investments 2,152,173 Total cash and investments $ 16,068,629 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO, 1 NOTES TO BASIC FINANCIAL STATEMENTS FOR THE YEAR ENDED SEPTEMBER 30, 2019 NOTE 2. CASH AND INVESTMENTS — CONTINUED Cash and investments as of September 30, 2019 consist of the following: Petty Cash $ 600 Deposits with financial institutions 8,071,173 Unrestricted Texpool investments 5,844,683 Texpool restricted investments 2,152,173 Total Cash and Investments $ 16,068,629 Disclosures Relating to Interest Rate Risk Interest rate risk is the risk that changes in market interest rates will adversely affect the fair value of an investment. Generally, the longer the maturity of an investment the greater the sensitivity of its fair value to changes in market interest rates. One of the ways that the District manages its exposure to interest rate risk is by investing mainly in investment pools which purchase a combination of shorter term investments with an average maturity of less than 60 days thus reducing the interest rate risk. The District monitors the interest rate risk inherent in its portfolio by measuring the weighted average maturity of its portfolio. The District monitors its interest rate risk, which is governed by adopted Investment Policies. As of September 30, 20I9, the District had the following investment: Weighted Carrying Average Investment Type Amount Maturity TexPool $ 7,996,856 30 days Total Investments $ 7,996,856 As of September 30, 2019, the District did not invest in any securities which are highly sensitive to interest rate fluctuations. The fair value of investments in TexSTAR is materially the same as the value of the pooled shares held. Because the carrying value of the investment pool approximates fair value at September 30, 2019, this investment is carried at cost. Disclosures Relating to Credit Risk Generally, credit risk is the risk that an issuer of an investment will not fulfill its obligation to the holder of the investment. This is measured by the assignment of a rating by a nationally recognized statistical rating organization. Presented below is the minimum rating required by (where applicable) the Public Funds Investment Act, the District's investment policy, or debt agreements, and the actual rating as of year-end for each investment type. 24 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS FOR THE YEAR ENDED SEPTEMBER 30, 2019 NOTE 2. CASH AND INVESTMENTS — CONTINUED Minimum Rating as Legal of Year Investment Type Amount Rating End TexPool $ 7,996,856 AAAm AAAm Total Investments $ 7,996,856 Concentration of Credit Risk As of September 30, 2019, other than external investment pools, the District did not have 5% or more of its investments with one issuer. Custodial Credit Risk Custodial credit risk for deposits is the risk that, in the event of the failure of a depository financial institution, a government will not be able to recover its deposits or will not be able to recover collateral securities that are in the possession of an outside party. The custodial credit risk for investments is the risk that, in the event of the failure of the counterparty to a transaction, a government will not be able to recover the value of its investment or collateral securities that are in the possession of another party. The Public Funds Investment Act and the District's investment policy have the following provision for deposits: They require that a financial institution secure deposits made by state or local governmental units by either 1) pledging securities in an undivided collateral pool held by a depository regulated under state law (unless so waived by the governmental unit), or 2) an irrevocable standby letter of credit with the District named as the beneficiary. The market value of pledged securities in the collateral pool or the value of the letter of credit must equal at least the bank balance less FDIC insurance at all times. Investment in State Investment Pools The District is a voluntary participant in TexPool. The State Comptroller of Public Accounts exercises responsibility over TexPool. This oversight includes the ability to significantly influence operations, designation of management, and accountability for fiscal matters. Additionally, the State Comptroller has established an advisory board composed of both participants in TexPool and other persons who do not have a business relationship with TexPool. TexPool operates in a manner consistent with the SEC's Rule 2a7 of the Investment Company Act of 1940. TexPool uses amortized costs rather than market value to report net assets to compute share prices. Accordingly, the fair value of the position in TexPool is the same as the value of TexPool shares. 25 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS FOR THE YEAR ENDED SEPTEMBER 30, 2019 NOTE 3. ACCOUNTS RECEIVABLE Receivables as of year-end, including the applicable allowances for uncollectible accounts, are as follows: Accounts Receivable: MUD water MUD sewer Unbilled receivables Refuse (as agent for Town of Trophy CIub) Storm drainage (as agent for Town of Trophy Club) Refuse tax (as agent for Town of Trophy Club) Miscellaneous PID Surcharge (as agent for Town of Trophy Club) Allowance for uncollectible accounts Total (net) Due from Other Governments: Town of Trophy Club NOTE 4. INTERFUND TRANSFERS Transfers between funds during the year are as follows: Transfer In Transfer Out Amount General Fund Debt Service Debt Service Debt Service Debt Service Debt Service Capital Projects Capital Projects General Fund General Fund General Fund General Fund Total $ 32,080 23,601 215,979 120,053 873,139 180,384 $ 1,445,236 '76 $ 758,458 286,021 186,986 74,396 42,881 6,396 3,866 14,968 1,373,972 (12,051) $ 1,361,921 $ 1,012 Purpose Transfer General Fund portion of bond proceeds Transfer Debt Service portion of bond proceeds Transfer for the fire station bond payment Transfer of PID surcharge Assist with revenue bond payments Transfer to assist with the bond reserve payment TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS FOR THE YEAR ENDED SEPTEMBER 30, 2019 NOTE 5. CAPITAL ASSETS Capital asset activity for the year ended September 30, 20I9, was as follows: Governmental Activities: Capital assets - Non -Depreciable Land Construction in progress Water rights Total capital assets not being depreciated Capital assets - Depreciable Buildings Improvements other than buildings Machinery and equipment Organization costs Vehicles Water system Wastewater treatment system Wastewater collection system Total capital assets being depreciated Less accumulated depreciation for: Buildings Improvements other than buildings Machinery and equipment Organization costs Vehicles Water system Wastewater treatment system Wastewater collection system Total accumulated depreciation Governmental activities capital assets, net Beginning Balances $ 648,178 20,002,235 796,145 21,446,558 3,479,008 324,334 1,867,867 2,331,300 2,402,929 12,387,756 5,684,772 4,437,894 32,915,860 (604,814) (268,269) (1,003,483) (2,3 1 1,566) (1,241,735) (4,043,068) (2,471,687) (1,601,754) (13,546,376) Retirements/ Additions Transfers $ 1,519,492 68,533 1,588,025 64,482 591,930 274,458 88,333 83,180 1,102,383 $ Ending Balance $ 648,178 21,521,727 864,678 - 23,034,583 - 3,479,008 324,334 1,932,349 - 2,331,300 (160,876) 2,833,983 12,662,214 - 5,773,105 4,521,074 (160,876) 33,857,367 (75,277) (680,091) (9,422) - (277,691) (121,309) (1,124,792) (7,273) (2,318,839) (227,497) 160,876 (1,308,356) (218,275) (4,261,343) (140,363) (2,612,050) (78,883) (1,680,637) (878,299) 160,876 (14,263,799) $ 40,816,042 $ 1,812,109 $ - $ 42,628,151 27 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS FOR THE YEAR ENDED SEPTEMBER 30, 2019 NOTE 5. CAPITAL ASSETS - CONTINUED Depreciation expense was charged as direct expense to programs of the primary government as follows: General government Water operations Wastewater operations Fire department Wastewater collection systems Total depreciation expense NOTE 6. LONG-TERM DEBT $ 318,355 219,252 198,874 73,605 68,213 $ 878,299 At September 30, 2019, the District's long-term debt payable consisted of the following: Description Tax and revenue bonds: Improvements Refunding Refunding Improvements Improvements Improvements Improvements Capital leases payable: Capital lease obligations Capital lease obligations Capital lease obligations Interest Rate Payable Year of Final Issue Maturity Average Annual Payment 3.50-5.00% 2010 2031 $ 148,205 2.00-3.00% 2012 2023 251,373 2.00-3.50% 2013 2023 224,734 1.50-3.50% 2015 2034 199,898 2.00-3.25% 2015 2035 305,174 0.53-2.12% 2016 2036 275,259 3.00-3.50% 2019 2049 244,138 2.50% 2015 2022 $ 127,149 2.95% 2018 2023 78,456 3.95% 2019 2024 45,681 28 Original Outstanding Amount 9/30/2018 $ 2,000,000 2,355,000 1,905,000 5,765,000 9,230,000 4,635,000 7,080,000 $1,057,316 360,100 205,504 $ 1,405,000 945,000 825,000 4,795,000 7,900,000 4,015,000 7,080,000 $ 26,965,000 $ 363,139 290,174 186,654 $ 839,967 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS FOR THE YEAR ENDED SEPTEMBER 30, 2019 NOTE 6. LONG-TERM DEBT - CONTINUED The following is a summary of long-term debt transactions of the District for the year ended September 30, 2019: Governmental Activities: Tax, revenue, and refunding bonds Deferred loss on refunding Bond premium Bond discount Capital lease obligations Compensated absences Beginning Balance Additions Reductions $ 21,235,000 (4,331) 89,304 21,319,973 838,430 838,430 $ 7,080,000 $ (1,350,000) 868 (19,328) 3,217 (1,365,243) 4,225 (99,722) 6,984,503 205,504 205,504 29,107 8,168 29,107 8,168 Total Governmental Activities Long-term Liabilities $ 22,187,510 Long-term liabilities due in more than one year $ 7,198,175 (203,968) (203,968) $(1,569,211) Ending Balance $ 26,965,000 (3,463) 74,201 (96,505) 26,939,233 839,966 839,966 37,275 37,275 $ 27,816,474 $ 26,181,484 Due Within One Year $ 1,370,000 1,370,000 227,715 227,715 37,275 37,275 $ 1,634,990 The annual requirements to amortize all debt outstanding as of September 30, 2019, are as follows: Year Ending September 30, 2020 2021 2022 2023 2024 2025-2029 2030-2034 2035-2039 2040-2044 2045-2049 Total Principal $ 1,370,000 1,565,000 1,610,000 1,655,000 1,225,000 6,650,000 7,300,000 2,415,000 1,460,000 1,715,000 $ 26,965,000 2.9 Interest 842,906 710,269 674,310 635,584 593,635 2,504,444 1,532,832 683,930 436,800 179,806 $ 8,794,516 Total 2,212,906 2,275,269 2,284,310 2,290,584 1,818,635 9,154,444 8,832,832 3,098,930 1,896,800 1,894,806 $ 35,759,516 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS FOR THE YEAR ENDED SEPTEMBER 30, 2019 NOTE 6. LONG-TERM DEBT — CONTINUED The future lease payments for capital lease obligations at September 30, 2019 are as follows: Year Ending September 30, Principal Interest Total 2020 $ 227,715 $ 23,587 $ 251,302 2021 233,257 16,983 250,240 2022 238,949 10,213 249,162 2023 117,648 3,271 120,919 2024 22,398 442 22,840 Total $ 839,967 $ 54,496 $ 894,463 Tax and Revenue Bonds Tax and revenue bonds are payable from the proceeds of ad valorem taxes levied upon all property subject to taxation within the District, without limitation as to rate or amount, and are further payable from, and secured by a lien on and pledge of the net revenue to be received from the operation of the District's waterworks and sanitary sewer system. The outstanding bonds are callable for redemption prior to maturity at the option of the District as follows: Series 2010 - All maturities from 2021 to 2025 are callable in principal increments of $5,000 on or after September 1, 2020 at par plus unpaid accrued interest to the fixed date for redemptions. Series 2012 - All maturities from 2021 to 2023 are callable in principal increments of $5,000 on or after September 1, 2020 at par plus unpaid accrued interest to the fixed date for redemptions. Series 2013 — The Series 2013 bonds are not callable prior to their stated maturity. Series 2014 — All maturities from 2024 to 2034 are callable in principal increments of $5,000 on or after September 1, 2025 at par plus unpaid accrued interest to the fixed date for redemptions. Series 2015 — All maturities from 2025 to 2035 are callable in principal increments of $5,000 on or after September 1, 2025 at par plus unpaid accrued interest to the fixed date for redemptions. Series 2016 — All maturities from 2028 to 2036 are callable in principal increments of $5,000 on or after September 1, 2027 at par plus unpaid interest to the fixed date for redemptions. Series 2019 — All maturities from 2028 to 2049 are callable in principal increments of $100,000 on or after September 1, 2027 at par plus unpaid interest to the fixed date for redemptions. Contractual obligations and notes payable are liquidated from the General Fund. Tax and revenue bonds are liquidated from the Debt Service Fund. 30 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS FOR THE YEAR ENDED SEPTEMBER 30, 2019 NOTE 6. LONG-TERM DEBT — CONTINUED The provisions of the bond resolutions relating to debt service requirements have been met, and the cash allocated for these purposes was sufficient to meet debt service requirements for the year ended September 30, 2019. NOTE 7. PROPERTY TAXES Property taxes are levied as of October 1, on the assessed value listed as of the prior January 1, for all real and certain personal property located in the District. The appraisal of property within the District is the responsibility of Denton Appraisal District (Appraisal District) as required by legislation passed by the Texas legislature. The Appraisal District is required under such legislation to assess all property within the Appraisal District on the basis of 100% of its appraised value and is prohibited from applying any assessment ratios. The value of property within the Appraisal District must be reviewed every five years; however, the District may, at its own expense, require annual reviews of appraised values. The District may challenge appraised values established by the Appraisal District through various appeals and, if necessary, legal action. Property taxes for the District are not limited as to rate or amount. In an election held October 7, 1975, the electorate of the District authorized the levy of up to $0.25 per $100 valuation for the operations and maintenance of the District. Property taxes attach as an enforceable lien on property as of January 1, following the levy date. Taxes are due by January 31, following the levy date. Property taxes are recorded as receivables when levied. Following is information regarding the 2019 tax levies: Adjusted taxable values $ 1,652,594,439 0 & M and Fire tax levy $0.067384/$100 1,113,591 I & S tax levy $0.048796/$100 806,393 Total tax levy $0.116180/$100 $ 1,919,984 NOTE 8. FUND BALANCE CLASSIFICATIONS The District authorized the District Manager to designate certain fund balances as assigned. Excluding unassigned fund balances, the following describes the District's fund balance classifications at September 30, 2019: Nan -Spendable Fund Balances The District's $8,486 non -spendable fund balance represents expenses prepaid at fiscal year-end. 31 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS FOR THE YEAR ENDED SEPTEMBER 30, 2019 NOTE 8. FUND BALANCE CLASSIFICATIONS — CONTINUED Assigned Fund Balances The District assigned a total of $2,863,718 of General Fund balances for the following future capital outlays: $2,230,872 for wastewater system improvements, $535,041 for vehicles, and $97,805 for other improvements. NOTE 9. RISK MANAGEMENT The District is exposed to various risks of loss related to torts; theft of, damage to, and destruction of assets; business interruption; errors and omissions; injuries to employees; employee health benefits; and other claims of various nature. Commercial insurance is purchased for the risks of loss to which the District is exposed. Any losses reported but unsettled or incurred and not reported, are believed to be insignificant to the District's basic financial statements. Additionally, the District must operate in compliance with rules and regulations mandated for public water supply systems by federal and state governments. The District is subject to compliance oversight by the Texas Commission on Environmental Quality (TCEQ). NOTE 10. DUE TO AND FROM OTHER FUNDS During the course of operations, the District has activity between funds for various purposes. Any residual balances outstanding at year end are reported as due from/to other funds. While these balances are reported in fund financial statements, balances between the funds included in governmental activities (i.e., the governmental funds) are eliminated for the Statement of Net Position presentation. Due to: Due from: General Fund Capital Projects Fund 48,266 Total $ 48,266 NOTE 11. RETIREMENT PLAN Introduction The funding policy governs how the Texas County & District Retirement System (TCDRS) determines the employer contributions required to ensure that benefits provided to TCDRS members are funded in a reasonable and equitable manner. The goals of TCDRS' funding policy are to fully fund benefits over the course of employees' careers to ensure intergenerational equity, and to balance rate and benefit stability with the need for the plan funding to be reflective of current plan conditions. This policy documents the current funding policies in effect for the Dec. 31, 2018 actuarial valuation as established by state law, administrative rule and action by the TCDRS Board of Trustees (the board). The policy serves as a comprehensive funding overview and complies with the GASB reporting requirements for an agent multiple -employer plan. 32 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS FOR THE YEAR ENDED SEPTEMBER 30, 2019 NOTE 11. RETIREMENT PLAN (CONTINUED) TCDRS Funding Overview TCDRS is a model for responsible, disciplined funding. TCDRS does not receive any state funding. As an agent, multiple -employer plan, each participating employer in the system funds its plan independently. A combination of three elements funds each employer's plan: employee deposits, employer contributions and investment income. • The deposit rate for employees is 7% of compensation, as adopted by the employer's governing body. • Participating employers are required to contribute at actuarially determined rates to ensure adequate funding for each employer's plan. Employer contribution rates are determined annually and approved by the TCDRS Board of Trustees. • Investment income funds a large part of the benefits employees earn. Pursuant to state law, employers participating in the system must pay 100% of their actuarially determined required contributions on an annual basis. Each employer has the opportunity to make additional contributions in excess of its annual required contribution rate either by adopting an elected rate that is higher than the required rate or by making additional contributions on an ad hoc basis. Employers may make additional contributions to pay down their liabilities faster, pre -fund benefit enhancements and/or buffer against future adverse experience. In addition, employers annually review their plans and may adjust benefits and costs based on their local needs and budgets. Although accrued benefits may not be reduced, employers may reduce future benefit accruals and immediately reduce costs. Methodology for Determining Employer Contribution Rates The board hires independent outside consulting actuaries to conduct an annual valuation to measure the funding status and to determine the required employer contribution rate for each employer plan. In order to calculate the employer contribution rate, the actuary does the following: • Studies each employer's adopted plan of benefits and the profile of its plan participants, and uses assumptions established by the board to estimate future benefit payments. • Discounts the estimate of future benefit payments to the present based on the long-term rate of investment return to determine the present value of future benefits. • Compares the present value of future benefits with the plan's assets to determine the difference that needs to be funded based on the funding policy. The valuation of each employer plan is based on the system funding policy and the assets, benefits and participant profile of each participating employer plan. The four key components in the determination of employer contribution rates are: the actuarial cost method, amortization policy, the asset valuation method and the actuarial assumptions. 33 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS FOR THE YEAR ENDED SEPTEMBER 30, 2019 NOTE 11. RETIREMENT PLAN (CONTINUED) Actuarial Cost Method TCDRS has adopted the replacement life entry age cost method, a conservative cost method and an industry standard. The goal of this cost method is to fund benefits in an orderly manner for each participant over his or her career so that sufficient funds are accumulated by the time benefit payments begin. Under this approach, benefits are funded in advance as a level percentage of pay. This portion of the contribution rate is called the normal cost rate and generally remains stable from year to year. Amortization Policy The portion of the contribution rate that funds any remaining unfunded amounts for benefits that are not covered by the normal cost is called the unfunded actuarial accrued liability (UAAL) rate. UAAL amounts occur when benefit enhancements are adopted that have not been funded in advance, or when actual investment or demographic experience varies from the actuarial assumptions (actuarial gains and losses). UAAL amounts are amortized on a level -percentage -of -covered -payroll basis over a closed period with a layered approach. The closed periods ensure all unfunded liabilities are financed over no more than 20 years from the time they occur. Each year new layers are established to amortize changes in the UAAL due to actuarial gains or losses, as well as any plan benefit changes elected by an employer for that year. Benefit enhancements are amortized over a 15 -year closed period. All other changes in the UAAL are amortized over 20 -year closed periods. These amortization periods are generally more conservative than those of most other public retirement plans and are stricter than the minimum amortization period required under state law. For newly participating districts that have five or fewer employees who are all within five years of retirement eligibility, any initial UAAL and any subsequent adoption of prior service credits are amortized over a five-year closed amortization period. This ensures that benefits are appropriately funded over the current generation of employees. Notwithstanding the layered approach, the total UAAL payment may not be less than the required payment obtained by amortizing the entire UAAL over a 20 -year period. If a plan is overfunded, the overfunded actuarial accrued liability (OAAL) is calculated annually using a 30 -year open amortization period. Asset Valuation Method When determining the actuarial value of assets used for measuring a plan's funded status, TCDRS smooths each year's actuarial investment gains and losses and recognizes them over a five-year period to better reflect the system's long-term investment horizons and to keep employer contribution rates more stable. As actuarial asset investment gains and losses are recognized, they become part of the actuarial gains and losses for the year and are funded according to the amortization policy. The five-year period helps stabilize employer rates while still ensuring that rates are reflective of current market conditions. 34 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS FOR THE YEAR ENDED SEPTEMBER 30, 2019 NOTE 11. RETIREMENT PLAN (CONTINUED) In addition, the board has the ability to set aside reserves from investment earnings that are used to help offset future negative economic cycles. These reserves are held separately and are not counted as part of a participating employer's plan assets until they are passed through to employers when determined necessary by the board. Reserves help maintain rate stability for employers. In addition, reserves ensure that employers do not adopt benefit increases based on a temporarily lower plan cost at a high point in a market cycle and, conversely, are not as pressured to immediately reduce benefit levels during a low point in a market cycle. Actuarial Assumptions Demographic and economic assumptions are used to estimate employer liabilities and to determine the amount of funding required from employer contributions as opposed to investment earnings. These assumptions reflect a long-term perspective of 30 years or more. Examples of key economic assumptions include long-term investment return, long-term inflation and annual payroll increase. Demographic assumptions are the actuary's best estimate of what will happen to TCDRS members and retirees. Examples of demographic assumptions are employment termination rates, retirement rates and retiree mortality rates. A complete listing of all actuarial assumptions can be found in the annual system- wide valuation report. Oversight The board has established review policies to ensure that actuarial assumptions are appropriate and that the methodology for determining employer contribution rates is being correctly applied. Review of Actuarial Assumptions TCDRS' actuarial assumptions are periodically reviewed and revised as deemed necessary to reflect best estimates of future experience. Every four years, the TCDRS consulting actuary conducts an investigation of experience. TCDRS assumptions are compared to plan experience and future expectations, and changes to the assumptions are recommended as needed. The board adopts actuarial assumptions to be used in the valuation based on the results of this study. An actuarial audit of every investigation of experience is required and must be performed by an independent auditing actuary to review the consulting actuary's analysis, conclusions and recommendations for accuracy, appropriateness and reasonableness. These audits alternate between a peer review and a full replication audit of the investigation of experience. In a peer review audit of the investigation, the reviewing actuary uses the raw results of the investigation for demographic assumptions as calculated by the consulting actuary to test the conclusions and recommendations. In addition, the reviewing actuary independently analyzes economic assumptions to test the results and recommendations of the consulting actuary. The reviewing actuary also examines the consulting actuary's methods and assumptions for reasonableness and internal consistency. In a full replication audit of the investigation, in addition to performing all of the steps of a peer review, the auditing actuary fully replicates the calculation of the investigation's raw results. 35 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS FOR THE YEAR ENDED SEPTEMBER 30, 2019 NOTE 11. RETIREMENT PLAN (CONTINUED) Review of Employer Contribution Rates In order to test accuracy and ensure that the actuarial methods and assumptions are being correctly applied, an audit of the valuation is required every four years. These audits are conducted by an independent reviewing actuary and alternate between a peer review and a full replication audit of the valuation. In the peer review audit of the valuation, the actuary uses a sample of participant data and TCDRS plans to test the results of the valuation. The reviewing actuary also examines the consulting actuary's methods and assumptions for reasonableness and internal consistency. In a full replication audit of the valuation, the auditing actuary performs all the steps of a peer review audit but instead of analyzing sample data and plans, the auditing actuary fully replicates the original actuarial valuation. Review and Modification of Funding Policy The board will review this policy on a regular basis and may modify this policy at its discretion. Modifications to the policy may be submitted for consideration to the board by staff and/or outside consulting actuaries as circumstances warrant. Long -Term Expected Rate of Return The long-term expected rate of return on TCDRS assets is determined by adding expected inflation to expected long-term real returns, and reflecting expected volatility and correlation. The capital market assumptions and information shown below are provided by TCDRS' investment consultant, Cliffwater LLC. The numbers shown are based on January 2018 information for a 7-10 year time horizon. Note that the valuation assumption for long-term expected return is re -assessed at a minimum of every four years, and is set based on a 30 -year time horizon; the most recent analysis was performed in 2013. See Milliman's TCDRS Investigation of Experience report for the period January 1, 2009 — December 31, 2012 for more details. Asset Class US Equities Private Equity Global Equities International Equities- Developed International Equities- Emerging Investment -Grade Bonds Strategic Credit Direct Lending Distressed Debt REIT Equities Master Limited Partnerships (MLPs) Private Real Estate Partnerships Hedge Funds Total Benchmark Allocution Dow Jones U.S. Total Stock Market Index 10.50% Cambridge Associates Global Private Equity & Venture. Capital Index MSCI World (net) Index MSCI World Ex USA (net) MSCI EM Emerging Markets (net) Index Bloomberg Barclays U.S. Aggregate Bond Index FTSE High -Yield Cash -Pay Capped Index S&P/LSTA Leveraged Loan Index Cambridge Associates Distressed Securities Index 67% FTSE NAREIT Equity REITs Index + 33% FRSE EPRA/NARE1T Global Real Estate Index Alerian MLP Index Cambridge Associates Real Estate Index Hedge Fund Research. Inc. (FIERI) Fund of Funds Composite Index 36 18.(x)% 2.50% 10.00% 7.00% 3.00% 12.(x1% 1 l.(x)% 2.(x1% Rate of Return 5.40% 8.40% 5.70% 5.40% 5.90% 1.60% 4.39%I 7.95% 7.20% 2.00% 4.15% 3.00% 5.35% 6.00% 6.30% 13.00% 3.90% I (x).00% TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS FOR THE YEAR ENDED SEPTEMBER 30, 2019 NOTE 11. RETIREMENT PLAN (CONTINUED) Contributions SCHEDULE OF PENSION CONTRIBUTIONS Last 10 Calendar Years (will ultimately be displayed) 2018 2017 2016 2015 2014 2013 Actuarially Determined Contribution $ 92,56I $ 102,802 $ 97,875 $ 97.043 $ 93,694 $ 84,476 Contributions in relation to the actuarially determined contribution 94,803 102,802 97,875 97,043 93.694 198,219 Contribution deficiency (excess) (2,242) Covered payroll Contributions as a percentage of covered payroll (113,743) $ 1,055,433 $ 1,140,976 $ 1.119,822 $ I ,116,721 $ 1,068,342 $ 963.243 9.0% 9.0% Deferred Inflows/Outflows of Resources 8.5% 8.7% 8.8% 20.6q At September 30, 2019, the District reported deferred inflows and outflows of resources are as follows: Deferred Outflows 1 (Inflows) of Resources Deferred Outflows Deferred (Inflows) of Resources of Resources Differences between expected and actual experience $ - $ (19,244) Changes of assumptions 7,824 Net difference between projected and actual earnings 81,357 Contributions made subsequent to measurement date 75,734 $ 164,915 $ (19,244) The $75,734 contributions made after the measurement date of the net pension liability but before the end of the City's reporting period will be recognized as a reduction of the net pension liability in the subsequent fiscal period. The other amounts reported as deferred outflows and inflows of resources related to pensions will be recognized in pension expense as follows: Net deferred outflows (inflows) of resources 2020 $ 24,044 2021 12,266 2022 10,157 2023 21,182 2024 2,288 Thereafter Total $ 69,937 37 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS FOR THE YEAR ENDED SEPTEMBER 30, 2019 NOTE 11. RETIREMENT PLAN (CONTINUED) Valuation Timing: NOTES TO SCHEDULE OF PENSION CONTRIBUTIONS Actuarially determined contribution rates are calculated as of December 31, two years prior to the end of the fiscal year in which the contributions are reported Methods and Assumptions Used to Determine Contribution Rates: Actuarial Cost Method Entry Age Normal Asset Valuation Method Inflation Salary Increases Investment Rate of Return Cost -of -Living Adjustments Retirement Age '[urnoser Mortality_ Deposting members Service retirees, beneficiaries and non - depositing members Disabled retirees Other Information: Notes 5 Year smoothed market 2.75% Varies by age and service. 4.9% average over career including inflation. 8.00% Cost -of -Living Adjustments for Trophy Club Municipal Utility District No 1 arc not considered to be substantively automatic under GASB 68. Therefore, no assumption for future cost -of -living adjustment is included in the GASB calculations. No assumption for future cost -of -living adjustments is included in the funding valuation. Members who arc eligible for service retirement are assumed to commence receiving benefit payments based on age. The average age at service retirement for recent retirees is 61 The rates vary by length of service, entry -age group (age at hire) and sex. The RP -2000 Active Employee Mortality Table for males with a two-year set -forward and the RP -2000 Active Employee Mortality Table for females with a four-year setback, both projected to 2014 with scale AA and then projected with 1 I0% of the MP -2014 Ultimate scale after that. The Rp-2000 Combined Mortality Table with the projection scale AA and then projected with 110% of the MP -2014 Ultimate scale after that, with a one-year set -forward for males and no age adjustment for females. RP -2000 Disabled Mortality Table projected to 2014 with scale AA and then projected with 110% of the MP -2014 Ultimate scale after that, with no age age adjustment for males and a two-year set -forward for females. There were no benefit changes during the year. 38 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS FOR THE YEAR ENDED SEPTEMBER 30, 2019 NOTE 12. OTHER POST EMPLOYMENT BENEFITS Trophy Club Municipal Utility District No 1 participates in the retiree Group Term Life program for the Texas County & District Retirement System (TCDRS), which is a statewide, multiple -employer, public employee retirement system. A brief description of benefit terms: All full- and part-time non -temporary employees participate in the plan, regardless of the number of hours they work in a year and are eligible for the TCDRS pension plan. Only employers that have elected participation in the retiree Group Term Life program are included in the OPEB plan. The plan provides a $5,000 post-retirement death benefit to beneficiaries of service retirees and disability retirees of employers that have elected participation in the retiree GTL program. The OPEB benefit is a fixed $5,000 lump -sum benefit. No future increases are assumed in the $5,000 benefit amount. Benefit terms are established under the TCDRS Act. Participation in the retiree GTL program is optional and the employer may elect to opt out of (or opt into) coverage as of Jan. 1 each year. Membership information is shown in the chart below. Inactive employees or beneficiaries currently receiving benefits 1 Inactive employees entitled to but not yet receiving benefits 6 Active employees 18 Total: 25 Contributions made to the retiree GTL Program are held in the GTL Fund. The GTL fund does not meet the requirements of a trust under Paragraph 4b of GASB 75, as the assets of the GTL fund can be used to pay active GTL benefits which are not part of the OPEB plan. Benefit terms are established under the TCDRS Act. Participation in the retiree GTL program is optional and the employer may elect to opt out of (or opt into) coverage as of Jan. 1 each year. The district's contribution rate for the retiree GTL program is calculated annually on an actuarial basis, and is equal to the cost of providing a one-year death benefit equal to $5,000. Deferred Inflows/Outflows of Resources At September 30, 2019, the District reported deferred inflows and outflows of resources are as follows: Deferred Outflows / (Inflows) of Resources Deferred Outflows Deferred (Inflows) of Resources of Resources Differences between expected and actual experience $ - (1,642) Changes of assumptions - (810) Contributions made subsequent to measurement date 1,884 $ 1,884 $ (2,452) 39 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 NOTES TO BASIC FINANCIAL STATEMENTS FOR THE YEAR ENDED SEPTEMBER 30, 2019 NOTE 12. OTHER POST EMPLOYMENT BENEFITS (CONTINUED) The $1,884 contributions made after the measurement date of the total OPEB liability but before the end of the District's reporting period will be recognized as a reduction of the total OPEB liability in the subsequent fiscal period. The other amount reported as deferred outflows of resources related to OPEB will be recognized in OPEB expense as follows: Net deferred outflows (inflows) of resources 2020 $ (394) 2021 (394) 2022 (394) 2023 (394) 2024 (394) Thereafter (482) Total $ (2,452) NOTE 13. SUBSEQUENT EVENTS The District has evaluated all events and transactions that occurred after September 30, 2019 up through audit report date, which is the date the financial statements were issued. The District has no subsequent events to disclose. 40 REQUIRED SUPPLEMENTARY INFORMATIOI TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 GENERAL FUND BUDGETARY COMPARISON SCHEDULE (BUDGETARY BASIS) YEAR ENDED SEPTEMBER 30, 2019 Revenues Water charges Wastewater charges Taxes Intergovernmental revenues Investment income Oversize meter reimbursements Miscellaneous Inspection and tap fees Total revenues Expenditures: Water operations Administration Wastewater operations Fire Non -Departmental Directors Capital Outlay Debt Service Total expenditures Budgeted amounts Original Final Actual $ 6,752,902 3,472,665 1,334,837 171,983 20,000 18,522 28,146 6,000 11,805,055 4,234,026 1,295,333 1,243,523 852,305 184,314 13,230 1,063,000 286,116 9,171,847 Excess of revenues over expenditures 2,633,208 Other financing sources (uses): Transfers out Transfers in Capital Lease Issuance Capital Lease Issuance Cost Bond issuance Bond issuance cost Proceeds from Sale of Assets 10,000 $ 5,193,970 $ 5,358,205 3,172,665 3,181,555 1,249,984 1,231,580 171,983 298,654 130,000 139,388 18,522 41,295 41,646 36,873 6,000 6,900 9,984,770 10,294,450 3,081,969 3,001,947 1,272,966 1,122,329 1,213,023 1,048,445 792,452 692,347 184,314 179,748 13,230 2,500 1,820,929 2,036,172 229,508 229,507 8,608,391 8,312,995 1,376,379 1,981,455 (1,789,951) (1,389,643) (1,389,555) - 32,080 205,504 (1,500) 32,080 (1,500) (39,160) 55,000 52,600 Total other financing sources (uses) (1,779,951) Net change in fund balance Fund Balances - beginning of year Fund Balances - end of year 853,257 8,764,494 $ 9,617,751 (1,336,143) (1,107,951) 40,236 8,764,494 $ 8,804,730 Variance with Final Budget $ 164,235 8,890 (18,404) 126,671 9,388 22,773 (4,773) 900 309,680 (80,022) (150,637) (164,578) (100,105) (4,566) (10,730) 215,243 (1) (295,396) 14,284 88 32,080 205,504 (1,500) 32,080 (37,660) (2,400) 228,192 873,504 242,476 8,764,494 $ 9,637,998 $ 242,476 Notes to Required Supplementary Information: The District annual budgets are approved on the budgetary basis. The Board also approves all revisions and appropriations which !apse at each fiscal year-end. 41 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO.1 SCHEDULES OF CHANGES IN NET PENSION LIABILITY AND RELATED RATIOS - TCDRS LAST 10 MEASURED YEARS (WILL ULTIMATELY BE DISPLAYED) 2018 2017 2016 2015 20I4 Total pension liability Service Cost $ 153,752 5 176,975 5 200,990 $ 150.689 5 170,600 Interest (on the Total Pension Liability) 100,515 83,553 57,230 41,351 27,449 Changes of benefit terms - (22,086) Difference between expected and actual experience 13,723 (25,170) (9,790) (11,320) (7,057) Change of assumptions - 5,971 7,686 Benefit payments 1 refunds of contributions (15,970) (1,695) (2,091) (1.902) (3.156) Net Change in Total Pension Liability 252,020 239,634 246,339 164,418 187,836 Total Pension Liability - Beginning 1,095,011 855,377 609,038 444,620 256,784 Total Pension Liability - Ending (a) 5 1,347.031 S 1,095,011 5 855,377 $ 609,038 $ 444,620 Plan Fiduciary Net Position Contributions - Employer $ 94,803 5 102,802 5 95.185 5 97,043 $ 93,694 Contributions - Employee 73,880 79,868 78,388 78,171 74,784 Net Investment Income (19,840) 126.587 46,440 (15,010 18,561 Benefit payments l refunds of contributions (15,970) (1,695) (2,091) (1,902) (3.156) Administrative Expense (1,039) (769) (505) (394) (285) Other 4,666 2,418 19.889 (47) (21) Net Change in Plan Fiduciary Net Position 136,500 309,211 237,306 157.860 183.577 Plan Fiduciary Net Position - Beginning 1,156,511 847.300 609,994 452.134 268,557 Plan Fiduciary Net Position - Ending (h) $ 1,293,011 $ 1,156.511 $ 847,300 $ 609,994 $ 452,134 Net Pension Liability - Ending (a) - (b) $ 54,020 5 (61,500) 5 8.077 5 (956) $ (7.514) Plan Fiduciary Net Position as a Percentage of Total Pension Liability 95.996 105 629 99.06% 100.16% 101.69% Covered Payroll S 1,055,433 5 1,140,976 $ 1.119,822 5 1.116,721 1,068,342 Net Pension Liability as a Percentage of Covered Payroll 5.12'i. -5.39`1- 0.72% -0.09% -0.70% Notes to Schedule: This schedule is presented to illustrate the requirement to show information for ten years However, until a full ten-year trend is compiled, only available information is shown. 42 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO.1 SCHEDULES OF PENSION CONTRIBUTIONS - TCDRS LAST 10 CALENDAR YEARS (WILL ULTIMATELY BE DISPLAYED) Actuarially Determined Contribution Contributions in relation to the actuarially determined contribution Contribution deficiency (excess) Covered payroll Contributions as a percentage of covered payroll Valuation Timing: 2018 2017 2016 2015 2014 2013 $ 92,561 $ 102,802 $ 97,875 $ 97,043 $ 93,694 $ 84,476 94,803 102,802 97,875 97,043 93,694 (2,242) - - - $ 1,055,433 $ 1,140,976 $ 1,119,822 $ 1,116,721 $ 1,068,342 $ 9.0% 9.0% 198,219 (113,743) 963,243 8.5% 8.7% 8.8% 20.6% NOTES TO SCHEDULE OF PENSION CONTRIBUTIONS Actuarially determined contribution rates are calculated as of December 31, two years prior to the end of the fiscal year in which the contributions are reported Methods and Assumptions Used to Determine Contribution Rates: Actuarial Cost Method Entry Age Normal Asset Valuation Method Inflation Salary Increases Investment Rate or Return Cost -of -Living Adjustments Retirement Age Turnover Mortality: Deposting members Service retirees, beneficiaries and non - depositing members Disabled retirees Other Information: Notes 5 Year smoothed market 2.75% Varies by age and service. 4.9% average over career including inflation. 8.00% Cost -of -Living Adjustments for Trophy Club Municipal Utility District No I are not considered to be substantively automatic under GASB 68. Therefore, no assumption for future cost -of -living adjustment is included in the GASB calculations. No assumption for future cost -of -living adjustments is included in the funding valuation. Members who are eligible for service retirement are assumed to commence receiving benefit payments based on age. The average age at service retirement for recent retirees is 61. The rates vary by length of service, entry -age group (age at hire) and sex. The RP -2000 Active Employee Mortality Table for males with a two-year set -forward and the RP -2000 Active Employee Mortality Table for females with a four-year setback, both projected to 2014 with scale AA and then projected with 110% of the MP -2014 Ultimate scale after that. The Rp-2000 Combined Mortality Table with the projection scale AA and then projected with 110% of the MP -20I4 Ultimate scale after that, with a one-year set -forward for males and no age adjustment for females. RP -2000 Disabled Mortality Table projected to 2014 with scale AA and then projected with 1 I0% of the MP -20I4 Ultimate scale after that, with no age age adjustment for males and a two-year set -forward for females. There were no benefit changes during the year. This schedule is presented to illustrate the requirement to show information for ten years. However, until a full ten-year trend is compiled, only available information is shown. 43 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO.1 SCHEDULES OF OPEB CONTRIBUTIONS - TCDRS LAST 10 CALENDAR YEARS (WILL ULTIMATELY BE DISPLAYED) 2018 2017 Actuarially Determined Contribution $ 2,635 $ 2,673 2,635 2,673 Contributions in relation to the actuarially determined contribution Contribution deficiency (excess) Covered payroll Contributions as a percentage of covered payroll $ 1,055,433 $ 1,140,976 0.2% 0.2% NOTES TO SCHEDULE OF CONTRIBUTIONS Valuation Timing: Actuarially determined contribution rates are calculated on a calendar year basis as of December 31, two years prior to the end of the fiscal year in which the contributions are reported. Methods and Assumptions Used to Determine Contribution Rates: Actuarial Cost Method Inflation Salary Increases Investment Rate of Return Cost -of -Living Adjustments Retirement Age Mortality: Depositing members Service retirees, beneficiaries and non - depositing members Disabled retirees Other Information: Notes Entry Age Normal Does not apply Does not apply 3.44% Does not apply. Members who are eligible for service retirement are assumed to commence receiving benefit payments based on age. The average age at service retirement for recent retirees is 61. 90% of the RP -2014 Active Employee Mortality Table for males and 90% of the RP -2014 Active Employee Mortality Table for females, projected with 110% of the MP -2014 Ultimate scale after 2014. 130% of the RP -2014 Healthy Annuitant Mortality Table for males and 110% of the RP -2014 Healthy Annuitant Mortality Table for females, both projected with 110% of the MP -2014 Ultimate scale after 2014. 130% of the RP -2014 Disabled Annuitant Mortality Table for males and 115% of the RP -2014 Disabled Annuitant Mortality Table for females, both projected with 110% of the MP -2014 Ultimate scale after 2014 There were no benefit changes during the year. This schedule is presented to illustrate the requirement to show information for ten years. However, until a full ten-year trend is compiled, only available information is shown. 44 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO.1 SCHEDULES OF CHANGES IN TOTAL OPEB LIABILITY AND RELATED RATIOS - TCDRS LAST 10 MEASURED YEARS (WILL ULTIMATELY BE DISPLAYED) 2018 2017 Total OPEB liability Service Cost $ 2,503 $ 2,889 Interest (on the Total OPEB Liability) 669 595 Effect of plan changes Effect of assumption changes or inputs (2,704) 946 Effect of economic/demographic (gains) or losses (678) (321) Benefit payments Net Change in Total OPEB Liability (210) 4,109 Total OPER Liability - Beginning 16,955 12,846 Total OPEB Liability - Ending (a) $ 16,745 $ 16,955 Covered Payroll $ 1,055,433 $ 1,140,976 Total OPEB Liability as a Percentage of Covered Payroll 1.59% 1.49% Notes to Schedule: This schedule is presented to illustrate the requirement to show information for ten years. However, until a full ten-year trend is compiled, only available information is shown. 45 INDIVIDUAL SCHEDULES AND OTHER SUPPLEMENTARY INFORMATION REQUIRED BY TEXAS COMMISSION ON ENVIRONMENTAL QUALITY (TCEQ) TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 TSI -1 SERVICES AND RATES SEPTEMBER 30, 2019 1. Services provided by the District: a) Retail Water b) Retail Wastewater c) Wholesale Water d) Wholesale Wastewater Treatment e) Fire Protection f) Irrigation g) Participates in regional system and/or wastewater service (other than emergency interconnect) 2. Retail service providers: Current Rates Water Base Rates I Residential and Commercial Meter Size Base Rate 5/8" $17.15 1.. $32.23 1.5" $56.94 2" $86.58 3" $155.76 4" $254.59 6" $501.64 I Water Volumetric Rates Rates per 1,000 $3.96 $4.61 $5.34 $6.20 $7.21 Gallons 0 to 6,000 6,001 to 17,000 17,001 to 25,000 25,001 to 50,000 50,001 + Sewer Base Fee 1 I Sewer Volimetric Rates Base Rate Rates per 1,000 Gallons Residential' $20.60 $3.80 0 to 4,000 $5.40 4,001 to 8,000 $7.65 8,001 to 12,000 $10.90 12,000 + Commercial" $20.60 $6.37 1,000 + "Effective October 1, 2016 Winter Averaging for Sewer Rates were adopted for Residential Customers. Residential sewer rates each year are based on average water usuage for the months of December, January, and February. "'Commercial sewer usage is billed based on actual water usage per month NOTE: all rates noted above were amended effective April 1, 2019. District employs winter averaging for wastewater usage? Yes "'Total water and wastewater charges per 10,000 gallons usage (including surcharges) effective April 1, 2019 (based on 5/8" & 3/4") First 10,000 gallons used 10,000 $ Next 10,000 gallons used 20,000 $ Next 10,000 gallons used 30,000 $ Next 10,000 gallons used 40,000 $ Next 10,000 gallons used 50,000 $ Next 10,000 gallons used and subsequent 60,000 $ 132.05 180.34 238.04 300.04 362.04 434.14 ""' The above sewer calculations are based on a Winter Average of 10,000 gallons per month. 46 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 TSI -1 SERVICES AND RATES SEPTEMBER 30, 2019 b) Retail service providers: number of retail water and/or wastewater" connections within the District as of the fiscal year end. Provide actual numbers and single family equivalents (ESFC). Meter Size Connections ESFC Active Total Active Factor ESFC's Unmetered 1 - Less than 314" 2,499 2,491 1 2,491 1" 654 652 3 1,630 1112" 28 27 5 135 2" 104 94 8 752 3" 41 41 15 615 4" 16 16 25 400 6" 4 4 50 200 8" 80 - 10" 115 - Total Water 3,346 3,325 6,223 Total Wastewater 3,353 3,330 1 3,330 " Number of connections relates to water service if provided. Otherwise, the number of wastewater connections should be provided. Note: Total water connections does not include Fire Lines or Portable meters Note: "inactive" means that water and wastewater connections were made, but service is not being provided. Note: District provides wholesale services to the Town of Trophy Club through 1,444 connections 3. Total water consumption (in thousands) during the fiscal year: Gallons pumped into the system 862,486 Gallons billed to customers 746,055 Water accountability ratio 86.50% 4. Standby Fees: Does the District assess standby fees? No For the most recent fiscal year, FY2019: Total Total Percentage Levy Collected Collected Debt Service $ 683,183 $ 679,673 99.5% Operations and Maintenance $ 1,236,802 $ 1,230,448 99.5% Have standby fees been levied in accordance with Water Code Section 49.231, thereby constituting a lien on property? No 5. Location 01 District: Counties in which District Is located: Denton Tarrant Is the District located entirety in one county? No Is the District located within a city? Partially Cities in which District is located: Town of Trophy Club Town of Westlake Is District located within a city's extra territorial jurisdiction (ETJ)? ETJ's in which District is located: Is the general membership of the Board appointed by an office outside the District? 47 Unknown Unknown No TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 TSI 2 General Fund Expenditures and Other Financing Uses Year End September 30, 2019 Current Year Prior Year 2019 2018 Administrative $ 1,304,577 $ 1,275,394 Water Operations $ 3,001,947 $ 3,173,225 Wastewater Operations $ 1,048,445 $ 1,026,693 Wastewater Collection Systems 0 0 Contribution to Trophy Club Fire Dept $ 692,347 $ 625,637 Capital Outlay $ 2,036,172 $ 665,773 Transfers Out and Debt Service $ 1,619,062 $ 1,522,562 Total Expenditures $ 9,702,550 $ 6,289,304 * In FY 2015 Wastewater Operations and Wastewater Collection Systems were merged together. Number of employees employed by the District: Full time Equivalents (FTEs) 17 Part time 0 .. The Town of Trophy Club handles the operations of the Fire Department based on an Interlocal Agreement with Trophy Club Municipal Utility District No.1 effective 1011116. The MUD reimburses the annual Town's Fire Budget in equal monthly payments. 48 17 0 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 CONSOLIDATED TSI -3 TEMPORARY INVESTMENTS September 30, 2019 Funds Reserve Fund Prosperity Bank General Fund Prosperity Bank General Fund TexPool Debt Service Fund TexPool Capital Projects Tax Bond Construction Texpool Capital Projects Revenue Bond Construction Texpool Debi Service -Revenue Bond Texpool Revenue Bond Reserve Texpool Capital Projects SWIFT Revenue Bond Construction Texpool SWIFT Revenue Bond Debt Service Texpool Identification Number 216267724 7318701 613300002 613300003 613300011 Closed 613300012 613300013 613300014 613300015 613300017 W&WW 19 Revenue Bond Construction Texpool 613300018 W&WW 19 Revenue Bond Reserve Texpool 613300019 W&WW 19 Revenue Bond Debt Service Texpool SWIFT Revenue Bond Escrow Account Bank of Texas BOKF TCEO Revenue Bond Escrow Account Bank of Texas BOKF 613300020 82-1747-01-1 82-3288-01-4 Vaccon Capital Lease -8076 Escrow Account Closed UMB 147404.1 Total - All Funds Interest Maturity Rate Date 1.220 Demand (Money Market) 0.500 Demand 2.1371 Demand 2.1371 Demand 2.1371 Demand 2.1371 Demand 2.1371 Demand 2.1371 Demand 2.1371 Demand 2.1371 Demand 2.1371 Demand 2.1371 Demand 2.1371 Demand 1.560 Demand 1.300 Demand 1.700 Demand 49 Balance Accrued Interest End of Year End of Year $ 1,395,947 $ 2,480,095 $ 5,843,875 $ 82,507 Paid monthly Paid monthly Paid daily Paid daily $ 644,683 Paid daily $ Paid daily $ 24,518 Paid daily $ 803,457 Paid daily $ Paid daily $ 4,967 Paid daily $ 591,594 Paid dally $ Paid daily $ Paid daily $ 780,339 Paid daily $ 3,869,575 Paid daily $ 16,521,557 Paid daily TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 TSI -4 TAXES LEVIED AND RECEIVABLE SEPTEMBER 30, 2019 General Fund Debt Operations Fire Total Service Total Taxes receivable beginning of year $ 1,644 $ 15,308 $ 16,952 $ 9,502 $ 26,454 2018 tax levy 126,736 1.113.125 1,239,862 684,873 1,924,734 Total to be accounted for 128,380 1,128,433 1,256,814 694,375 1,951,189 Less collections and adjustments: Current year (126,087) (1,107,421) (1,233,508) (681,363) (1,914,871) Prior years (205) {1,489) 1,695)1,162 (2,856) Total to be accounted for (126, 92) (1,108,911 (1,2 5,203) 6821,5125 (1,917,728) Taxes receivable, end of year $ 2.088 $ 19,523 $ 21,611 $ 11,849 $ 33,461 Taxes receivable by year 1996 and prior $ - $ - $ - $ - $ 1997 $ - $ - $ - $ - $ 1998 $ 2 $ 16 $ 18 $ 50 $ 69 1999 $ 2 $ 17 $ 20 $ 39 $ 59 2000 $ 2 $ 12 $ 15 $ 44 $ 59 2001 $ 2 $ 13 $ 16 $ 43 $ 59 2002 $ 2 $ 22 $ 25 $ 49 $ 74 2003 $ 24 $ 42 $ 66 $ 44 $ 110 2004 $ 5 $ 43 $ 48 $ 62 $ 110 2005 $ 12 $ 40 $ 52 $ 58 $ 110 2006 $ 32 $ 147 $ 178 $ 227 $ 405 2007 $ 27 $ 261 $ 288 $ 319 $ 608 2008 $ 72 $ 564 $ 635 $ 458 $ 1,093 2009 $ 184 $ 740 $ 924 $ 466 $ 1,390 2010 $ 136 $ 1,693 $ 1,829 $ 1,192 $ 3,021 2011 $ 138 $ 1,525 $ 1,663 $ 780 $ 2,443 2012 $ 146 $ 1,530 $ 1,676 $ 287 $ 1,963 2013 $ 149 $ 1,397 $ 1,546 $ 586 $ 2,132 2014 $ 259 $ 1,349 $ 1,608 $ 720 $ 2,328 2015 $ 89 $ 1,361 $ 1,450 $ 1,022 $ 2,472 2016 $ 89 $ 1,515 $ 1,604 $ 985 $ 2,588 2017 $ 164 $ 1,431 $ 1,596 $ 909 $ 2,505 2018 $ 649 $ 5,704 $ 6,353 $ 3,509 $ 9,863 $ 2,188 $ 19,423 $ 21,611 $ 11,850 $ 33,461 FN FN F/Y FN FIV Property valuations (in 000's) 18/19 17/18 16/17 15/16 14/15 Land $ 667,906 $ 620,210 $ 562,280 $ 497,482 $ 474,068 improvements 981,366 908,581 798,401 719,295 630,249 Personal property 103,985 105,783 99,772 71,096 80,605 (82,556)031,906) (57,745) Exemptions $ 1,671,351 $ 1,552,018 $ 1,402,708 $ 1,2 } f�) 0,568 $ 1,132 305 Tax rate per $100 valuation Operations 0.00765 0.00788 0.00438 0.00472 0.01486 Fire department 0.06719 0.06870 0.07445 0.07222 0.07727 Debt service 0.04134 0.04363 0.04839 0.05420 0.04126 Tax rate per $100 valuation 0.11618 0.12021 0.12722 0.13114 0.13339 Tax levy: $ 1,919,984 $ 1,870,008 $ 1,779,098 $ 2,000,874 $ 1,870,728 Percent of taxes collected to taxes levied 99.48% 99.75% 99.60% 99.70% 98.91% 50 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO.1 TSI -5 LONG-TERM DEBT SERVICE REQUIREMENTS - BY YEARS SEPTEMBER 30, 2019 Due During Fiscal Years Ending_ 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2033 2034 2035 2036 2037 2038 2039 2040 2041 2042 2043 2044 2045 2046 2047 2048 2049 All Bonded Debt Series Principal Due 1 -Sep 1,370,000 1,565,000 1,610,000 1,655,000 1,225,000 1,260,000 1,285,000 1,330,000 1,365,000 1,410,000 1,455,000 1,505,000 1,400, 000 1,440,000 1,500,000 1,130,000 515,000 250,000 255,000 265,000 275,000 285,000 290,000 300,000 310,000 320,000 330,000 345,000 355,000 365,000 $ 26,965,000 Interest Due Mar 1/ Sep 1 Total 842,907 2,212,907 710,270 2,275,270 674,311 2,284,311 635,585 2,290,585 593,636 1,818,636 564,864 1,824,864 535,084 1,820,084 503,256 1,833,256 469,030 1,834,030 432,215 1,842,215 392,672 1,847,672 349,241 1,854,241 304,049 1,704,049 263,749 1,703,749 221,124 1,721,124 175,675 1,305,675 142,612 657,612 129,538 379,538 122,038 377,038 114,069 379,069 105,788 380,788 96,850 381,850 87,588 377,588 78,163 378,163 68,413 378,413 58,338 378,338 47,538 377,538 36,400 381,400 24,756 379,756 12,775 377,775 $ 8,792,524 $ 35,757,524 51 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO.1 TSI -5 LONG-TERM DEBT SERVICE REQUIREMENTS - BY YEARS SEPTEMBER 30, 2019 Due During Fiscal Years Ending 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 Due During Fiscal Years Ending 2020 2021 2022 2023 General Obligation Bonds - Series 2010 (Fire Station) ($2,000,000) Principal Due 1 -Sep 90,000 95,000 100,000 105,000 110,000 115,000 115,000 125,000 130,000 135,000 140,000 145,000 $ 1,405,000 Interest Due Mar 1/ Sep 1 59,908 56,758 53,433 48,433 43,183 37,683 33,083 28,368 23,243 17,783 12,113 6,163 $ 420,151 General Obligation Bonds - Series 2012 (2,355,000) Principal Due 1 -Sep 225,000 230,000 240,000 250,000 $ 945,000 Interest Due Mar 1/ Sep 1 28,350 21,600 14,700 7,500 $ 72,150 52 Total 149,908 151,758 153,433 153,433 153,183 152,683 148,083 153,368 153,243 152,783 152,113 151,163 $ 1,825,151 Total 253,350 251,600 254,700 257,500 $ 1,017,150 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO.1 TSI -5 LONG-TERM DEBT SERVICE REQUIREMENTS - BY YEARS SEPTEMBER 30, 2019 Due During Fiscal Years Ending_ 2020 2021 2022 2023 Due During Fiscal Years Ending 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2033 2034 General Obligation Bonds - Series 2013 (1,905,000) Principal Due 1 -Sep 195,000 205,000 210,000 215,000 $ 825,000 Interest Due Mar 1/ Se i 2,825 19,975 13,825 7,525 $ 67,150 General Obligation Bonds - Series 2014 (5,765,000) Principal Due 1 -Sep 255,000 265,000 270,000 280,000 290,000 295,000 305,000 315,000 325,000 335,000 345,000 360,000 370,000 385,000 400,000 $ 4,795,000 Interest Due Mar 1/ Se 1 13,775 129,313 124,013 118,613 112,313 105,063 97,688 90,063 81,400 72,463 62,413 51,200 39,500 27,475 14,000 $ 1,259,288 53 Total 220,825 224,975 223,825 222,525 $ 892,150 Total 388,775 394,313 394,013 398,613 402,313 400,063 402,688 405,063 406,400 407,463 407,413 411,200 409,500 412,475 414,000 $ 6,054,288 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO.1 TSI -5 LONG-TERM DEBT SERVICE REQUIREMENTS - BY YEARS SEPTEMBER 30, 2019 Due During Fiscal Years Ending 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2033 2034 2035 Due During Fiscal Years Ending 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2033 2034 2035 2036 Revenue Bonds - Series 2015 (9,230,000) Principal Due 1 -Sep 390,000 400,000 410,000 420,000 435,000 450,000 460,000 475,000 490,000 510,000 525,000 545,000 565,000 585,000 610,000 630,000 $ 7,900,000 Interest Due Mar 1/ Sep 1 Total 208,238 598,238 200,438 600,438 192,438 602,438 184,238 604,238 175,838 610,838 167,138 617,138 157,013 617,013 145,513 620,513 133,638 623,638 120,163 630,163 106,138 631,138 90,388 635,388 74,038 639,038 57,088 642,088 39,538 649,538 20,475 650,475 $ 2,072,313 $ 9,972,313 Revenue Bonds - Series 2016 (4,635,000) Principal Due 1 -Sep 215,000 215,000 220,000 220,000 220,000 225,000 225,000 230,000 230,000 235,000 240,000 245,000 250,000 250,000 260,000 265,000 270,000 Interest Due Mar 1/ Sep 1 Total 60,125 275,125 58,599 273,599 56,965 276,965 55,139 275,139 53,115 273,115 50,893 275,893 48,463 273,463 45,875 275,875 42,862 272,862 39,619 274,619 35,671 275,671 31,303 276,303 26,624 276,624 21,749 271,749 16,749 276,749 11,262 276,262 5,724 275,724 $ 4,015,000 $ 660,737 $ 4,675,737 54 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO.1 TSI -5 LONG-TERM DEBT SERVICE REQUIREMENTS - BY YEARS SEPTEMBER 30, 2019 Revenue Bonds - Series 2019 (7,080,000) Due During Fiscal Principal Due Interest Due Years Ending 1 -Sep Mar 1/ Sep 1 Total 2020 0 326,686 326,686 2021 155,000 223,588 378,588 2022 160,000 218,938 378,938 2023 165,000 214,138 379,138 2024 170,000 209,188 379,188 2025 175,000 204,088 379,088 2026 180,000 198,838 378,838 2027 185,000 193,438 378,438 2028 190,000 187,888 377,888 2029 195,000 182,188 377,188 2030 205,000 176,338 381,338 2031 210,000 170,188 380,188 2032 215,000 163,888 378,888 2033 220,000 157,438 377,438 2034 230,000 150,838 380,838 2035 235,000 143,938 378,938 2036 245,000 136,888 381,888 2037 250,000 129,538 379,538 2038 255,000 122,038 377,038 2039 265,000 114,069 379,069 2040 275,000 105,788 380,788 2041 285,000 96,850 381,850 2042 290,000 87,588 377,588 2043 300,000 78,163 378,163 2044 310,000 68,413 378,413 2045 320,000 58,338 378,338 2046 330,000 47,538 377,538 2047 345,000 36,400 381,400 2048 355,000 24,756 379,756 2049 365,000 12,775 377,775 $ 7,080,000 $ 4,240,736 $ 11,320,736 55 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO 1 TSI -6 CHANGES IN LONGTERM BONDED DEBT SEPTEMBER 30, 2019 Series 2010 Series 2012 Series 2013 Series 2014 Series 2015 Series 2016 Series 2019 GO Bonds GO Bonds GO Bonds GO Bonds Revenue Bonds Revenue Bonds Revenue Bonds Total Interest rate 3.50-5.00% 2.00.3.00% 2.00.3.50% 1.50-3.50% 2.0-3.25% 0.53.2.12% 3.00.3.50% Date Interest payable 3/1 & 9/1 3/1 & 9/1 3/1 & 9/1 3/1 & 9/1 3/1 & 9/1 3/1 & 9/1 3/1 & 9/1 Maturity date 9/1/2031 9/1/2023 9/1/2023 9/1/2034 9.112035 9/1/2036 911!2049 Bonds outstanding at beginning of year $ 1,490,000 $ 1,170,000 $ 1,020 000 $ 5,045,000 $ 8,280,000 $ 4,230,000 $ 7,080,000 $ 28,315,000 Retirements of principal $ 85,000 $ 225,000 $ 195,000 $ 250,000 $ 380,000 $ 215,000 $ $ 1,350,000 Bonds outstanding at end of fiscal year $ 1.405.000 $ 945.000 $ 525.000 $ 4,795,000 $ 7,900,000 $ 4,015,000 $ 7,080,000 $ 26,965.000 Retirements of interest $ 82,883 $ 33,975 $ 31.675 $ 137.525 $ 215.838 $ 61.501 $ - $ 543.396 Paying agent's name & city: The Bank of New The Bank of New The Bank of New The Bank of TX The Bank of TX The Bank of TX The Bank of TX York Mellon York Mellon York Me Ion Corporate Trust Corporate Trust Corporale Trust Corporate Trust Newark, NJ Newark, NJ Newark, NJ Austin TX Austin, TX Austin, TX Austin, TX Bond Authority General Obligation Bonds Amount authorized by voters $ 34,859217 Amount Issued $ 34,855 000 Remaining 10 be issued $ 4.217 The general obligation bonds were authorized on October 7, 1975 Debt Service Fund cash and cash equivalents balance as of September 30, 2019: 5 803,457 Average annual debt service payment (principal & interest} for remaining term of debt 5 231:8.710 SG REVENUE Ad valorem property taxes Water and wastewater charges Utility Fees Inspection and tap fees Interest earned Debt proceeds Transfers In Proceeds from Sale of Assets Capital Lease Financing Miscellaneous and other Total revenue EXPENDITURES Administrative Water operations Wastewater operations Wastewater collection system Information systems Contribution to Trophy Club Fire Dept Capital outlay Transfers Out and Debt Service Total expenditures Excess (deficiency) of revenues over (under) expenditures Total active retell water and/or wastewater connections TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 TS1-7 COMPARATIVE SCHEDULES OF REVENUES AND EXPENDITURES -FIVE YEARS GENERAL FUND SEPTEMBER 30, 2019 2019 $ 1,231,580 8,539,760 6,900 139,388 (7,080) 32,080 52,600 204,004 376,822 $ 10,576,054 $ 1,304,577 3,001,947 1,048,445 692,347 2,036,172 1,619,062 $ 9,702,550 2018 $ 1,197,949 9,286,714 8,000 61,283 797,834 15,400 358,600 245,392 $ 11,971,172 $ 1,275,394 3,173,225 1,026,693 625,637 665,773 1,522,582 $ 8,289,304 Amounts 2017 $ 1,105,820 8,632,747 7,200 18,940 2016 $ 1,371,247 6,729,926 55,200 11,325 12,652 8,034 3,550 90,935 233,282 265,667 $10,001,539 $ 8,544,986 $ 1,150,421 2,994,623 1,061,896 625,083 744,828 1,529,319 $ 8,106,170 $ 873,504 $ 3,681,868 $ 1,895,369 3,330 3,284 2015 $ 1,419,548 6,138,766 239,200 11,375 6,117 1,074,337 46,750 807,316 240,591 $ 9,984,000 Percent of total revenue 2019 2018 2017 2016 2015 11.6% 10.0% 11.1% 16.0% 14.2% 80.7% 77.6% 86.3% 78.8% 61.5% 0.0% 0.0% 0.0% 0.6% 2.4% 0.1% 0.1% 0.1% 0.1% 0.1% 1.3% 0.5% 0.2% 0.1% 0.1% -0.1% 0.0% 0.0% 0.0% 0.0% 0.3% 6.7% 0.0% 0.1% 10.8% 0.5% 0.1% 0.0% 1.1% 0.5% 1.9% 3.0% 0.0% 0.0% 8.1% 3.6% 2.0% 2.3% 3.1% 2.4% 100.0% 100.0% 100.0% 100.0% 100.0% $ 1,388,715 $ 1,672,123 12.3% 10.7% 11.5% 16.3% 16.7% 3,078,429 3,151,532 28.4% 26.5% 29.9% 36.0% 31.6% 1,089,257 864,305 9.9% 8.6% 10.6% 12.7% 8.7% - - 0.0% 0.0% 0.0% 0.0% 0.0% - - 0.0% 0.0% 0.0% 0.0% 0.0% 1,010,938 928,610 6.5% 5.2% 6.2% 11.8% 9.3% 1,713,885 1,755,603 19.3% 5.6% 7.4% 20.1% 17.6% 1,182,760 656,984 15.3% 12.7% 15.3% 13.8% 6.6% $ 9,463,984 $ 9,029,157 91.7% 69.2% 81.0% 110.8% 90.4% $ (918,998) $ 954,843 3,244 3,422 3,376 57 8.3% 30.8% 19.0% -10.8% 9.6% TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 TSI -7 COMPARATIVE SCHEDULES OF REVENUES AND EXPENDITURES -FIVE YEARS (Continued) DEBT SERVICE FUND SEPTEMBER 30, 2019 Amounts Percentage REVENUE 2019 2018 2017 2016 2015 2019 2018 2017 2016 2015 Ad valorem property taxes $ 677,477 $ 679,678 $ 675,944 $ 666,225 $ 468,194 31.8% 32.5% 32.4% 42.3% 48.8% Penalties and interest 2,010 2,010 2,294 4,010 2,021 0.1% 0.1% 0.1% 0.3% 0.2% Intergovemmental 1,413,156 1,390,151 1,402,170 902,259 465,409 66.3% 66.4% 67.1% 57.3% 48.5% Interest earned 37,255 21,903 8,174 2,564 13,976 1.7% 1.0% 0.4% 0.2% 1.5% Miscellaneous and other - - - 9,573 0.0% 0.0% 0.0% 0.0% 1.0% Total revenue 2,129,898 2,093,742 2,088,582 1,575,058 959,173 100.0% 100.0% 100.0% 100.0% 100.0% EXPENDITURES Principal retirement 1,350,000 1,315,000 1,265,000 895,000 440,000 63.4% 62.8% 60.6% 56.8% 45.9% Interest and fiscal charges 543,396 569,530 581,844 552,220 422,722 25.5% 27.2% 27.9% 35.1% 44.1% Bond admin fees 2,950 2,950 2,548 2,150 0.1% 0.1% 0.1% 0.1% 0.0% Total expenditures 1,896,346 1.887,480 1.849.392 1,449.370 862,722 89.0% 90.1% 88.5% 92.0% 89.9% Excess (deficiency) of revenues over (under) expenditures $ 233.552 $ 206.262 $ 239.190 $ 125.688 $ 96.451 11.0% 9.9% 11.5% 8.0% 10.1% 58 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 CONSOLIDATED TSI -8 BOARD MEMBERS, KEY PERSONNEL AND CONSULTANTS September 30, 2019 Complete District Mailing Address: 100 Municipal Drive, Trophy Club, Texas 76262 District Business Telephone Number: Metro (682) 831-4600 Limit of Fees of Office that a Director may receive during a fiscal year: $0 (Set by Board Resolution - TWC Section 49.060) Name and Address Board Members: Term of Office Fees of Expense Title Elected/Expires Office Paid Reimbursements at or Date Hired FY19 FY19 Year End Gregory Wilson 2013 Churchill Downs Lane Trophy Club, TX 76262 05/16-05/20 $ - - President William Rose 219 Inverness Drive Trophy Club, TX 76262 05/16-05/20 $ $ 800 Vice -President Steve Flynn 417 Ramsey Trail Trophy Club, TX 76262 05/18-05/22 S - S - Secretary/Treasurer Kelly Castonguay 402 Parkview Drive Trophy Club, TX 76262 05/18-5/22 $ - 5 Director Mark Chapman 197 Durango Dr Trophy Club, TX 76262 05/18-05/22 $ $ - Director 59 TROPHY CLUB MUNICIPAL UTILITY DISTRICT NO. 1 TSI -8 BOARD MEMBERS, KEY PERSONNEL AND CONSULTANTS (Continued) SEPTEMBER 30, 2019 Name and Address Key Personnel: Term of Office Fees of Title Elected/Expires Office Paid at or Date Hired FY19 Year End Carman Consulting LLC. 2600 Museum Way Fort Worth, Texas 8/1/2017 $ 141,760 General Manager Consultants/Legal: Denton Central Appraisal District P.O. Box 2816 Denton, TX 76202 4/1/1981 $ 8,444 Appraiser Tarrant Appraisal District 2500 Handley-Ederville Rd. Fort Worth, TX 76262 10/1/2007 $ 2,612 Appraiser LaFollett & Company PLLC P.O. Box 717 Tom Bean, TX 75489 10/1/2010 $ 26,681 Auditors CP&Y/The Wallace Group P.O. Box 22007 Waco, TX 76702 5/1/2012 $ 139,706 Engineers Halff Associates, Inc. P.O. Box 678316 Dallas, TX 75267-8316 1/1/2017 $ 205,579 Engineers Wiss Janney Elstner P.O. Box 678316 Dallas, TX 75267-8316 1/1/2017 $ 38,596 Engineers McLean & Howard, L.L.P. 901 S. Mopac Expressway Building 2, Suite 225 Austin, TX 78746 3/1/2017 $ 67,160 Legal/Bond Counsel DuBois Bryant Campbell LLP 303 Colorado, Suite 2300 Austin, TX 78701 5/18/2017 $ 27,920 Legal Counsel Whitaker Chalk Swindle & Schwartz PLLC 301 Commerce St, Suite 3500 Fort Worth, TX 76102-4186 4/30/2018 $ 74,613 Legal Counsel New Gen Strategies & Solutions 1300 E. Lookout Dr. Suite 100 Richardson, TX 75082 7/1/2013 $ 10,000 Water Consultant 60 REPORTS REQUIRED BY GOVERNMENTAL AUDITING STANDARDS f t aFoLL and Company PLLC Certified Public Accountants INDEPENDENT AUDITOR'S REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING AND ON COMPLIANCE AND OTHER MATTERS BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS To the Board of Directors Trophy Club Municipal Utility District No. 1 Trophy Club, Texas We have audited, in accordance with the auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards issued by the Comptroller General of the United States, the financial statements of the governmental activities, each major fund, and the aggregate remaining fund information of Trophy Club Municipal Utility District No. I (the District), as of and for the year ended September 30, 2019, and the related notes to the financial statements, which collectively comprise the District's basic financial statements, and have issued our report thereon dated January 20, 2020. Internal Control over Financial Reporting In planning and performing our audit of the financial statements, we considered the District's internal control over financial reporting (internal control) to determine the audit procedures that are appropriate in the circumstances for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the District's internal control. Accordingly, we do not express an opinion on the effectiveness of the District's internal control. A deficiency in internal control exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct, misstatements on a timely basis. A material weakness is a deficiency, or a combination of deficiencies, in internal control, such that there is a reasonable possibility that a material misstatement of the entity's financial statements will not be prevented, or detected and corrected on a timely basis. A significant deficiency is a deficiency, or a combination of deficiencies, in internal control that is less severe than a material weakness, yet important enough to merit attention by those charged with governance. Our consideration of internal control was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control that might be material weaknesses or, significant deficiencies. Given these limitations, during our audit we did not identify any deficiencies in internal control that we consider to be material weaknesses. However, material weaknesses may exist that have not been identified. 61 LaFollett & Company PLLC PO Box 717 • Tom Bean, TX • 75489 903-546-6975 • www.Iafollettcpa.com Compliance and Other Matters As part of obtaining reasonable assurance about whether the District's financial statements are free from material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements, noncompliance with which could have a direct and material effect on the determination of financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit, and accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. Purpose of this Report The purpose of this report is solely to describe the scope of our testing of internal control and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the District's internal control or on compliance. This report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the District's internal control and compliance. Accordingly, this communication is not suitable for any other purpose. w&it Tom Bean, Texas January 20, 2020 62